Brent Rainey - Your Future Mortgage Loan Officer NMLS# 2044474

Brent Rainey - Your Future Mortgage Loan Officer NMLS# 2044474 Brent Rainey, MORTGAGE LOAN OFFICER | NMLS ID # 2044474 at Planet Home Lending, LLC | NMLS ID # 17022, Branch NMLS ID # 2057126.

I DO HOME LOANS AND MAKE HOMEOWNERSHIP POSSIBLE!

🏡 TENNESSEE HOMEBUYERS — THIS IS BIG! 🚨Starting September 14, the Tennessee Housing Development Agency (THDA) is rolling...
09/11/2026

🏡 TENNESSEE HOMEBUYERS — THIS IS BIG! 🚨

Starting September 14, the Tennessee Housing Development Agency (THDA) is rolling out a NEW $25,000 Down Payment Assistance (DPA) option for eligible buyers purchasing new construction homes across Tennessee! 🎉

💰 Up to $25,000 in Down Payment Assistance
✅ 0% interest
✅ 15-year fully amortizing second mortgage
✅ Available with THDA Great Choice and Homeownership for Heroes
🏠 For proposed or newly built homes
📍 Available to eligible borrowers throughout Tennessee

And that's not all! THDA also has other DPA options, including:

🔹 $6,000 DPA
🔹 $10,000 DPA
🔹 5% DPA — up to $15,000

Whether you're a first-time homebuyer, teacher, firefighter, police officer, EMT/paramedic, or another Tennessee homebuyer, there may be a THDA option that can help make homeownership more attainable. ❤️🏠

Don't assume you don't qualify — let's look at your scenario!

📲 Message me OR CALL me today at 404-915-1229 and let's see which THDA program may be the right fit for you.

Program guidelines, income limits, credit requirements and eligibility restrictions apply. The $25,000 option has specific new-construction requirements. Subject to THDA program guidelines.

The headlines are loud right now. Rates, affordability, questioning if you should even buy a home. It's a lot. But peopl...
09/11/2026

The headlines are loud right now. Rates, affordability, questioning if you should even buy a home. It's a lot. But people are still buying homes, still growing families, and still wanting to build a financial future. The market shifts, but the reasons people want a place of their own don't. My job hasn't changed either. I'm here to help you find a path that makes sense for your life, your budget, and your timeline.
We'll get you home.
https://myoc.io/brentrainey

Do you feel priced out of the housing market? A Renovation Purchase loan might be an affordable way into homeownership. ...
09/10/2026

Do you feel priced out of the housing market? A Renovation Purchase loan might be an affordable way into homeownership. This allows you to take that fixer-upper in your dream neighborhood and cover the purchase and repairs in one loan. Once you find the home, a contractor puts together a bid and scope of work, and we get the house appraised as if the renovations are already done! Once you close, the funds go directly to your contractor so work can start.
https://myoc.io/brentrainey

09/09/2026

A loan officers day usually extends past the 9-5, but here's a look at a typical day. What does your 9-5 look like? Let me know in the comments.
https://myoc.io/brentrainey

Your credit plays a role in shaping your loan rate and terms. But it doesn't have to be perfect. It's more beneficial to...
09/08/2026

Your credit plays a role in shaping your loan rate and terms. But it doesn't have to be perfect. It's more beneficial to understand your full credit picture rather than obsess over hitting some magic number.
https://myoc.io/brentrainey

Thankful for those who show up and do the work in every industry, every day. Enjoy the long weekend and some well-earned...
09/07/2026

Thankful for those who show up and do the work in every industry, every day. Enjoy the long weekend and some well-earned rest.
https://myoc.io/brentrainey

09/04/2026

You're less than 15 seconds away from better understanding VA loans.
If you've served, this benefit is yours to use! Drop a question in the comments or send me a DM to learn more.
https://myoc.io/brentrainey

Everyone is asking if you remember the 21st night of September, but I want to know if you remember the day you got your ...
09/03/2026

Everyone is asking if you remember the 21st night of September, but I want to know if you remember the day you got your keys! Tell me about it in the comments, what do you remember most about that day?
https://myoc.io/brentrainey

Fall home maintenance check: When's the last time you looked at your gutters?Clogged gutter cans send water where it sho...
09/02/2026

Fall home maintenance check: When's the last time you looked at your gutters?
Clogged gutter cans send water where it shouldn't go. Add cleaning your gutters to this weekend's to-do list before the leaves start to pile up.
https://myoc.io/brentrainey

Address

400 E Main Street Ste. 215 Off. A
Chattanooga, TN
37408

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