John Hollow - Draper and Kramer Mortgage NMLS 1743663

11/11/2021

Today and every day, we honor America’s military veterans. We’re ever grateful to them for their service and dedication to our country. Thank you, veterans!

At Draper and Kramer Mortgage, we take great pride in helping veterans and their families access the VA home loan benefits they’ve earned, and we never charge lender fees on our VA loans. If you’re a veteran or know one I can assist, I’m always here to help with any home financing needs.

Have a safe and meaningful holiday.

11/06/2021

This is your reminder to set your clocks back one hour this Saturday evening before bedtime as daylight saving time ends at 2:00 a.m. on Sunday, November 7. Most smart devices should make the switch on their own, and Arizona and Hawaii residents don’t need to do a thing since their states don’t take part in DST. No matter how the clocks are set, I always have time to assist you with your home financing needs. Contact me anytime!

11/01/2021

Today’s term is contingency! In a real estate contract, contingencies are terms and conditions that must be met for the home sale to proceed. If you’re buying a home, it’s common to have contingencies that ensure you’re not on the hook for the purchase unless you can obtain financing and sell any current home you’re selling and the home you’re buying receives favorable inspection, appraisal and title search results. Want to learn more about the homebuying process? Contact me today!

10/31/2021

Monsters in the closet are something to be frightened of, not mortgages. Home financing can seem like an intimidating subject, but there’s nothing to fear! 👻
What scares you most about the home buying or refinancing process? I’d like to help, message me today!

09/27/2021

Today’s is all about closing costs! Typically, closing costs are around 2% to 5% of the home’s purchase price. You may be able to cover some or all of your closing costs with assistance from your lender, your friends and family or even the home’s seller. After you apply for your loan, your lender will provide you with an estimate of your closing costs in your Loan Estimate, and at least three days before your closing, they’ll provide your exact closing costs as part of your Closing Disclosure.

09/23/2021

If you get overwhelmed thinking of everything you have to do around your home to prepare for the colder months, you’re not alone. Check out these 7 things homeowners can do as fall approaches.

Fall technically starts on Sep. 22, so if you haven’t yet, it’s time to get started on your end-of-summer to-do list. If you get overwhelmed thinking of everything you have to do around your home to prepare for the colder months, you’re not alone. Luckily, Apartment Therapy put together a list...

09/13/2021

Make sure you don’t skip this crucial topic – home inspections! When buying a home, most likely the largest purchase you’ll make in your life, it’s vital to know as much about the property as possible before closing the deal. A professional home inspection can reveal structural damage, safety issues or other costly problems that may have gone unnoticed, helping you avoid expensive surprises in your new home. The results can also be a powerful negotiating tool for you to request repairs, renegotiate the sale price or even cancel your purchase. For these reasons, home inspections, which typically cost between $200 and $600 depending on the home, are a highly recommended step in your homebuying process.

09/06/2021

Happy Labor Day! Join me in celebrating the contributions of America’s workers, especially after a year when many have been challenged in ways like never before. I hope you have a fun and safe weekend!

As always, I appreciate the opportunity to help you realize your homeownership dreams from the fruits of your labor.

08/27/2021

Take advantage of the weekend by using a few of these simple tips that can help you efficiently organize your home!
https://bit.ly/3ynivme

Upgrade your home's storage capacity with a few simple tweaks.

08/23/2021

No one likes paying fees, but mortgage insurance may be worth the price if you want to buy a home with a down payment of less than 20%. Thankfully, it may be possible to remove mortgage insurance after you’ve built up enough equity in your home! Want to buy a home with a low down payment? Contact me today!

08/09/2021

Obtaining a preapproval is the first step in the mortgage process. When you get preapproved, you provide your lender with basic financial and credit info, and they preapprove you for a specific loan amount. This helps you understand how much home you can afford, set your home shopping budget and show home sellers that you’re a serious buyer. Ready to start your home search with a preapproval letter in hand? Contact me today to learn more!

08/06/2021

The kitchen is one of the most important rooms to stage when trying to sell a home. Here are eight simple tips to help your kitchen stand out.

These staging tips will have homebuyers taking notice of your kitchen.