Chenine Lozano - Real Estate Finance Expert

Chenine Lozano - Real Estate Finance Expert Helping clients create wealth through real estate and finance
Top woman Loan Originator
NMLS ID # 1655101 | Branch NMLS ID # 2826706

Nine months ago, I met a family as they started planning a big move. They were selling their home in California, relocat...
06/05/2026

Nine months ago, I met a family as they started planning a big move. They were selling their home in California, relocating to Texas, changing jobs, and wanting to be closer to extended family.

Moves like this come with a lot of moving parts. Add self-employment into the mix, and the financing side gets even more complex. We put a plan together early, worked through each step, and stayed focused on getting them to the finish line.

Now they’re officially homeowners in Texas and settled into their new chapter! Huge congratulations to this amazing family!

If you’re thinking about relocating, changing jobs, or buying in another state, don’t wait until you’re in the middle of it. Send me a DM, or call me directly, let's map it out ahead of time so you know exactly what to expect and how to make it work!

Chenine Lozano, Home Loan Advisor
📞 562-620-7662
NMLS #1655101
Planet Home Lending NMLS #317022

This one is really special. When we first talked, they didn’t think owning a home was realistic for them. Fast forward t...
06/01/2026

This one is really special. When we first talked, they didn’t think owning a home was realistic for them. Fast forward to now, they’ve got the keys to their first home! We came up with a plan, stayed consistent, and they trusted the process the whole way through. I was even able to beat the builder’s lender on both rate and closing costs, which means real savings upfront and over time!

Just a reminder, who you work with matters. The right strategy and the right team can completely change the outcome. I’m so excited for them and this next chapter!

A huge thank you and kudos to the buyer’s agent Shannon Paul for always doing an amazing job negotiating for her clients!

If you’ve been thinking about buying but aren’t sure where to start, let’s figure it out. DM me “HOME” or hit the link in my bio.

Chenine Lozano, Home Loan Advisor
📞 562-620-7662
NMLS #1655101
Planet Home Lending NMLS #317022

04/01/2026

Baker to Vegas 2026 was such a vibe!

showed up strong as a Platinum Sponsor, and the energy kept going all weekend long! From the booth traffic and wheel spins, to seeing the community cheering for the runners to cross the finish line, this event was such a great reminder of what it looks like when people show up for each other. Big thanks to everyone who stopped by and made it such an amazing weekend, we can’t wait to do it again next year!

Whatever your next real estate move is going to be, let Navigate guide your way!

EventRecap

02/07/2026

FRESHLY remodeled home in L.A. under $899k 👀🏡

🛏️3 bed
🛁1 bath

Fully remodeled and done beautifully!

New kitchen and bath, new HVAC, updated plumbing, fully rewired electrical with upgraded panel, and new doors and windows throughout.
Detached two-car garage with future ADU potential.

💲If you’re thinking about buying or home or know anyone who is DM to get pre-approved!

🏡For property details and showings, connect with listing agent

Listed by
Ratana Castillo | DRE #02282841
Real Brokerage

12/25/2025

Oldie but goodie🎄Merry Christmas Eve!

11/04/2025

Another incredible Mortgages and Mimosas in the books 🥂

Buy It, Fix It, Keep It, Repeat brought together first-time home buyers, investors, and homeowners all learning side by side. Trust, connection and partnerships made in room full of people who all want to learn more. This is what is all about.

Shoutout to for breaking down how to spot the right properties, and to all of our attendees who. Everyone either asked questions, shared their experiences and provided value to the room.

Shannon and I even shared some of our own real estate projects, pulled back the curtain on real numbers, and showed how strategy turns ideas into income. It is also important to share what to avoid and do our best to help people avoid pitfalls. I am proud to share that one of our past attendees now has his own project in escrow, and he’s already looking for the next!

We’re proud of this community. Since starting Mortgages and Mimosas, we’ve seen eight new deals come to life from people who attended, learned, and decided to take that first step.

If you missed this one, don’t worry—the next Mortgages and Mimosas is coming soon.
📩 DM me to join the VIP invite list.

