Ramos Ratliff Insurance Agency

10/12/2026

Give me a call!

10/12/2026

10/07/2026

https://ketteringhealth.org/kettering-health-to-end-medicare-advantage-contract-with-anthem/?fbclid=IwZnRzaAUyfI9leHRuA2FlbQIxMQBwZG9mBWZkaWQWUP0hmx3X2LheEDp6YOVXEcxAIy6zNnNydGMGYXBwX2lkCjY2Mjg1NjgzNzkAAR6ZRGBDY_7wvVd-OrTRrUrHRwU8ohPwjMdM7DeqTAz2t9yDR5tr-rhQz_T_bA_aem_pM8SK2pfty5s4mZvfFDOmQ

Kettering Health announced today that it will not renew its contract with private Medicare Advantage insurer Anthem.

10/05/2026

In case you want to know more about the $90 Medicare rebate, please read the full article below:

Medicare Improvement Fund Premium RebateFrequently Asked Questions Q: What will the Medicare Improvement Fund do for Medicare beneficiaries?

09/23/2026

Attention Medicare members: watch for your ANOC - Annual Notice of Change - in the mail this week. I have clients who already received theirs.

09/20/2026

Florida friends, I’m licensed in your state too. If you have friends or relatives who need help with their Medicare plans, let me know!

09/15/2026

Hello, my friend! 😊

Can you believe it’s almost Medicare Annual Enrollment time again? 🍂 AEP runs October 15 through December 7, and I want to make sure you’re ready for 2027!

There are quite a few changes coming this year — some plans are ending or transitioning, and we’re also seeing changes to premiums, prescription drug deductibles, benefits, and other costs. 💊💰

📬 Please don’t ignore your Annual Notice of Change (ANOC)! It contains important information about what is changing with your Humana plan for 2027.

And remember — you don’t have to figure all of this out by yourself. That’s what I’m here for! 💙😊

Let’s take a few minutes to review your plan together and make sure it still works well for you.

📅 Schedule your Medicare Review here:
https://calendly.com/janaramosratliff/30min

📞 Or just give me a call and we’ll find a time that works for you!

Please provide your phone number to confirm the meeting. Thank you.

09/10/2026

Great day preparing for Medicare 2027! 💙

So grateful for the opportunity to spend the day learning, connecting, and getting ready to better serve our Medicare clients in the year ahead.

A very special THANK YOU to TLC Insurance Group & Wealth for putting together such a great day of product knowledge and education, and especially for the incredible support you provide to us agents throughout the year. Having a strong team behind us makes such a difference! ❤️

Ready for 2027 and another year of helping our clients navigate Medicare with confidence! 🙌

07/26/2026

Lovely local IUE-755 cookout today! We had a great turnout!