Ashmead Insurance Associates

Ashmead Insurance Associates Ashmeadins.com-Ashmead Insurance sells business and personal insurance, including commercial lines, auto and homeowner's policies in the Philadelphia area.

Ashmead Insurance Associates is an insurance brokerage firm with over fifty years of experience and tradition that has earned its reputation as an outstanding provider of commercial and personal insurance. We are proud of our success built on our commitment to delivering cost effective programs and personalized services. We represent many insurance carriers including Erie Insurance, Travelers, Pro

gressive, Chubb, Lititz Mutual, Harleysville, Fireman's Fund, Safeco, Grange, Donegal, and many more...

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay...
09/02/2026

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay safe throughout the school day. Here are some helpful tips to keep in mind:

🔵Make sure your children know their full names, your phone number, home addresses, and how to reach a trusted adult. A laminated safety card kept in their backpack with this info, plus any medical conditions, can be a good addition.

🔵Teach and reinforce proper hand-washing, and remind them not to share food or drink. These simple habits go a long way toward keeping illnesses from spreading through the classroom.

🔵A backpack should weigh no more than 15% of your child's body weight, and both straps should always be used to evenly distribute the load on your child’s back. An overstuffed bag can cause real strain over time.

🔵Talk with your child about bullying — how to recognize it, how to report it, and who their designated trusted adult at school is if they ever feel unsafe or need help.

🔵 Avoid putting your child's first name on the outside of backpacks or lunch boxes; initials or names on the inside are a safer option for labeling belongings.

At-school safety is a collective effort, and taking precautions for your students can help keep students across your community safe.

As always, if you have questions or other needs this school year, give us a call. We are here for you.

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insu...
08/26/2026

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insufficient coverage. Many people establish life insurance policies, then ignore them for years — even though their income has increased, and they’ve assumed greater financial responsibilities (such as getting married, having children, or taking on a mortgage).

Life insurance is designed to replace your income. If your paycheck supports your household, regardless of what that looks like, your coverage should reflect that responsibility. Swipe for key details on how to estimate your current life insurance needs and when it makes sense to review your policies.

If it’s been a while since you last reviewed your coverage, or if your income has changed significantly since we last spoke, our team would be happy to help you take a closer look and ensure everything still aligns with your current situation.

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of th...
08/20/2026

Since we are in the midst of hurricane season, our team wanted to share a timely reminder about one important step of the preparation process: reviewing your personal insurance coverages before a storm even hits.

Here are a few key areas we suggest reviewing this hurricane season:

🔵 Hurricane Deductibles - Some homeowners policies in some states may include a hurricane deductible, which is often a percentage of your home’s insured value. This deductible is separate from your standard homeowners deductible and is the amount of money you must pay toward hurricane-related damage before your insurance company starts paying. Know what triggers it and how much you’d owe.

🔵 Flood and Windstorm Coverage - Flood damage typically requires separate flood insurance, and damage from unnamed windstorms may also be excluded from some policies. Reviewing your coverage and filling any gaps before a storm hits can make a significant difference.

🔵 Filing Claims - Ahead of a hurricane, document the state of your home. Then, after the storm, document damage with photos and videos before you begin cleaning up or repairs. This can help fully showcase any potential damage done by a storm. Additionally, as you make repairs, keep receipts for what you spend.

As always, know that we are here to help if you have any questions about your coverage or if you would like to talk through layering on more coverage. Reach out today, and we can get started.

If you drive in Pennsylvania, you made a choice on your auto policy that many people forget about: limited tort or full ...
08/18/2026

If you drive in Pennsylvania, you made a choice on your auto policy that many people forget about: limited tort or full tort. That one selection can shape your rights if you are ever in an accident.

Simply put, full tort generally preserves your ability to seek compensation for pain and suffering, while limited tort trades some of those rights for a lower premium. Neither is automatically right or wrong. It comes down to your family, your budget, and your comfort with that tradeoff.

Not sure which one you selected? It is listed on your declarations page, and we are glad to help you make sense of it. Ask us anytime: www.ashmeadins.com

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of t...
08/13/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

General liability is a solid foundation for any contractor, remodeler, or tradesperson, but it rarely tells the whole st...
08/12/2026

General liability is a solid foundation for any contractor, remodeler, or tradesperson, but it rarely tells the whole story. The gaps are usually in the coverages people don't think about until they need them.

Here are a few worth reviewing:
🔹Equipment and tools, including tools in transit
🔹Workers' compensation for your crew
🔹Business auto for your work vehicles
🔹Umbrella coverage for added liability protection
🔹Certificates of insurance when a client requests one

We work with contractors throughout the area and understand the coverages the trades rely on. If it has been a while since your last review, reach out at www.ashmeadins.com

Back-to-school season is here, and for many families that means quieter mornings, fresh routines, and maybe even a chanc...
08/06/2026

Back-to-school season is here, and for many families that means quieter mornings, fresh routines, and maybe even a chance to enjoy a full cup of coffee again.

As your local independent insurance broker here in Colmar, we know this time of year can bring a mix of excitement and stress. Whether you're adjusting schedules, planning fall activities, or getting ready for a busy season ahead, we're here to help keep things simple where we can.

If you need support with home, auto, life, or business coverage as the year transitions, our team at Ashmead Insurance Associates is always just a call away. How is your family's back-to-school week going so far?

You have poured years into building your business. Have you thought about what would happen to it if you were suddenly o...
08/03/2026

You have poured years into building your business. Have you thought about what would happen to it if you were suddenly out of the picture?

Life insurance is often seen as protection for your family at home, but for business owners it can play a much bigger role. It can help fund a buy-sell agreement between partners, cover the loss of a key person, and give your employees and loved ones stability during a difficult transition. In many cases, the people who depend on your business are counting on it just as much as your family is.

Planning ahead is one of the most caring things an owner can do. If you would like to talk through how life and commercial coverage can work together, we are here to help. Start the conversation today: https://ashmeadins.com/contact-us/

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too. Whether you are hitting the...
07/30/2026

Summer can be a season of big adventures. However, bigger summers can mean bigger risks too.

Whether you are hitting the road, hosting friends and family, or enjoying a new boat or RV, your personal insurance should be ready to fully protect you.

Not sure your insurance can keep up this summer? Give us a call, and we can talk through any additional coverages you’d like to layer on or new policies you’d like to add to your portfolio.

Running a business in our area means wearing a lot of hats, and managing a team is one of the trickiest. Even employers ...
07/29/2026

Running a business in our area means wearing a lot of hats, and managing a team is one of the trickiest. Even employers who do everything right can face an employment-related claim.

That's where Employment Practices Liability Insurance, or EPLI, comes in. It's designed to help businesses respond to claims involving issues like discrimination, wrongful termination, harassment, and other workplace disputes.

These situations can be costly and stressful, and having coverage in place means you are not facing them alone. If you are not sure whether your current commercial policy includes this protection, let's talk through your options: www.ashmeadins.com

Address

2422 N Broad Street
Colmar, PA
18915

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12158227573

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