Cole Schwietering - NMLS #1492914 - Envoy Mortgage

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Charlotte, NC
Cole Schwietering - NMLS #1492914 - Envoy Mortgage

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Cole Schwietering - NMLS #1492914 - Envoy Mortgage, Loan service, 10015 Park Cedar Drive #100, Charlotte, NC.

Cole Schwietering
Mortgage Banker
NMLS # 1492914
www.nmlsconsumeraccess.org
Licensed in NC, VA, SC, FL, GA #1492914
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Envoy Mortgage, LTD
NMLS #6666
Equal Opportunity Lender

06/15/2026

Helping first-time buyers feel confident and informed is what it’s all about.

Grateful for this kind review and even more grateful for the opportunity to guide my clients through every step of the home financing process here in Charlotte, NC. Clear communication, attention to detail, and genuine care are always the goal.

Appreciate the trust and kind words.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS #6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive #100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

06/12/2026

🍣 Shoutout to one of Charlotte's hottest new spots: DŌZO in Dilworth!

If you haven't checked out this Japanese-American restaurant yet, put it on your list. Located at 1419 East Blvd, the vibe, the food, and the cocktails are exactly the kind of thing that makes living in Charlotte so great right now.

And honestly, moments like this remind me why I love helping people plant roots in this city. Whether you're a longtime local or just making your move to the Queen City, I'm here to help you find a home in the neighborhood you love.

📍1419 East Blvd

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS #6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive #100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

06/10/2026

🔨 Why settle for what a home IS when you can finance what it COULD BE?

With a Renovation Loan, your borrowing power is based on the home's after-renovation value and not its current condition. That means you can buy that diamond-in-the-rough in the neighborhood you love and build instant equity from day one.

Whether it's a new kitchen, updated bathrooms, or a full transformation, let's make it happen. Charlotte's housing market is full of opportunity, and this loan product helps you see potential where others see problems.

Drop a comment or DM me to learn more. I'd love to help you turn a fixer-upper into your forever home. 🏡

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS #6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive #100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

06/08/2026

Wondering what the mortgage process looks like? Here's a quick breakdown of what you can expect when you work with me at Envoy Mortgage. 🏡

1️⃣ Pre-Qualification
Let's discuss your goals and get an initial picture of your financing options.

2️⃣ Pre-Approval
We'll review your financial documents and determine how much home you can comfortably afford.

3️⃣ Loan Processing
Once you're under contract, we'll gather any remaining documentation and prepare your file for review.

4️⃣ Underwriting
Your loan is carefully reviewed to ensure everything meets lending guidelines.

5️⃣ Clear to Close
The final approval is issued and we prepare for closing day.

6️⃣ Closing Day
You sign the paperwork, get the keys, and celebrate your new home!

My job is to keep you informed, answer your questions, and make the process as smooth as possible from start to finish. Ready to take the first step? Send me a message! 📲

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS #6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive #100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

06/05/2026

Reviews like this one mean everything to me. Reviews like this one mean everything to me. 🙏

Buying a home is stressful, no matter how many times you've done it, and my goal is always to make the process as smooth and stress-free as possible. Hearing that Sam felt supported every step of the way is exactly why I do what I do.

If you're thinking about buying in the Charlotte area, let's connect. 👇

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS #6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive #100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

06/03/2026

One of my favorite weekends of the year is almost here. 🍽️

Taste of Charlotte is back June 5–7 in Uptown and I'll definitely be out there sampling everything I can.

Whether you're new to the Queen City or have been here for years, this is the kind of event that reminds you why Charlotte is such a special place to live and put down roots.

See you out there.

📍 Uptown Charlotte
🗓️ June 5–7

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway, Suite 100, Virginia Beach, VA

Credit score improvement is not guaranteed.

06/01/2026

Moving? You Can Still Build Equity

Charlotte is one of the fastest-growing cities in the country, and I talk to people every week who are nervous to buy because they're not sure how long they'll stay.

Here's the truth: you don't need to stay forever to build real wealth through homeownership. Every mortgage payment builds equity. Rent payments build someone else's. Even if you're here 3 to 5 years, that equity goes with you when you leave.

The right loan structure makes all the difference. Let's find yours.

If you're in the Charlotte area and wondering if now makes sense, DM me. I'm here to help.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway, Suite 100, Virginia Beach, VA

Credit score improvement is not guaranteed.

05/29/2026

The biggest obstacle for Charlotte buyers right now isn't interest rates — it's inventory.

Demand is strong, but the supply of available homes simply isn't keeping up. That's what's making this market competitive.

If you're serious about buying, let's talk. I'll walk you through what's actually driving the market and help you put together a smart plan.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway, Suite 100, Virginia Beach, VA

Credit score improvement is not guaranteed.

05/27/2026

Honoring Our Veterans & Helping Them Save

Memorial Day just passed, and it has me thinking about the men and women who served and whether they're getting every benefit they've earned.

If you're a veteran or active duty service member in the Charlotte area with an existing VA loan, the VA IRRRL may be worth a closer look. It's designed to lower your interest rate and monthly payment with minimal paperwork, flexible qualifications, and little to no out-of-pocket cost.

You've already done the hard part. Let's make sure your mortgage reflects that.

Reach out and I'll walk you through your options.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway, Suite 100, Virginia Beach, VA

Credit score improvement is not guaranteed.

Address

10015 Park Cedar Drive #100
Charlotte, NC
28210

Website

http://www.closingwithcole.com/

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