KellumMortgage

KellumMortgage We are a privately owned and operated boutique mortgage company, with team members that value honesty, and service. Kellum
NMLS *1267030

I have been in the mortgage industry for 30 years. This gives me a unique advantage of the entire process and what it takes to close. Kellum Mortgage, LLC
NMLS #2032812

Anthony O.

Homeownership Education Must Begin at HomeThere was a time when children learned the meaning of ownership long before th...
06/06/2026

Homeownership Education Must Begin at Home

There was a time when children learned the meaning of ownership long before they became adults. They learned it while cutting grass on a Saturday morning. They learned it while helping their parents paint a fence, rake leaves, repair a porch, or carry garbage cans back from the curb. These seemingly ordinary tasks were never really about yard work. They were lessons in stewardship, responsibility, and community.

Property ownership teaches a fundamental truth our actions affect others.

When one homeowner maintains their property, the entire block benefits. When a family repairs its roof, trims its landscaping, paints its exterior, and protects its investment, neighboring property values are strengthened. The deterioration of one home can contribute to the decline of an entire block. This is why neighborhoods are called neighborhoods the word itself implies interconnectedness. The health of one property contributes to the health of the community.

Property is Power!

www.kellumortgage.com

Homeownership changes the equation.It introduces control where there was once uncertainty. It replaces temporary occupan...
06/01/2026

Homeownership changes the equation.

It introduces control where there was once uncertainty. It replaces temporary occupancy with a permanent stake in the future. It transforms individuals and families from participants in the economy into decision-makers with a vested interest in its growth.

Over time, ownership does more than improve personal circumstances it shapes collective outcomes. It creates stability, builds wealth, strengthens communities, and opens doors for future generations.

Whether it's a home, or an investment property, ownership isn't just about what you possess. It's about the ability to influence your future rather than simply react to it.

Property is Power! www.kelluMortgage.com

05/22/2026

Raw, unfiltered wisdom from Dr. Anthony Kellum on the reality of paying it forward. The path to success often involves extending trust and giving someone a genuine opportunity, even when they talk a big game. A candid reflection on accepting the occasional disappointment because, as he shares, he's only standing where he is today because someone extended that same chance to him. A vital perspective on mentorship, risk, and the human dynamic at the core of building wealth and community.

05/20/2026

This segment unpacks a vital philosophy: real estate investment is the engine for tangible community good. Discover the core mission behind the 'Properties Power Platform'—educating investors not just on wealth potential, but on becoming true stewards who save neighborhoods and support better schools. Homeownership is presented as a necessary, viable foundation, particularly for securing the future of the African-American community. Hear the expert perspective on leveraging tools like DSCR loans and property rehabilitation strategies to transform even the most distressed areas. This is strategy meeting impact.

05/18/2026

Ever poured your heart (and budget!) into a stunning renovation, only to watch the 'For Sale' sign gather dust? 🧐 This critical insight reveals the invisible trap many fix-and-flippers fall into. Getting the rehab look *perfect* is only half the battle; the real measure of success is whether that beauty aligns with the *recent* comparable sales on that specific block. Relying solely on past wins or data from just a few streets over can be a costly mistake, potentially leading investors to over-rehab a property that the current local market simply won't support at that price point or in that timeframe. Essential viewing for anyone serious about property transformation and timely exits!

05/15/2026

Even those who try to give chances get burned. Hear the unbelievable, candid story from Dr. Anthony Kellum about pouring money into a new bathroom remodel, only to have to bring in *another* contractor to tear the whole thing out because the initial work was simply shoddy. It's a hard lesson in quality control that every property owner or investor needs to hear about the tough reality hidden behind the renovation gloss. When does understanding turn into a costly mistake?

05/13/2026

Smart investors look beyond the immediate flip. The real secret sauce for navigating today's market? Having backup plans ready *before* you even close. Seasoned investor logic dictates that every property analysis includes a deep dive into projected rental income. Why? Because if the ideal sale doesn't materialize, you need the data to seamlessly pivot to a cash-flowing hold strategy to service your debt or bridge financing. True resilience in real estate means mapping out not just Plan A, but Plans B and C. Hear this essential pivot point breakdown from Dr. Anthony Kellum on preparing for every contingency.

05/11/2026

This perspective on real estate financing is a total game-changer for aspiring investors! Dr. Anthony Kellum, CEO of Kellum Mortgage, breaks down how DSCR loans are revolutionizing access to property investment, especially in entrepreneurial markets like Atlanta, Houston, and Detroit. The key takeaway? This financing model bypasses the need for traditional tax returns or W-2s, instead leveraging the current or potential lease revenue as proof of viability. This shift effectively opens the door for more people to get involved in property rehabilitation and neighborhood transformation. Discover the mechanics behind this powerful strategy that prioritizes *revenue* over paperwork.

05/08/2026

Witness a truly rewarding real estate strategy that tackles community revitalization head-on! An industry expert unveils niche approaches focused on transforming struggling neighborhoods while simultaneously building serious personal wealth. Discover why lower price points make this path particularly accessible and how showing *actual* closed deals—from cheap acquisition and rehab to generating profit through tenants or appreciation—is the key to success. This conversation dives into the mechanics, including the importance of DSCR loans for making these impactful investments in distressed areas a reality. This is real estate with a purpose; see the proof!

05/04/2026

Navigating the delicate dance of high-stakes deals requires master-level communication. This perspective offers a crucial look at orchestrating moving parts, especially when coordinating with real estate agents and various stakeholders. The insight shared here centers on setting clear expectations, reminding everyone involved that success hinges on recognizing a shared objective: benefiting the client. It’s a powerful reminder that respecting time and resources paves the road to the finish line, turning potential friction into forward momentum. Discover the strategy for maintaining alignment in complex investment and lending scenarios straight from Dr. Anthony Kellum.

Address

Detroit, MI

Opening Hours

Monday 8:30am - 7pm
Tuesday 8:30am - 7pm
Wednesday 8:30am - 7pm
Thursday 8:30am - 7pm
Friday 8:30am - 7pm
Saturday 9:30am - 3am

Telephone

+13132636388

Website

https://www.nmlsconsumeraccess.org/

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