John Duke NMLS# 81078

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John Duke NMLS# 81078 Serving Michigan and Florida with the highest quality mortgage expertise. MI 81078 | FL LO43887 is an Equal Housing Lender. www.uhm.com/jduke

UHM NMLS #2229

Purchasing a new home or refinancing your existing home can be a daunting task. John Duke and his team of professionals, with over 50 years of combined experience, have developed a seamless approach to obtaining a mortgage loan in the industry today. We take a consultative approach to the mortgage process to assure that the largest investment our clients will ever make is affordable to their budget and the right thing for their long-term financial goals. Union Home Mortgage Corp. | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | Union Home Mortgage Corp. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, s*x, handicap, marital status, s*xual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

Not every home upgrade automatically means a higher appraised value. 🏡Appraisers consider a number of factors, including...
10/15/2026

Not every home upgrade automatically means a higher appraised value. 🏡

Appraisers consider a number of factors, including the home’s condition, comparable sales, location, and how certain improvements are valued in the local market.

So before tackling a renovation solely to increase your home’s value, it’s worth understanding the bigger picture.

Have questions about how an appraisal fits into the mortgage process? Let’s talk!

So grateful for this wonderful review! We take pride in being responsive, keeping things moving, and making sure our cli...
10/14/2026

So grateful for this wonderful review! We take pride in being responsive, keeping things moving, and making sure our clients have everything they need along the way. We know how important a smooth and timely closing is, and we're always happy to go the extra mile. Thank you for trusting our team! 🏡

10/13/2026

Mortgage rates might be keeping everyone on their toes, but that doesn't mean you should count yourself out of the housing market! 🏡

There are ways to make today's market work in your favor. Before you decide to wait, hear me out!

Let's talk opportunities, not just interest rates. 🗝️



*20% down payment example for a 30-year fixed-rate Conventional loan: Total sales price $300,000, down payment $60,000, loan amount $240,000, interest rate 6.5%, Annual Percentage Rate (APR) 6.691%, final principal and interest payment $1,516.96. Taxes, insurance, and mortgage insurance will be part of the total mortgage payment but are not included in this example. This example is for illustrative purposes only and may differ from the current interest rate offered. Call for the current rate and full disclosure of current terms.

Temporary Buydown Options for BuyersA little breathing room during your first few years of homeownership? Yes, please!Wi...
10/12/2026

Temporary Buydown Options for Buyers

A little breathing room during your first few years of homeownership? Yes, please!

With a temporary rate buydown, you may be able to enjoy lower monthly mortgage payments for the first 1–3 years, depending on the program.

That could mean more flexibility as you settle into your new home.

Curious how it works? Let's run the numbers and see whether a temporary buydown makes sense for you!

Giving back to the community that gives us so much!Yesterday, I had the opportunity to volunteer at the Greater Lansing ...
10/09/2026

Giving back to the community that gives us so much!

Yesterday, I had the opportunity to volunteer at the Greater Lansing Food Bank alongside our East Lansing Branch team.

It's always rewarding to step away from the office and give back to the community we're proud to serve.

Grateful for this team and the opportunity to make a difference!

So grateful for this 5-star review!There’s nothing better than hearing from a happy client after a successful closing. A...
10/09/2026

So grateful for this 5-star review!

There’s nothing better than hearing from a happy client after a successful closing. A huge shoutout to our great agent partner Michael Graham—great communication, teamwork, and a shared commitment to our clients make all the difference.

10/08/2026

What happens when a mortgage lender and a Realtor walk into a bar? They tackle the unicorn in the room… interest rates! https://youtu.be/QMKG5Xwm-iA

10/07/2026

A little bit at a time can add up to more than you think. 💰🏡

If homeownership is one of your goals, try setting aside a manageable amount each month specifically for your future home fund. You may be surprised by how quickly consistent saving starts to add up.

You don’t have to do everything at once — sometimes you just have to start.

Higher rates don’t have to mean putting your homeownership plans on hold.In the right market, there can be advantages to...
10/06/2026

Higher rates don’t have to mean putting your homeownership plans on hold.

In the right market, there can be advantages to making your move now—from less competition and more negotiating power to starting to build equity sooner.

The key is looking at the whole picture, not just the rate.

If buying a home is on your radar, let’s talk through the numbers and see what makes sense for you.

Happy World Teachers’ Day! 🍎📚Today we celebrate the teachers who encourage curiosity, build confidence, and make a diffe...
10/05/2026

Happy World Teachers’ Day! 🍎📚

Today we celebrate the teachers who encourage curiosity, build confidence, and make a difference that lasts far beyond the classroom.

Thank you for the patience, dedication, and heart you bring to your students every single day. ❤️

Address

411 W. Lake Lansing Road Building B Suite 101
East Lansing, MI
48823

Telephone

+15174892337

Website

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