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Chris Chambers at Guaranteed Rate NMLS 224552

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Chris Chambers at Guaranteed Rate NMLS 224552

Vice President of Mortgage Lending at Guaranteed Rate NMLS 224552 at Guaranteed Rate NMLS 2611, for licensing, www.nmlsconsumeraccess.org Guaranteed Rate, Inc.

Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php https://www.guaranteedrate.com/licensing.php

VP of Mortgage Lending at Guaranteed Rate
https://www.guaranteedrate.com/chrischambers
http://twitter.com/authenticlender

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

10/02/2026

https://mbshighway.com/hwapp/app/live-share/social-share/?share-data=zoAV40qOxJdNSFxkm3CfBPbEpa_TS1_agoAIXm9yOBUNwjEm3mTIUCJRGR3zg_8yik61z1aCaTh_EDzqEP27dTPSlDJzanOC2vs_PBTQ1J0AOweHp1IRGJPkXfkFfoG_CRRQzZcAxCKyhrZogW_KastPRT9bhG1uMkmjSeW4tBxyoiz1paoLIncnWo_hnOjnaw05njo_tJ1wnYUsSQoWSLVul7rVoBCe3_UfnBbWdFSIxSrxR8Zc5bMtZhrOsF3iBhvsWJtfKUlwyUf_PvPLTj6-gm3vZ7Xp9OVS1N9LufrH3Xi0RjuSBNmAJ6hXaMainOBaYV4qeprFQPDNs07792iDjEIcNbLV63gVKzF_-95SxevDd9typEXSqOfQDQnBlie06dCEgA7_NI2PdBVAfRz3LIegyaxOvuNFr8H2JTlLhSj9JMdTseLInTdI55FiudP1A5RaLqXQOonKkOB0E_O8ACWateKfUwu3gOt9Wxg

A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate using funds paid upfront, and in some cases the seller may contribute toward the cost. Potential savings depend on the loan amount, rate, and how long you keep the mortgage. Want ...

09/09/2026

September numbers are out...Prices are generally higher in most regions, activity is lower. Cash out refis now are 42% of refinances per some surveys, mostly used for debt consolidation and taking advantage of equity gains. HELOANs and HELOCs are also more popular.

The MBS Highway National Housing Index continued its downward trend in September, falling from 27 in August to 22. The index has now declined for four consecutive months after reaching a seasonal high of 47 in May. Both buyer activity and home price direction weakened from the previous month.

09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Address

3940 North Ravenswood
Chicago, IL
60613

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.Rate.com/ChrisChambers?utm_source=facebook&utm_medium=organic&utm_campaign=yext&utm_content=300&adtrk=%7Cseo

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