Team Tominna Loans - Mortgage Professional

Team Tominna Loans - Mortgage Professional Team Tominna provides exceptional customer service and has a combined 25 years of dedication in mortgage banking in San Diego County. (619) 997-5007.

They are experienced with FHA, VA, Conventional, and Foreign National residential mortgage loans. Husband and wife team Omar & Celina Tominna provide exceptional customer service and have a combined 25 years of dedication in mortgage banking in San Diego County. They have experience with FHA, VA, Conventional, and Foreign National residential mortgage loans for new home purchases and refinance mor

tgage loans. They work with a full range of borrowers and especially enjoy working with first time homebuyers. With confidence and clarity, they help guide their borrowers throughout the lending process. Celina Tominna NMLS #: 249231. Omar Tominna NMLS #: 823632. (619) 889-1040.

2300 Boswell Road, Suite 100, Chula Vista, CA 91914 | (619) 483-3822 | NMLS ID #231073. Point Mortgage Corporation - Licensed by the California Department of Business Oversight, under the California Residential Mortgage Lending Act. www.nmlsconsumeraccess.org. 864 Amena Court, Chula Vista, CA 91910, NMLS ID #231073, License #4130876, (www.pointmtg.com). (619) 475-4095. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. This ad is not from HUD, VA or FHA and was not reviewed or approved by any government agencies.

Some have no idea about this...A new credit scoring model is now accepted by FHA, Fannie Mae, and Freddie Mac πŸ“£ no longe...
06/09/2026

Some have no idea about this...

A new credit scoring model is now accepted by FHA, Fannie Mae, and Freddie Mac πŸ“£ no longer relying only on the classic FICO score.

That means rent, utilities, and phone bill payments may now help your chances of qualifying. πŸ‘

If you’ve been told β€œno” before... you may now qualify. Ask me about it!

Comment "CREDIT" and I will help you get closer to your dream. πŸ“²

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

For a lot of people, buying a home just doesn’t feel like it adds up right now. 🚫Between home prices and things like chi...
05/27/2026

For a lot of people, buying a home just doesn’t feel like it adds up right now. 🚫

Between home prices and things like childcare, it can feel like you have to choose one or the other.

Different loan programs, strategies, and ways to structure things can make a bigger difference than you realize.

Some families are making it work a different way by buying together. ✨

Multi-generational homes are becoming more common, especially with the rising cost of childcare. While it’s recommended to stay around 7% of income, many families are closer to 10%.

Sharing a home can mean sharing expenses, support, and making homeownership feel more doable.

Let's explore your options. πŸ§‘β€πŸ§‘β€πŸ§’β€πŸ§’

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Bigger tax refunds this year = bigger moves πŸ‘€Whether it’s paying things off, saving smarter, or starting your home journ...
05/25/2026

Bigger tax refunds this year = bigger moves πŸ‘€

Whether it’s paying things off, saving smarter, or starting your home journey, this is your moment.

Use it with intention ✨🏑

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

It's not your job to know everything about loans,That’s mine 🀍🏑π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙 π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬Mortgage ...
05/20/2026

It's not your job to know everything about loans,

That’s mine 🀍🏑

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Pick up the phone, baby, it’s your future home calling ☎️🏑✨Because once you actually see your numbers, your options, and...
05/18/2026

Pick up the phone, baby, it’s your future home calling ☎️🏑✨

Because once you actually see your numbers, your options, and what’s possible.. everything feels a lot more real (and a lot less overwhelming).

When you’re ready, I’m here 🀍

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Loan officer β€œhills I’ll die on” edition πŸ’…πŸ½Call it bold, call it honest… but it’s all facts.When you’re ready, I’m here ...
05/13/2026

Loan officer β€œhills I’ll die on” edition πŸ’…πŸ½

Call it bold, call it honest… but it’s all facts.

When you’re ready, I’m here to guide you every step of the way 🏑

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Things I’ve learned in this industry...A lot of people delay buying because they think they need to have it all figured ...
05/11/2026

Things I’ve learned in this industry...

A lot of people delay buying because they think they need to have it all figured out first.

You don’t. ⭐️

That’s what I’m here for πŸ“²

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Grateful for clients like this 🀍Thank you so much for trusting me and my team to be part of such an important chapter fo...
05/06/2026

Grateful for clients like this 🀍

Thank you so much for trusting me and my team to be part of such an important chapter for your family.

We’re so happy we could make the process feel clear, smooth, and supported every step of the way.

Wishing you all nothing but happiness in this next chapter! ✨

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

ADUs are changing the way people buy and use property.From creating additional cash flow to helping buyers qualify with ...
04/27/2026

ADUs are changing the way people buy and use property.

From creating additional cash flow to helping buyers qualify with rental income, they’re opening doors that didn’t exist before. ‼️

With more properties now eligible and even manufactured homes included, ADUs are quickly becoming a mainstream part of real estateβ€”not just an extra feature.

It’s all about making smarter use of the space you already have. βœ…

Share with someone who might want to hear this!

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

2026 is all about warm, intentional, and personal spaces. 🌿This year’s trends make your home feel lived-in, cozy, and tr...
04/22/2026

2026 is all about warm, intentional, and personal spaces. 🌿

This year’s trends make your home feel lived-in, cozy, and truly you.

Have you used any of these concepts in your home? Let me know πŸ€—

π‘ͺ𝑬𝑳𝑰𝑡𝑨, π‘»π’†π’‚π’Ž π‘»π’π’Žπ’Šπ’π’π’‚ 𝒙
π…π’π§πžπ¬π­ 𝐂𝐒𝐭𝐲 π‡π¨π¦πžπ¬ & π‹π¨πšπ§π¬
Mortgage Originator
NMLS 249231 | NMLS 231073
β–ͺ️(619) 987-5007
β–ͺ️[email protected]

Address

2326 Proctor Valley Road Unit C-102
Chula Vista, CA
91914

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