Andre Enriques Mortgage Banker - VA Loan Expert

03/22/2026

Beautiful property for sale. It won’t last long. Purchase with little to no money down.

03/20/2026

If you’re looking to purchase a move-in ready property in Rancho San Diego, this is the one. Stop scrolling, Zillow & Redfin and check out this property.  I’m here to help with all your mortgage needs.

03/19/2026

Live in one unit, rent the other. Great investment opportunity. We have plenty of programs available to purchase this property. 

03/18/2026

You can purchase this home with little to no money down. It’s time to stop paying rent and start owning your own property and investing in your future. There are multiple benefits with homeownership . Contact me to learn more 619-208-6499.

03/17/2026

Nicely remodeled home ready for new owners. You can purchase with little to no money down.

03/17/2026

You can buy this property with little to no money down. Reach out with any questions 😊 619-208-6499

06/24/2025

Why You Should Use Your VA Loan Benefit
The VA loan is hands down the best mortgage loan there is. Here are some reasons why.

First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice of Value amount, which in most cases is the same thing). This guarantee means that the lender is willing to make the loan.

Veteran buyers do not have any county loan limits and can buy at whatever price point they can afford. This is huge! Which brings me to the next reason to get a VA loan:

There is no mortgage insurance. A buyer with a 700-credit score will pay about $400 per month for mortgage insurance if he puts 3% down on a conventional loan.

Why You Should Use Your VA Loan Benefit is easy, because it saves you money. No down payment, No PMI, Lower Rates than Conventional, Fast closings.

06/10/2025

Unlock the equity in Your Home: VA Cash Out Refinance Benefits for all Veterans
If you’re a Veteran, active-duty service member, or surviving spouse living in the San Diego area, there’s a powerful mortgage option that could help you tap into the value of your home: the VA Cash Out Refinance.

Whether you’re looking to consolidate debt, pay for home improvements, or refinance a non-VA loan into a VA-backed mortgage, this program offers unique benefits designed with you in mind.

VA Cash Out Refinance is great tool to payoff high interest debt. Lower overall payments, Save, No Lender Fees, Low rates, Consolidate, No PMI, Fast closing

05/29/2025

Whether you’re buying your first home, refinancing, or considering an investment, here are the top VA loan secrets most lenders won’t tell you—but you need to know.

VA Loan Secrets That Can Save You Thousands. No down payment, No lender fees, No Junk fees, No PMI, Lower rates than Conventional, 24+ years' experience.

05/20/2025

Referrals are the heart of my business!

When you refer a friend, family member, or colleague to me, you're not just sending a name—you’re showing trust. And that means everything.

As a Mortgage Banker and VA Loan Expert, I rely on relationships to grow and serve more homeowners. Every referral helps me continue doing what I love: guiding people home with a custom-tailored home loan product. 🏠

Thank you to everyone who has sent someone my way—you are the reason I’m able to do this work every day. 🙏

If you know someone ready to buy, refinance, or explore VA loan options, I’d love to help. Let’s connect! 💬

Referrals Are Always Appreciated and welcomed. We are here to serve you with all your mortgage and real estate needs. No junk fees, Low rates, Fast closings

04/03/2025

If you're in the market to purchase a home with your VA loan, I highly recommend reading this very informative blog. It will educate you on what to not do during the homebuying process. Our goal is to educate to avoid costly mistakes.

What Not to Do When Applying for a VA Home Loan When applying for a VA home loan, making mistakes can delay your approval or even jeopardize your eligibility. Here are some things to avoid during the process: Don’t Make Large Purchases Avoid buying expensive items like cars, furniture, or applianc...

03/06/2025

Sometimes it just makes sense to refinance out of that low rate to payoff high interest loans or to get into better loan terms. I recently saved a past client over $1K per month by paying off all his debt, now he can apply the monthly saving as principal payment every month. Click on my blog below to learn more.

  Refinancing Out of Your Low Rate Sometimes Makes Sense Switching from an Adjustable-Rate Mortgage (ARM) to a Fixed Rate – If your ARM is about to adjust to a significantly higher rate, locking in a fixed rate can provide stability and predictability in payments. Eliminating Private Mortgage Ins...