06/23/2026
There's been a lot of talk lately about oil prices, inflation, mortgage rates, and whether buyers should keep waiting for "the perfect time."
Here's what I'm watching.
Oil prices have pulled back quite a bit from their recent highs, which is encouraging. But inflation tends to take longer to work its way through the system, and mortgage rates haven't responded the way many people hoped they would.
This week we'll get the latest PCE report—the inflation measure the Federal Reserve pays particularly close attention to. It's one of several pieces of data that will help shape future rate decisions.
What does that mean for buyers?
It means waiting for rates to drop may not be the strategy many people think it is.
Meanwhile, here's what I'm seeing on the ground:
🏡 Homes are still selling.
🏡 Serious buyers are still winning.
🏡 Seller concessions are still available in many situations.
🏡 Some buyers are negotiating below asking price.
In other words, opportunities still exist right now for buyers who are prepared and have a plan.
Does that mean everyone should buy today?
Absolutely not.
But I do believe everyone who is considering buying should understand their options before making a decision.
The best financial decisions aren't made from fear or wishful thinking.
They're made with clarity.
And that's exactly what we work to create together.
If you're wondering whether buying now, waiting, or creating a longer-term strategy makes the most sense for your situation, I'd be happy to help you run the numbers.
No pressure. Just clarity.
To get honest answers, smart mortgage tips, and a steady hand through the process, connect with me at the link in my bio.