Cole Schwietering - NMLS #1492914 - Envoy Mortgage

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Cole Schwietering - NMLS #1492914 - Envoy Mortgage

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Cole Schwietering
Mortgage Banker
NMLS # 1492914
www.nmlsconsumeraccess.org
Licensed in NC, VA, SC, FL, GA #1492914
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Envoy Mortgage, LTD
NMLS #6666
Equal Opportunity Lender

11/02/2026

Buying or planning ahead? 👋

I can help you compare loan options, shop multiple lenders, understand your budget, explore refinancing, and build a financing strategy around your goals.

You do not need to have it all figured out before reaching out.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/30/2026

Me checking your home equity like it’s my business… because as your mortgage broker, it kind of is. 😂🏡

Your home might be worth more than you think! Home equity is the difference between your home's current market value and what you still owe on your mortgage.

That number could open the door to options for renovations, your next home, or other financial goals.

So, when was the last time you checked your equity? I'm ready to help you run the numbers!

Got questions? Comment below or send me a DM!

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/28/2026

Guard and Grace recently opened in Charlotte, bringing an upscale steakhouse experience to the area. If you enjoy a good steak, a stylish setting, and a place for a special evening with family or friends, this one may be worth checking out! 🥂

111 E. Carson Blvd., Suite 100, Charlotte, NC 28203

10/26/2026

Choosing a mortgage does not have to feel overwhelming. Different loan programs offer different benefits, and the right choice depends on your financial situation and homeownership goals.

Working with a mortgage broker can help you understand your options and make a more informed decision.

Have questions? Comment below or send me a DM!

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/23/2026

Recently, I had a client who was trying to figure out the best way to approach a home loan. They had a few questions and wanted to make sure they understood their options before moving forward. That is exactly where having the right mortgage professional can make the process feel a little easier. 🏡

This is where I can help. If you are:

• