Nashville, TN | Lending Nationwide
NMLS ID # 173264 | Branch NMLS ID # 2057126 With over two decades of experience in the mortgage lending industry, Michael Thayer brings a client-first, consultative approach to every transaction. He is known for delivering world-class service with a “we will make it happen” mindset that empowers homebuyers to move forward with confidence. Known for his financial a
dvisor-style approach, Michael simplifies complex financial scenarios into clear, side-by-side comparisons that give clients the clarity they need to make strong, competitive offers. Whether it's a first home, a move-up purchase, or an investment property, he provides a personalized, strategic plan tailored to each client’s unique goals. Michael understands the stress and uncertainty that can accompany the mortgage process—especially for homebuyers and sellers in today’s fast-paced market. With the majority of his business focused on purchase-oriented mortgages, he has built a reputation for closing on time, reducing stress, and creating a smooth, seamless experience for all parties involved. In addition to purchase loans, Michael is highly skilled in refinances, including cash-out refinances. He helps clients tap into their home equity to pay off high-interest debt, build wealth more efficiently, and save thousands in long-term interest costs. Outside of work, Michael lives in Nashville with his wife, Tammie, their two children, and three Great Danes. He enjoys spending time with family, traveling, watching college and professional football and hockey, and cheering on the Boston Red Sox.
