Kelly Whitney, NMLS #194277

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United States
Christiana, DE
Kelly Whitney, NMLS #194277

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I can help you realize your dream of homeownership. Contact me for help buying or refinancing. Sr.

Loan Officer with Movement Mortgage
NMLS: 194277
Company NMLS: 39179
EQUAL HOUSING OPPORTUNITY

11/03/2026

Homebuying hiccups happen. Good thing you don’t have to figure them out alone. 🏡🤝

11/03/2026

Before you make an offer, ask yourself: is the price the problem, or is it the payment? 🤔 A seller-paid buydown could lower your rate for the first few years or for the life of your loan, depending on the deal. With sellers and builders motivated to close, it’s worth asking about.

DM me “BUYDOWN” and I’ll show you how each option could work for you. 🔑

*Seller Credit are paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

11/02/2026

Still paying PMI? If you have a conventional loan and have reached 20% equity through paying down your loan, increased property value or both, you may be eligible to have it removed. Check your mortgage statement and connect with your loan officer to see where you stand.

11/01/2026

Ready to level up in real estate? You could qualify for a DSCR loan using your rental property’s cash flow—no personal income check required.* Explore your options now!

*Qualification is required. Additional restrictions apply. Must be a single-family home, condo, or 2-4 unit property. Minimum FICO of 640 required. Loan to value ratio up to 80% for purchase and refinance. Purchase, refinance, or cash-out refinance only. Program rates, Terms and conditions are subject to change without notice. Reach out to a loan officer for more program information. https://www.movement.com/kelly-whitney

10/31/2026

Turns out the 12-foot skeleton in your neighbor's yard might actually be scarier than the current housing market. ☠️

Disclaimer : (Price Cuts Reach Yearly High as Inventory Nears Pre-Pandemic Levels: Realtor.com® September Housing Report, 2026) (Redfin U.S. Housing Market Overview, September 2026) actual Seller Credit is paid at closing and is subject to interested party contribution limits. Actual Seller Credit amounts are agreed upon solely between the Seller and the Borrower(s).

10/31/2026

Take your portfolio to the next level! With Movement’s Debt-Service Coverage Ratio loans, your rental income can become the key to securing new properties*. Reach out to a loan officer today!

*Qualification is required. Additional restrictions apply. Must be a single-family home, condo, or 2-4 unit property. Minimum FICO of 640 required. Loan to value ratio up to 80% for purchase and refinance. Purchase, refinance, or cash-out refinance only. Program rates, Terms and conditions are subject to change without notice. Reach out to a loan officer for more program information. https://www.movement.com/kelly-whitney

10/30/2026

Not all lenders offer the same home financing options.
Loan products and program availability can vary by lender, which means the options available to you may vary, too.

Depending on your situation, there may be programs designed for different income types, down payment needs, co-borrowers and more.

Exploring your options is an important part of the home financing process. Let’s talk about your goals and what may be available to you.

Qualification required. Additional restrictions apply. Program availability varies. Must meet all applicable loan program and borrower requirements.

10/29/2026

Turn your equity into cash with a Home Equity Line of Credit. 100% online application. 💻 Fast Automated Approvals.* 🚀 And you keep your current interest rate! 🤑 Looks like it’s time to check off some goals. Message me to get started today!

*Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria.

10/29/2026

Who says you have to do it alone? 🏡 If homeownership feels more doable with a friend or family member by your side, buying together may be an option worth exploring. Let’s talk through what that could look like.

10/29/2026

Did you know with Movement’s Debt-Service Coverage Ratio loans, rental income does the work for you? You can use the property’s rental income to buy a home if it covers 75% or more of the mortgage payment*. Start growing your cash flow today.

*Qualification is required. Additional restrictions apply. Must be a single-family home, condo, or 2-4 unit property. Minimum FICO of 640 required. Loan to value ratio up to 80% for purchase and refinance. Purchase, refinance, or cash-out refinance only. Program rates, Terms and conditions are subject to change without notice. Reach out to a loan officer for more program information. https://www.movement.com/kelly-whitney

Address

261 Chapman Road Ste 105
Christiana, DE
19702

Telephone

+13023832118

Website

https://www.movement.com/kelly-whitney, https://activecomp.ly/nmls/194277

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