Henry M. Williams licensed MLO NMLS ID# 2123245

02/24/2024

11/29/2022

Business line but no phone lol where does one buy a phone or does iPhone have a home phone

07/20/2022

Get the home buying facts.

06/22/2022

Hello,

When buying a new home, you should feel certain you’re making the best financial decisions possible. However, there are common myths that can be discouraging when trying to buy a home.

Get the facts to feel certain on your next home purchase journey.

MYTH: You need a 20% down payment to buy a home.
FACT: With our 3% down payment options,1 you could get a home sooner than you may think and save money for move-in costs.

MYTH: Getting prequalified is the same as getting preapproved.
FACT: A prequalification is self-reported whereas a preapproval means that your lender has verified at least some of your financial information by looking at your bank statements, credit reports and more. Additionally, Rocket Mortgage® can provide a Verified Approval2 that gives you a competitive edge in this red-hot housing market.

MYTH: I can’t get a home loan with debt or student loans.
FACT: You don’t have to be entirely debt free to get a mortgage. If you have a debt-to-income ratio (DTI) of less than 50%, you should be able to get a mortgage.

MYTH: I must have perfect credit to qualify for a mortgage.
FACT: Even though credit plays an important role when getting a home loan, it doesn’t mean it has to be perfect. For example, you could qualify for an FHA loan with a credit score of 580.

When would be a good time to chat more about myths and truths when it comes to purchasing a home?

Henry Williams
Loan Originator Powered By Rocket Mortgage®
Home Purchase And Refinance
404-988-4909
[email protected]
NMLS #2123245

06/01/2022

If you know anyone who is in the market for a refinance feel free to have them give me a call!