Macy Fendley - NMLS# 1170152 - Central Bank

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Macy Fendley - NMLS# 1170152 - Central Bank Mortgage Loan Officer at Central Bank with 20 years of banking experience.

Proud to help clients in the Oklahoma City & Edmond areas—and across 47 states—navigate homeownership with clarity, care, and confidence.

Navigating the mortgage process can raise a lot of questions.Choosing a mortgage lender isn’t always just about the rate...
10/28/2026

Navigating the mortgage process can raise a lot of questions.

Choosing a mortgage lender isn’t always just about the rates; it’s about finding someone who will support you and fight for your needs.

That's what you'll get working with me. I promise my clients a constant flow of communication, so you’ll never feel left in the dark about what’s happening.

DM me today and start asking away!

Member FDIC | NMLS # 407985 | Equal Housing Lender

A lot of the home buying process can feel out of your control. However, the most important elements are within your hand...
10/27/2026

A lot of the home buying process can feel out of your control. However, the most important elements are within your hands!

By choosing a dedicated loan officer like myself, you set yourself on a strong path to discovering the best options available. Focus your energy on the things you can control, and let’s make your home buying journey a positive experience!

Member FDIC | NMLS # 407985 | Equal Housing Lender

10/27/2026

I don’t just love helping people buy homes. I love showing them the communities that make OKC feel like home. ❤️🏡

If you’re thinking about buying a home in Edmond, Oklahoma City, or the surrounding communities, you may have more optio...
10/21/2026

If you’re thinking about buying a home in Edmond, Oklahoma City, or the surrounding communities, you may have more options for covering your down payment than you realize. 🏡

The Oklahoma Housing Finance Agency (OHFA) offers programs like GOLD and DREAM that may help eligible homebuyers with some of the upfront costs of purchasing a home.

And these programs aren’t necessarily just for first-time buyers. Depending on your situation, you may still qualify for assistance even if you’ve owned a home before.

Of course, there’s more to consider than just the down payment. Your monthly payment, financing terms, and long-term goals all play a role in finding the right mortgage option.

OHFA assistance is generally provided through a repayable second mortgage, so it’s important to understand how the programs work before making a decision.

Whether you’re looking for your first home in Oklahoma City, considering a move to Edmond, or exploring homes in nearby communities, I’d be happy to help you understand your options and figure out where to start.

Learn more about OHFA programs at ohfa.org/dpaproducts.
Program availability, eligibility requirements, and restrictions apply. All loans subject to credit approval.

Macy Fendley | Mortgage Loan Officer | NMLS # 1170152

Central Bank | NMLS # 407985 | Equal Housing Lender

Imagine being a homeowner this fall 🍂Now is a great time to buy a home, and I'd love to help you through the process. DM...
10/13/2026

Imagine being a homeowner this fall 🍂

Now is a great time to buy a home, and I'd love to help you through the process. DM me with any questions you may have!


Member FDIC | NMLS # 407985 | Equal Housing Lender

Our branches are closed today, October 12th, in observance of the federal holiday. If you have any mortgage inquiries, p...
10/12/2026

Our branches are closed today, October 12th, in observance of the federal holiday. If you have any mortgage inquiries, please message me, and I'll get back to you ASAP.

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in ...
09/30/2026

While you may be tempted to start touring homes the second you think about buying, getting preapproved is a key step in the process you don't want to skip.

Preapproval provides you with a clear price range, demonstrates to sellers that you’re serious, and enables you to act quickly when you find your dream home. This step significantly simplifies the home-buying experience.

Message me today, and let’s get you preapproved!

Read more about the benefits of preapproval here: https://www.centralbank.net/learning-center/homeownership/buying/5-tips-for-homebuyers/
Member FDIC | NMLS # 407985 | Equal Housing Lender

Seller concessions can do more than just help with closing costs.Depending on the loan program and how your financing is...
09/30/2026

Seller concessions can do more than just help with closing costs.

Depending on the loan program and how your financing is structured, they may be used toward a temporary 2-1 buydown, eligible closing costs and prepaids, or even a permanent rate buydown.

The best option really depends on your timeline, cash needed at closing, and long-term goals.

If you’re getting ready to make an offer, reach out to me before you write it. We can compare the options and see what may make the most sense for your situation.

Disclosure: Seller concessions are subject to loan program limits, eligible costs, transaction structure, and underwriting approval. Rates, terms, and availability are subject to change. Applicant subject to credit and underwriting approval. Not all applicants will qualify. Central Bank NMLS #407985. Member FDIC. Equal Housing Lender.

Macy Fendley | Mortgage Loan Officer | NMLS # 1170152
Member FDIC | NMLS # 407985 | Equal Housing Lender

I'm more than just your mortgage lender. 🤍With me, it’s not just another transaction - it’s the beginning of a lifelong ...
09/29/2026

I'm more than just your mortgage lender. 🤍

With me, it’s not just another transaction - it’s the beginning of a lifelong relationship! Message me today to get started on your homeownership journey.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

3032 E. 2Nd Street
Edmond, OK
73034

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