FUSE by AIME in Nashville did not disappoint! 🤠 It was first time attending AND in Tennessee! The energy was unmatched-p...
10/29/2025

FUSE by AIME in Nashville did not disappoint! 🤠 It was first time attending AND in Tennessee! The energy was unmatched-powerful speakers, genuine connections, and so much inspiration in one place.

For those unfamiliar, AIME (the Association of Independent Mortgage Experts) is a national organization that brings together mortgage brokers, lenders, and industry leaders who believe in collaboration over competition. Their focus is on education, advocacy, and strengthening the independent channel, which ultimately helps us serve our clients better.

I had the best time learning, connecting, and being surrounded by others like me- passionate about helping families build wealth through homeownership. And getting to experience it all alongside an amazing group of women in mortgage made it even more meaningful.

About a year ago, I took my first out-of-state trip for a women in mortgage retreat. I knew two people before I arrived and left with 3 more close friends and a whole community of women in mortgage 👑 I am fulfilled, supported, and grateful for the relationships I’ve built in short time. This business can feel lonely at times, but not anymore.


🌟 Funded FridayBig win for first-time homebuyers When we opened escrow, rates were higher. By the time we closed, they h...
10/03/2025

🌟 Funded Friday

Big win for first-time homebuyers
When we opened escrow, rates were higher. By the time we closed, they had improved—and we were able to capture the lower rate, even though the loan was already locked in.

For those new to the process, a rate lock means your interest rate is set once your home is in escrow. But here’s the difference: not all lenders are created equal. The right lender has the ability to adapt and fight for the best outcome when the market shifts.

I’m so happy for this couple on their first home and thankful to partner with Charmaine Kennedy to get it done. I’m in a place now where I can create more solutions and help more families achieve homeownership.

🏡🏠Thinking about buying, buying a rental or refinancing? Message me and I will find the right strategy in place for you.

Chenine Lozano, Real Estate Finance Expert
562-620-7662
NMLS #1655101 | DRE #02069548 | Endeavor Mortgage NMLS #355050

10/03/2025

A buyer came to me after a year of trying with no success. Their original lender had them on a program sellers didn’t trust, so every offer kept getting passed over.

I moved them into a down payment assistance program that sellers could feel confident about and teamed up with an agent who knew exactly how to make the offer stand out. One week later, the offer was accepted. We closed in just 21 days—on a down payment assistance loan, that’s rare.

💡 The lesson: the right loan and the right agent can change everything. Don’t waste months losing out.
DM me for a preapproval call or send me your mortgage statement for a second opinion.

Chenine Lozano, Real Estate Finance Expert
562-620-7662
NMLS #1655101 | DRE #02069548
Endeavor Mortgage NMLS #355050

🌟 Funded FridayIf you think homeownership feels out of reach, I want you to think of this story.After months of searchin...
09/27/2025

🌟 Funded Friday
If you think homeownership feels out of reach, I want you to think of this story.

After months of searching, a husband and wife, both teachers, finally found the home that felt right. It wasn’t easy. There were weeks of back and forth, tough decisions, and plenty of stress. But with resilience, family support, and all hands on deck, they made it happen.

This is what we call a multigenerational family purchase. Parents and children pulled their resources together, contributing both income and gift funds to create a better future for everyone. The couple qualified, their parents stepped in to help, and together they secured the home below asking price, then negotiated an additional $20,000 price reduction during escrow. On top of that, I was able to provide the best rate and out-of-pocket costs to keep the numbers in line with their goals.

Now, the family not only owns their first home, but the grandparents will get to share daily life with their grandkids. ❤️🏡
This family is proof that homeownership is possible, even when it feels impossible, when everyone works together and you have the right guidance in your corner.

Congratulations to this incredible family on their first home 🎉

Find out what is possible for you, and create your own success story. Call me today!

Chenine Lozano, Real Estate Finance Expert
📞 562-620-7662
NMLS #1655101 | DRE #02069548 | Endeavor Mortgage NMLS #355050

Address

10601 Walker Street , 1st Floor, Ofc. 115
Cypress, CA
90630

Telephone

+15627627511

Website

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