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Amber Arwine at Guaranteed Rate, Nmls#802229

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Amber Arwine at Guaranteed Rate, Nmls#802229

Mortgage Loan Originator at Guaranteed Rate, NMLS # 802229, Guaranteed Rate NMLS 2611
https://nmlsconsumeraccess.org/ NMLS 2611 3940 N.

Guaranteed Rate has helped over 100,000 people with Life's Biggest Purchase (TM). NMLS ID 2611 -
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611

Guaranteed Rate, Inc. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing • www.rate.com/privacy • AZ: Arizona Mortgage Banker License #0907078 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • GA: Residential Mortgage Licensee 802229 • MA: MLO 802229 • NH: Licensed by the New Hampshire Banking Department 802229 • NJ: Licensed by the N.J. Department of Banking and Insurance • NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022 • PA: Licensed by the Pennsylvania Department of Banking and Securities • TX: https://www.rate.com/texas-consumers-how-to-file-complaint • WA: MLO 802229

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/dyhrEEfbe7R/YoUHF

NMLS # 802229

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/dyhrEEfbe7R/ffgCf

NMLS # 802229

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/dyhrEEfbe7R/vWeuP

NMLS # 802229

10/28/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/dyhrEEfbe7R/kzZVg

NMLS # 802229

10/27/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/dyhrEEfbe7R

NMLS # 802229

10/26/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/dyhrEEfbe7R/Bw0Vw

NMLS # 802229

10/22/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/dyhrEEfbe7R/kx67R

NMLS # 802229

10/21/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/dyhrEEfbe7R/srlyO

NMLS # 802229

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/dyhrEEfbe7R/ZfQlR

NMLS # 802229

10/15/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/dyhrEEfbe7R/fVcN4

NMLS # 802229

Address

1806 W Cuyler Avenue Ste 2W
Chicago, IL
60613

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

http://www.rate.com/amber, https://api.fsp.rate.com/gateway/rate-app-link?emp-id=7249

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