Ian Beamer at Rate

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Ian Beamer at Rate Ian Beamer - Senior Vice President of Mortgage Lending NMLS 222909
at Rate NMLS 2611 Guaranteed Rate, Inc. NMLS 2611 3940 N.

Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing

Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). With 115 offices and full service solution in 47 states, we assist customers the way they choose - face-to-face, over the phone, or online – and have funded over $34 billion of loans since 2001. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage (direct, indirect or consequential) arising from the use of the same. Any reliance you place on such information is strictly at your own risk. The thoughts, opinions and/or views expressed herein are the sole responsibility and product of their respective author(s). https://www.guaranteedrate.com/disclaimer.php, https://www.guaranteedrate.com/licensing.php.

11/02/2026

Waiting for the perfect time to buy? You might be waiting longer than you need to. With today’s interest rates, it’s understandable why some buyers are hitting pause and choosing to rent a little longer. But here’s something worth considering: Chicago-area home values have appreciated 6.6% over the past 12 months.

Trying to time the market means trying to predict what rates and home prices will do next. Instead, focus on what makes sense for your financial situation today. The right time to buy isn’t necessarily when rates are at their lowest; it’s when the numbers, your goals, and your long-term plans align.

Thinking about buying in the Chicago area? Let’s talk through your options. Contact me at Rate.com/IanBeamer to start the conversation.

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/e8mCjJRzMsN/sgPJT



NMLS # 222909

Your next home might be right here in Chicago or the Northern Illinois suburbs! From city living to suburban spaces, exp...
10/30/2026

Your next home might be right here in Chicago or the Northern Illinois suburbs! From city living to suburban spaces, explore these new listings and find a home that fits your lifestyle and goals.

Found a property you love? Before you make your move, let’s talk financing and get you ready to compete with confidence.

Contact Ian Beamer for mortgage guidance and pre-approval to help you take the next step! Visit Rate.com/IanBeamer to get started.

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/e8mCjJRzMsN/sxNvw



NMLS # 222909

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/e8mCjJRzMsN/wcUJk



NMLS # 222909

10/29/2026

Another Grate turnout at the Arlington Heights Trunk or Treat Event this year. We have been lucky enough to be a small part of this event for almost a decade now and look forward to many more years!

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

🎃 Trick or treat? 👻 Not every mortgage rule you hear is the truth! Your mortgage options may be better than you think.Wa...
10/28/2026

🎃 Trick or treat? 👻 Not every mortgage rule you hear is the truth! Your mortgage options may be better than you think.

Want mortgage guidance without the tricks? Contact me today to explore your options and find a strategy that fits your goals. Visit Rate.com/IanBeamer to get started!

10/28/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/e8mCjJRzMsN



NMLS # 222909

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/e8mCjJRzMsN/Ohcv2



NMLS # 222909

10/26/2026

Most homebuyers think a pre-approval is tied to a total loan amount, but that is a common misconception. 🏡 In reality, you are being approved for a monthly payment rather than a fixed purchase price.

Two homes with the exact same listing price can carry very different monthly costs due to property taxes, HOA assessments, and insurance. This means your true purchasing power will shift based on the specific property you choose.

Visit link in bio to learn more or Send me a direct message today to map out your monthly budget before you start touring homes.

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

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3940 North Ravenswood
Chicago, IL
60613

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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