Nancy Vasquez- Mortgage Loan Officer

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Nancy Vasquez- Mortgage Loan Officer Loan officer MLS #325193
PRMG Lending The Views Expressed are my own and do not necessarily reflect those of American Financial Network, Inc.

Branch NMLS # 1310760. American Financial Network, Inc is licensed by the California Department of Financial Protection and Innovation under the California Financing Lenders Law License (60DBO-44854) and holds a CA Department of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1310760. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

11/03/2026

How to apply for a mortgage: The complete guide
Let’s connect and talk about the latest insights in the industry!

11/02/2026

Los Angeles Programs Can Reduce Down Payments

Felicidades a mi mami en su día!🥳🎉 Que la siga bendiciendo con salud y familia que la rodea siempre.
11/01/2026

Felicidades a mi mami en su día!🥳🎉
Que la siga bendiciendo con salud y familia que la rodea siempre.

10/29/2026

U.S. Mortgage Rates Near Multi-Year Highs
Mortgage rates are still sitting near multi-year highs, and for many of you looking at a 30-year fixed, you’re seeing rates around 7.5%—with 15-year fixed options in the mid-6% range, and even adjustable rates coming in higher than what we’ve grown used to. The main culprit? The 10-year Treasury yield has pushed into the mid-5% range, thanks to a strong economy and increased federal borrowing. Add in lingering inflation concerns and global uncertainty, and the central bank is signaling these higher rates could stick around for a while.

What does this mean if you’re planning to buy, refinance, or just trying to make sense of your next step? Higher rates mean bigger monthly payments, so now more than ever, pre-approval and careful budgeting matter. For most people, refinancing only makes sense if there’s a real, urgent reason. I always remind my clients: these rates aren’t forever. Patience, keeping an eye on economic changes, and understanding how policy shifts could affect your options can make all the difference. It’s a lot to keep track of, but you don’t have to do it alone—breaking down the process is what I do best, so you can feel confident when the time is right.

10/29/2026

60% Prefer Co-Buying to Waiting Alone
It's fascinating to see how the dream of homeownership is shifting. According to a recent national survey, 60% of Americans would rather co-buy half a home now than keep renting while waiting to buy on their own. Cost is the big motivator—94% pointed to affordability factors, like sharing monthly payments, splitting the down payment, or being able to get into a better home together. Most folks are considering teaming up with family (68%), but younger and lower-income buyers are also open to partnering with friends. What stands out to me is how nearly everyone interested in co-buying wants a clear, written agreement about how payments and exits will work. As someone who’s spent the last 25 years guiding California buyers through every kind of mortgage scenario, I know that having these details sorted out up front makes all the difference. Interestingly, 61% of people see co-buying as a commitment on par with marriage, and half believe it can help prevent feeling alone later in life. For anyone thinking about joining forces—whether with family or friends—getting the right structure and support is key to making it a milestone worth celebrating.

10/27/2026

Los Angeles County Home Prices Hold Flat to Modestly Higher as Inventory Tightens Slightly
It’s been an interesting stretch for Los Angeles County homebuyers and sellers. Median sales prices are holding steady—hovering between $925K and $947K—even as the number of homes on the market gets a little tighter. Listing prices dipped by 4.5%, and we’re seeing more price reductions, slower sales, and longer days on market, all while mortgage rates remain high.

After 25 years helping folks across California sort through exactly these kinds of shifts, I know how confusing it can feel—especially when you’re ready to move forward but the numbers don’t seem to budge. My approach has always been to cut through the noise, explain what these changes mean for your specific situation, and stick with you every step of the way. Whether you’re gearing up to buy your first home or weighing your refinance options, a steady hand and a clear plan make all the difference.

Address

10839 La Reina Avenue #101
Downey, CA
90241

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