Michelle du Bois, Senior Loan Officer, NMLS: 325946, Guild Mortgage

09/18/2026

This week's rate hike is really an inflation story.

The Fed increased rates by 0.25% as it continues working to cool inflation. For housing, the key takeaway is that mortgage rates aren't set by the Fed, but by the markets reacting to economic conditions.

One decision. Multiple ripple effects. Plenty to watch in the weeks ahead.

09/18/2026

Starting Sept. 17, buyers may have a little more room to work with. Guild is increasing conventional conforming loan limits for one-unit properties to $845,000, ahead of the anticipated FHFA announcement.

While it may seem like a small adjustment, higher conforming loan limits can create additional financing flexibility for buyers shopping in higher-priced markets.
As always, I'm here to help you understand how changes like these may impact your homeownership goals and buying power.

09/17/2026

Ya know, home ownership looks good on everyone! Step into your future home.

09/15/2026

You can qualify for home financing: no Form W-2 or tax returns required. Tell us how you earn, let's talk!

09/10/2026

Imagine owning a home that becomes the cornerstone of your family's generational prosperity. We specialize in finding the customized loan that fits your life and helps you get home. Visit our website to explore your possibilities today: https://branches.guildmortgage.com/nc/charlotte/michelle-du-bois-4-cbmba.html

09/07/2026

Today we celebrate the hard work that builds strong families and communities. Hope you're enjoying a well-earned break with the people who matter most.

09/06/2026

5.0 star review received on Experience.com for Michelle Du Bois by Christopher A - My wife and I had a great experience working with Michelle and Jason where they were able to get us approved for a mortgage with complicated finances. Would highly recommend!

Click to see all 104 reviews of Guild Mortgage - Michelle du Bois, Loan Orginator

09/05/2026

5.0 star review received on Experience.com for Michelle Du Bois by Sean O - MIchelle & Jason were always easy to get in touch with at all times. And they made a tough situation easy for the buyer. We had another 2 lenders deny my buyer, but Guild Mortgage made it work for the client.

Click to see all 104 reviews of Guild Mortgage - Michelle du Bois, Loan Orginator

09/03/2026

5.0 star review received on Experience.com for Michelle Du Bois by Michael B - Yall will always be my #1 lender for all my clients. Words cant describe how great yall are!

Click to see all 103 reviews of Guild Mortgage - Michelle du Bois, Loan Orginator