Patrick Wheeler-Angel Oak Mortgage Solutions

10/27/2026

Congratulations to Mariya at Supreme Mortgage on closing a 12-Month Business Bank Statement loan for a borrower purchasing a non-warrantable condo!

The challenge? The condo HOA had less than 3% reserves in its budget, creating obstacles with other financing options. Since the borrower was bringing a 30% down payment, our guidelines did not require the HOA to maintain reserve funds, allowing us to provide a financing solution and keep the transaction on track!!

✅ 12-Month Business Bank Statement Loan
✅ Non-Warrantable Condo
✅ Closed On Time
✅ Submission to Close in Just 11 Business Days

This transaction is a great example of how understanding the guidelines and exploring every available option can help borrowers achieve their homeownership goals. From submission to closing, our teams worked together to ensure a smooth process and an on-time closing.

Congratulations again to Mariya and the entire team at Supreme Mortgage! Thank you for trusting us with the opportunity. Looking forward to many more success stories together.

10/22/2026

Congratulations to Gary Field at NewFed Mortgage Corp. on closing a DSCR cash-out refinance for a property in the Florida Keys!

Gary came to us after another investor couldn't get comfortable after seeing the AirDNA report. By taking a look at the property's Short-Term Rental Analysis completed by the appraiser, we were able to recognize the property's true income potential, utilize the stronger qualifying income, and get this loan across the finish line!

Thank you, Gary, for your trust and partnership throughout the process. It was a pleasure working alongside Melissa Hanrahan, Ron Poole, and the entire team at NewFed Mortgage. As always, a big thank you to my Account Manager, Brian Martinez, for helping make the transaction smooth from start to finish.

Deals like this are a reminder that the right people, the right process, and a solution-focused approach can make all the difference. 🚀

10/08/2026

Starting in less than 1 hour! You don't want to miss this webinar EST. 🔗 Save your spot today: https://ow.ly/FxFv50ZVxhS

Looking for more ways to qualify your self-employed borrowers?
Join us tomorrow to explore Angel Oak's P&L-only options for HELOCs and Closed-End Second Mortgage programs. We'll walk through key qualification requirements and discuss where these solutions may fit your next borrower scenario.

Whether you're working with self-employed borrowers or looking to expand your lending toolkit, this session will help you identify new opportunities.
🔗 Save your spot today: https://ow.ly/xK2T50ZVxtB
📅 October 8 🕐 1:00–1:45 p.m. ET

09/23/2026

Help your clients unlock equity without disturbing their existing first mortgage.

✅ Bank Statement HELOCs
✅ DSCR Closed-End Seconds
✅ Solutions for self-employed borrowers & real estate investors

Have a scenario to review? Let's connect.

07/07/2026

Not every borrower fits inside the conventional lending box—and that’s okay.

At Angel Oak Mortgage Solutions, we specialize in helping borrowers with unique financial situations by offering flexible non-QM solutions.

If you have a challenging loan scenario, let’s connect and see what’s possible.

📧 [email protected]
📱 609-206-2099

06/18/2026

What if the deal you declined last week could have been approved?
Many investors are buying properties specifically for short-term rental income, but too many loan officers are still evaluating them through a traditional long-term rental lens.
That's why I'm excited about this upcoming webinar.
Tools like AirDNA are helping uncover income potential that can make a major difference in DSCR loan qualification. For investors, it can mean more buying power. For loan officers, it can mean more closed loans and fewer missed opportunities.
In a market where every deal matters, having access to better data can be the difference between losing a deal and closing one.
If you're originating investor loans, this is definitely worth your time.
🚀 Join us June 25th and see what's possible.

Short-Term Rental data is changing the way deals get done.
Join us next week to see how tools like AirDNA can help support DSCR and investor scenarios.

✅ Secure your spot and stay ahead of the curve: https://ow.ly/la3R50Z7oTE
📅 June 25 | 1 PM ET

05/12/2026

Two loan officers. Two mindsets.
One avoids Non‑QM… the other knows it’s the key to unlocking more business.

This video says it all.

When you work with Angel Oak Mortgage Solutions and have me in your corner, Non‑QM becomes one of the easiest ways to expand your reach and help more clients who don’t fit the agency box.

Stop leaving deals on the table. Start winning with solutions that actually grow your business.

05/05/2026

A Non-QM Webinar: From Equity to Opportunity – Navigating the Cash-Out Market in 2026
05-06-2026 | 1:00 pm

Join Angel Oak for a webinar focused on the Cash‑Out landscape and how brokers are using equity‑driven solutions to support self‑employed borrowers and real estate investors in 2026. We’ll cover practical use cases, market considerations, and how Angel Oak’s Cash‑Out programs can help you position opportunities and keep deals moving.
Register Now:

Join our Non-QM webinar series where industry experts will detail popular programs and proven strategies to grow your origination business.

04/28/2026

04/01/2026

Time for a spring reset 🌸🏡

Thinking about flipping your world upside down this season… literally 😅

Whether you're buying, selling, or just daydreaming about your next move — sometimes a fresh perspective is all you need.

(…Don’t worry, I promise we keep the houses right side up 😉)