Home Loans With Carli & Kevin

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Home Loans With Carli & Kevin We are a husband and wife Loan Officer team and our goal is to be your MORTGAGE LENDERS FOR LIFE! Let us help your dreams of owning a home come true!

We have access to multiple lenders to get you the best rates possible! NMLS 1971200 & 1248241 Mortgage Loan Originator at Ultimate Home Lending
Carli Spradlin NMLS 1971200 & Kevin Spradlin1248241
Ultimate Home Lending NMLS: 2259749
Consume Access: https://www.nmlsconsumeraccess.org/

11/03/2026

I hate it 😤

11/02/2026

🚫MYTH: You have to have 20% down to get into a home
✅FACT: there’s some great LOW down payment options out there…3%, 3.5%, 5%, and there’s even some 0% options!!🏠

Let’s get together to get you approved to buy your own home! We’ll go over all your numbers and down payment options. WE GOT YOU👊!!!

🔸 Reach out to us anytime
Kevin 📲 801-318-3516
Carli 📲 801-318-3620

10/30/2026

MARK YOU CALENDARS!! We, alongside our long-trusted real estate agent partner Jordan Keele, are co-hosting “The 2027 Home Buyer Game Plan”, a FREE live webinar!!

🗓️ November 18th
⏰ 7:00pm
💻 Zoom webinar
💰FREE!!

We’ll cover:
🏠 the home buying process
🏠financing options
🏠strategies to save money
🏠how to prepare for a successful purchase.
🏠So much more!!!

Whether you’re ready to buy soon, just exploring your options, or want to know where and how to start in the home buying process we’d love to have you join us!

We are all about 100% education and 0% pressure!

Please share this with anyone you know who could benefit! The more the merrier!

REGISTRATION IS IN THE LINK IN OUR BIO!!!

📲Kevin 801-318-3516
📲Carli 801-318-3620
📲Jordan 801-615-3965

10/30/2026

🎉Happy Closing Day to Marii & Tianna🎉 It was an honor to help these two sweet and amazing sisters to purchase their very 1st home! They killed it! What an amazing closing it was 🥰

There’s nothing quite like watching homeownership dreams come true!

We love what we do and we appreciate our clients/friends/family and realtor partners for all they do!

🏠CONGRATS MARII AND TIANNA🏠

🔸 Reach out to us anytime!
Kevin 📲 801-318-3516
Carli 📲 801-318-3620
Kristiin 📲801-809-2764

homebuye

10/30/2026

🎉Happy Closing Day yesterday to Patrick & Carter!!🎉 We absolutely loved helping Patrick again on another property and helping Carter to purchase his 1st home!!

There’s nothing quite like watching homeownership dreams come true not just the first time, but again and again!!

We love what we do and we appreciate our clients/friends/family and realtor partners for all they do!

🔸 Reach out to us anytime!
Kevin 📲 801-318-3516
Carli 📲 801-318-3620
Kristiin 📲801-809-2764

homebuye

THANK YOU so much Megan for the kind words! We loved working with you to help you buy your beautiful new build home and ...
10/30/2026

THANK YOU so much Megan for the kind words! We loved working with you to help you buy your beautiful new build home and we’re so excited for all the memories you’re going to make there! It was an honor to be a part of your journey!

We are truly blessed to have the most amazing friends/clients!

Buying your first home is so exciting and our job is to help make sure the path to closing stays smooth….each step of th...
10/28/2026

Buying your first home is so exciting and our job is to help make sure the path to closing stays smooth….each step of the way.

Until you have your keys in hand, your lender is still looking at your full financial picture.

That means a few things can affect your approval, even late in the process:

💰Opening new credit cards or loans
💰Making large purchases (like furniture or a car)
💰Changing jobs or income
💰Moving money between accounts or making big deposits

Before making any big moves, give us a quick call or text. Most of the time we can find a way to make things work, and a short conversation now can save you stress later!

Call us ANYTIME!
WE GOT YOU 👊!!
📲Kevin 801-318-3516
📲Carli 801-318-3620

10/28/2026

We are Clear to Close in 7️⃣ days and we’re 2️⃣ days ahead of schedule👏! We are SO HAPPY for Tianna & Marii and we’re so THANKFUL that we got to help them to purchase their 1st home!!

Whether you’re buying your 1st home, 2nd home, rental property, needing to refinance or take cash out by utilizing your equity, etc … WE GOT YOU 👊!

We LOVE what we do and we LOVE helping our clients with ANY and ALL of their mortgage needs!

🔸 Reach out to us anytime!
Kevin 📲 801-318-3516
Carli 📲 801-318-3620
Kristiin 📲 801-809-2764

10/28/2026

It’s ALWAYS a party and it never gets old!!

Let’s goooooo 👏👏👏!!! Loving our continued FAST turn times!!

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Serving All Of Utah, Arkansas, And
Eagle Mountain, UT

Telephone

+18013183516

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