Ramona Hall Mortgage Lender NMLS #153779

Ramona Hall Mortgage Lender NMLS #153779 Proudly serving Michigan, Kansas & Missouri with the highest quality mortgage lending expertise.

UHM NMLS #2229
Union Home Mortgage is an Equal Opportunity Housing Lender. Loans are available on a fair and equal basis regardless of race, color, religion, s*x, familial status, national origin,military status, disability or ancestry.

A pre-approval tells sellers exactly how much home you can afford and that you're a serious homebuyer, helping your offe...
06/02/2026

A pre-approval tells sellers exactly how much home you can afford and that you're a serious homebuyer, helping your offer stand out in the crowd. Contact me to start the pre-approval process!

Stop renting. Start building your future through homeownership. Every rent payment builds someone else’s investment — le...
05/28/2026

Stop renting. Start building your future through homeownership. Every rent payment builds someone else’s investment — let’s start building yours instead. Whether you’re ready now or just exploring your options, the first step starts with a conversation.

Summer is right around the corner, and there’s no better time to start your journey toward homeownership! ☀️🏡Getting pre...
05/19/2026

Summer is right around the corner, and there’s no better time to start your journey toward homeownership! ☀️🏡

Getting pre-approved is a great first step to understanding your budget, strengthening your buying power, and getting ready for the busy summer homebuying season. Our team is here to help make the process simple and guide you every step of the way. 🔑✨

Effective for all VA appraisals ordered after May 1st, 2026, the following minimum property requirements will be removed...
05/01/2026

Effective for all VA appraisals ordered after May 1st, 2026, the following minimum property requirements will be removed: Detached Improvements and SAH RLC Jurisdiction, Non-Vented Heater, and Radon Gas Testing. Contact me to learn more!

With a UHM refinance, you can reduce your interest rate, lower your monthly payment, and even change the length of your ...
04/29/2026

With a UHM refinance, you can reduce your interest rate, lower your monthly payment, and even change the length of your term. Contact me to learn more!

Thinking about buying your first home? 👀🏡Before you start, make sure you have a few key documents ready:• Income documen...
04/24/2026

Thinking about buying your first home? 👀🏡

Before you start, make sure you have a few key documents ready:
• Income documents (pay stubs, W-2s)
• Bank statements
• Tax returns
• Valid ID

A little preparation goes a long way toward a smooth approval process!

While having a large down payment has its benefits, it's not a necessity. You can take the next step towards homeownersh...
04/10/2026

While having a large down payment has its benefits, it's not a necessity. You can take the next step towards homeownership with as low as a 3% down payment! Contact me to learn more!

💡 Still renting? You might be closer to homeownership than you think!Many buyers are surprised to learn that a monthly r...
03/31/2026

💡 Still renting? You might be closer to homeownership than you think!

Many buyers are surprised to learn that a monthly rent payment could translate into purchasing power toward a home of their own. With today’s loan options and flexible programs, owning may be more achievable than expected.

Curious what your numbers could look like? Let’s run them together and explore your options!

🏡 Your future home might already fit your budget.

Don’t let last-minute decisions close the door on your homeownership dreams 🔑🏡A few simple do’s and don’ts can keep your...
03/24/2026

Don’t let last-minute decisions close the door on your homeownership dreams 🔑🏡

A few simple do’s and don’ts can keep your loan smooth, stress-free, and clear to close! Swipe through to make sure you’re setting yourself up for success.

Because the only surprise at closing should be how excited you are!

🍀 Happy St. Patrick’s Day! 🍀You don’t need luck to find the perfect home — just the right mortgage team 😉🏡Whether you’re...
03/17/2026

🍀 Happy St. Patrick’s Day! 🍀

You don’t need luck to find the perfect home — just the right mortgage team 😉🏡
Whether you’re chasing a pot of gold or the keys to your next front door, we’re here to help make your homeownership dreams feel less like luck and more like a solid plan.

May your approvals be quick, and your home be filled with good fortune! 🌈

Address

411 W Lake Lansing Road, Bldg B, # 101
East Lansing, MI
48823

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