Samantha Bowie at First Heritage Mortgage

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Samantha Bowie at First Heritage Mortgage Samantha Bowie | NMLS ID #246850

First Heritage Mortgage, LLC is an Equal Housing Lender.

Company NMLS ID #86548 | Prince Frederick Branch NMLS ID #1167355
(www.nmlsconsumeraccess.org)

11/04/2026

Most buyers love owning their property, but over 80-% admit to having at least 1 regret after closing. The issue is rarely the property itself, but the surprise expenses like insurance, and maintenance that catch them off guard.

A great financing strategy looks beyond the principal payment to make sure you have a clear budget and healthy cash reserves. 🏡

Smart buyers do not rely on luck, 🍀 they ask the right questions before they sign. 🙌🏽

Send me a message today to map out your full homeownership budget and buy with complete confidence.
https://myoc.io/qnsjhHHxet

What if you could lower your monthly payment for the first few years of homeownership? If you've never heard of a mortga...
11/04/2026

What if you could lower your monthly payment for the first few years of homeownership?

If you've never heard of a mortgage buydown, it can help make those early payments more manageable by temporarily reducing the interest rate. But how does that actually work, and does it make sense for you? 💰

We’re breaking down mortgage buydowns, how they work, and what to consider before choosing one in our blog. Click the link to learn more! 👇
https://myoc.io/qnsjhHHxet/tstkv

11/02/2026

WHAT IF YOU COULD BUY A HOME FOR 50% OFF?
YES, it’s possible! The Good Neighbor Next Door Program is back!
Are you a teacher, law enforcement officer, firefighter, or EMS professional serving the Calvert County community? Or do you know someone who is?
This could be an opportunity worth exploring!
📲 Don’t miss out! Contact me today for more information!
Let’s get you home! ❤️🏡

NMLS ID #1732511 | First Heritage Mortgage, LLC is an Equal Housing Opportunity Lender | Company NMLS ID #86548 | Dunkirk Branch NMLS ID #2609784 | 3240 Ferry Landing Road, Suite 2, Dunkirk, MD 20875

POV: You’re ready to buy a home but have no idea where to start 🏡The first step is to get pre-qualified! It helps you un...
10/28/2026

POV: You’re ready to buy a home but have no idea where to start 🏡

The first step is to get pre-qualified! It helps you understand your buying power, plan your budget, and know what homes to start looking at. Plus, the process may be easier than you think. 👏

Save yourself the guesswork and check out our latest blog for everything you need to know about getting pre-qualified. 👇
https://myoc.io/qnsjhHHxet/aYAUk

5.0 star review received on Experience.com for Samantha Bowie by Debra L - Very informative! Everything went smoothly.
10/27/2026

5.0 star review received on Experience.com for Samantha Bowie by Debra L - Very informative! Everything went smoothly.

Click to see all 66 reviews of Samantha Bowie, Branch Manager/ Senior Loan Officer | NMLS ID #246850

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable...
10/25/2026

Is your furry friend truly living their best life in your current space? Our pets are family, and creating a comfortable environment for them is always a top priority.

Owning your home gives you total freedom to customize spaces, build pet nooks, and create play areas without landlord restrictions. Check out our latest blog post for easy DIY projects that will make your pets feel completely at home.

🏡 Ready to purchase a place with a big yard or extra room for your four legged family members? Send us a message today to explore your home loan options.
https://myoc.io/qnsjhHHxet/uST5e

“Cash to close” sounds confusing, but it really just means what you’ll need to pay on closing day to actually get your k...
10/23/2026

“Cash to close” sounds confusing, but it really just means what you’ll need to pay on closing day to actually get your keys. 💸✨

This blog walks you through what cash to close includes, how it’s different from closing costs, what adds to or lowers that number, and how you’ll pay it so there are no last-minute surprises at the closing table.

If you want to feel fully prepared before the big day, check out our blog! 👇
https://myoc.io/qnsjhHHxet/05geU

Is buying a house even possible right now? 🏡😅If you’re Gen Z and the idea of buying your first home feels more like a “m...
10/21/2026

Is buying a house even possible right now? 🏡😅

If you’re Gen Z and the idea of buying your first home feels more like a “maybe someday” than a real plan, you’re definitely not alone. Between home prices, interest rates, and saving for a down payment, getting into your first home can feel overwhelming.

But buying a starter home in today’s market is possible, and knowing where to start can make a big difference.

Read our latest blog for Gen Z’s guide to buying a starter home in this economy. 👇
https://myoc.io/qnsjhHHxet/5AGBv

5.0 star review received on Experience.com for Samantha Bowie by Eugene L - Samantha and all that we worked with wer...
10/19/2026

5.0 star review received on Experience.com for Samantha Bowie by Eugene L - Samantha and all that we worked with were kind, knowledgeable and very helpfull. She made this process easy for us. We would not hesitate to call upon her to help us again.

Click to see all 65 reviews of Samantha Bowie, Branch Manager/ Senior Loan Officer | NMLS ID #246850

Your credit score is more than just a number. When you’re buying a home, those three digits can play a role in the mortg...
10/18/2026

Your credit score is more than just a number. When you’re buying a home, those three digits can play a role in the mortgage interest rate you’re offered, which can affect both your monthly payment and how much you pay over time. 💳

So, what actually impacts your credit score? And what can you do to improve it before buying?

We’re breaking it all down in our latest blog, so check it out! 🏡👇
https://myoc.io/qnsjhHHxet/Xrcth

Address

3240 Ferry Landing Road
Dunkirk, MD
20754

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12402231717

Website

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