Gus Dahlgren NMLS #80625

10/31/2026

We hope you have a spooktacular day! Happy Halloween!

10/29/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

10/29/2026

🏦 Will the Federal Reserve Hold Rates Steady Ahead of the Midterm Elections? 📉🏡

With the November elections right around the corner, all eyes are on the Federal Reserve and its next move on interest rates.

📊 Here's an interesting statistic from CME Group: Historically, the Fed has left interest rates unchanged 67% of the time between October 1 and Election Day.

But inflation, economic conditions, and market expectations can change that pattern.

🏡 What does this mean for homebuyers and homeowners?

Remember, the Fed doesn't directly control mortgage rates! Mortgage rates are influenced more by the bond market, inflation expectations, and the broader economy.

Whether you're thinking about buying a home, refinancing, or just wondering where mortgage rates are headed, I'm always happy to help you understand your options.

🎥 Check out this quick 2-minute video from CME Group!

https://www.cmegroup.com/insights/economic-research/videos/2026/could-fed-pause-in-october-ahead-of-midterm-elections.html

Here's a historical look at Fed moves before midterm elections.

10/27/2026

🏡 BIG NEWS FOR MANUFACTURED HOUSING & HOME AFFORDABILITY!

New federal legislation is paving the way for exciting changes in manufactured housing!

By eliminating the longstanding requirement for a permanent steel chassis, manufacturers will have more flexibility in how homes are designed and constructed. This could potentially lower costs and make homeownership more affordable.

✅ Greater flexibility in home designs
✅ Potentially lower construction costs
✅ More affordable housing opportunities
✅ Expanded options for buyers looking to purchase land and build

🏠 What about financing?

For traditional mortgage financing through programs such as Fannie Mae, FHA, and VA, manufactured homes must still meet applicable permanent foundation requirements. Depending on the property and program, this may include an approved slab, crawl space, or basement foundation.

💰 Thinking about purchasing land and placing a manufactured home on it?

I offer construction-to-permanent financing options that can help you finance both the land and the home!

📲 Reach out anytime. I'd be happy to walk you through your options.

📰 Learn more: https://www.listreports.com/share/shareables/social?sid=sCEIAk3Xv

10/23/2026

🚨 BIG NEWS FOR USDA HOME BUYERS! 🏡

I'm excited to share that Union Home Mortgage has been selected by the USDA Rural Development to participate in its expanded Delegated Authority LITE Pilot Program, beginning December 1, 2026!

✅ What does this mean for home buyers and Realtors?

This program allows participating lenders like Union Home Mortgage to approve eligible USDA loans without waiting for the traditional USDA pre-closing approval.

🏡 Potentially faster, more streamlined closings

🏡 Fewer delays in the loan approval process

🏡 A smoother experience for buyers and Realtors

USDA loans are already a fantastic option for eligible home buyers, offering 100% financing with no down payment required!

This is another great reason to consider Union Home Mortgage for your next rural home purchase!

📲 Have questions about USDA financing or whether a property qualifies? I'd love to help!

🔗 Read the official USDA announcement:
https://www.rd.usda.gov/newsroom/news-release/usda-rural-development-expands-delegated-authority-pilot-program-single-family-housing-guaranteed

(Washington, D.C., October 22, 2026) — The U.S.

10/20/2026

🏡 Rental demand is heating up! Is it time to consider buying?

According to Zillow, rental demand has jumped 19.2% over the past year, with demand for single-family rentals climbing even faster at 21.6%! 📈

While renting may make sense for some, it's worth exploring whether homeownership could be a better long-term investment.

💡 You might be surprised by what you qualify for! There are loan programs available that offer low down payments and down payment assistance for eligible buyers.

Before you renew your lease, let's take a look at your options. You may be closer to homeownership than you think! 🔑

Rental demand is up 19.2% from a year ago as buyers priced out by mortgage rates join the market.

10/08/2026

🏡 Thinking about selling your home? Small improvements can make a BIG difference!

You don't have to spend thousands on renovations to make your home more appealing to potential buyers. Sometimes, a few simple updates costing less than $100 can help your home make a great first impression! 🔑

From freshening up your curb appeal to updating cabinet hardware and lighting, these 6 budget-friendly fixes are worth considering before putting your home on the market.

👇 Check out the article for some great tips!

https://www.realsimple.com/inexpensive-fixes-before-listing-home-12071140

Small fixes can make a home more buyer-friendly before it hits the market. A real estate agent shares the under-$100 updates they recommend most.