10/01/2026
🚨Everyone wants to know… WHO the heck can buy a house IN THIS MARKET?! 📈
WHO could possibly afford it with these RATES?! 😡
Here’s the thing — it’s not just about the rate. It’s about whether you can afford the payment.
🏡These are 8 of my recent buyers — all different ages, credit scores, and price points. Can YOU see yourself in one of these scenarios?
There’s no “typical” buyer right now. And YOU may be more qualified than you think. 👀
📝Take note: NEARLY every buyer received closing cost assistance or money from the seller to lower their interest rate because WE’RE IN A BUYER’S MARKET HUNNY!!!!
Wondering what buying would actually look like for you? Let’s run the numbers.🤳 704-796-7339
DISCLOSURE: The scenarios shown are examples of recent closed transactions and are provided for informational and educational purposes only. Stock property images are used to protect client privacy and are not the actual homes purchased. Individual loan terms, interest rates, APRs, payments, closing costs, cash-to-close amounts, seller credits, down payment assistance, and qualification requirements vary based on the borrower, property, loan program, market conditions, and other factors. Past client results do not guarantee the same or similar terms or results for another borrower.
Buyer age/life-stage descriptions are included only to provide context about these past buyers and were not the basis for the loan terms shown. Credit approval and loan terms are subject to applicable underwriting and program requirements.
All loan examples shown are 30-year loan terms. Monthly payments shown are approximate total monthly housing payments from the referenced transactions and include principal, interest, property taxes, homeowners’ insurance and mortgage insurance. Actual payments and costs vary.
This is not an offer to enter into an agreement, a commitment to lend, or a guarantee of financing. Contact me for current loan terms, eligibility requirements, and an official Loan Estimate.
Camille Spicer | NMLS #2034818
Motivation Mortgage | NMLS #2228345
Equal Housing Opportunity
