Haley Hoyt, Loan Officer at First Home Mortgage

09/02/2021

Are you curious about the home buying process? Have questions or just don’t know where to start? Give me a call or DM! I’m happy to help. ⁣
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Haley Hoyt⁣
Loan Originator at First Home Mortgage⁣
NMLS #1832547⁣
401-353-9707

08/31/2021

So many people let their misconception of needing a down payment get in the way of buying a home! There are loan programs, state assistance, and grants that can help you buy a home with no down payment as long as you qualify. ⁣
How would you know how much money you’d need or what you’d qualify for without getting prequalified first?! Give me a call or DM so we can see if you’d qualify for a home loan without a down payment. Getting prequalified is FREE!⁣
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Haley Hoyt⁣
Loan Originator with First Home Mortgage⁣
NMLS #1832547⁣
410-353-9707⁣

08/17/2021

Here's a simple picture to help illustrate the steps of the mortgage process. The first step to owning your own home is getting prequalified. What are you waiting for? Contact me today so we can get you started!

08/16/2021

Do you know what a lien is? The more you know, the better off you will be going into the home loan process. Check out our term of the week to learn more! For more resources, visit our website: www.firsthome.com/resources!

08/13/2021

Don't let the house you love slip away from you before you can make an offer! Unlike the banks, I work the weekends! It takes about 10 mins to start your prequalification. Let's get started!

08/11/2021

Whether this is your first time buying a home or you’re an experienced house hunter, a reminder of these home buying mistakes can come in handy!

Whether you’re a first-time home buyer or seasoned house hunter, there are some commonly made mistakes you should know to avoid.

08/09/2021

This week we are discussing foreclosures. Learn more here and feel free to reach out with any questions you may have! We also have more resources available to you at www.firsthome.com/resources!

08/06/2021

The basic items needed to start your prequalification are: 30 Days Most Recent Paystubs, 2 Months Most Recent Bank Statements, and 2 Years Most Recent W2/1099s. Once I have those documents I'll be able let you know what sales price you'll be prequalified for, what your estimated monthly payment will be, and what your estimated closing costs are. Now that you know what docs you'll need let's get start your prequalification. Contact me today to get started!

08/04/2021

Mortgage Insurance is an important factor when it comes to purchasing a home and can affect your monthly payment. To learn more about Mortgage Insurance and help determine if you would need it check out our latest blog!

Mortgage insurance protects the lender in the event the borrower defaults on the loan.

07/29/2021

Summer is a great time to tackle those forgotten tasks before the cooler temperatures start to arrive. Here are some ways you can maintain your home this summer!

Summer can be a great time to tackle some outstanding tasks around the house. Here are some things you can do to maintain your home during summertime.

07/28/2021

07/26/2021

This week on Mortgage Monday we are talking about Hazard Insurance, commonly referred to as Homeowners Insurance. Check back every Monday as we discuss different mortgage terms that will be helpful in your home loan process! For more resources, visit www.firsthome.com/resources!