Kia Gostovic at Guaranteed Rate

Kia Gostovic at Guaranteed Rate Senior Mortgage Specialist at Guaranteed Rate. NMLS: 1598344 Guaranteed Rate NMLS: 2611 nmlsconsumeraccess.org NMLS 2611
3940 N.

AZ: Mortgage Banker License #0941973 CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act CO: Regulated by the Division of Real Estate GA: Residential Mortgage Licensee #57248 MA: Mortgage Lender & Mortgage Broker License NH: Licensed by the New Hampshire Banking Department, Licensed NJ: Licensed by the N.J. Department of Banking and Insurance OH - MLO.053426.000 OR: Licensed and Regulated by the Department of Consumer and Business Services PA: Licensed by the Pennsylvania Department of Banking and Securities RI: Rhode Island Licensed Lender Guaranteed Rate, Inc. Ravenswood Ave., Chicago, IL 60613
(866) 934-7283 • rate.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org
www.rate.com/licensing https://www.grarate.com/texas-consumers-how-to-file-complaint

09/16/2026

Home affordability is about more than just your income. By assessing your expenses, debt, savings and goals, I can help you set a realistic budget that actually works for you.

Ready to see how much home you can afford?
https://myoc.io/c6q5NwQB77M/2Ibr5



NMLS # 1598344

09/15/2026

Your rental income can qualify you for a loan on its own, no tax returns required. A DSCR loan is built for real estate investors who want financing based on what their property earns. Down payment options start at 20%, with loans up to $3M and the option to close under an LLC.

Ready to see what your property could qualify for? Let's talk.
https://myoc.io/c6q5NwQB77M/lGZZo

NMLS # 1598344

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more invento...
09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/c6q5NwQB77M/969nb



NMLS # 1598344

09/09/2026

When planning to enter the housing market, prioritize your personal situation, not a calendar. While spring is a popular time to shop for homes, you may be overlooking some major advantages that fall brings.

Let’s discuss a plan that makes sense for you based on your unique situation.
https://myoc.io/c6q5NwQB77M/852Gz



NMLS # 1598344

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/c6q5NwQB77M/khqLn



NMLS # 1598344

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/c6q5NwQB77M



NMLS # 1598344

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/c6q5NwQB77M/U32NE



NMLS # 1598344

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/c6q5NwQB77M/2z6OQ



NMLS # 1598344

08/31/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/c6q5NwQB77M/qPUW1



NMLS # 1598344

08/27/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/c6q5NwQB77M/b8q1T



NMLS # 1598344

Address

Chicago, IL
60613

Telephone

+17734551149

Website

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