10/21/2026
If you’re thinking about buying a home in Edmond, Oklahoma City, or the surrounding communities, you may have more options for covering your down payment than you realize. 🏡
The Oklahoma Housing Finance Agency (OHFA) offers programs like GOLD and DREAM that may help eligible homebuyers with some of the upfront costs of purchasing a home.
And these programs aren’t necessarily just for first-time buyers. Depending on your situation, you may still qualify for assistance even if you’ve owned a home before.
Of course, there’s more to consider than just the down payment. Your monthly payment, financing terms, and long-term goals all play a role in finding the right mortgage option.
OHFA assistance is generally provided through a repayable second mortgage, so it’s important to understand how the programs work before making a decision.
Whether you’re looking for your first home in Oklahoma City, considering a move to Edmond, or exploring homes in nearby communities, I’d be happy to help you understand your options and figure out where to start.
Learn more about OHFA programs at ohfa.org/dpaproducts.
Program availability, eligibility requirements, and restrictions apply. All loans subject to credit approval.
Macy Fendley | Mortgage Loan Officer | NMLS # 1170152
Central Bank | NMLS # 407985 | Equal Housing Lender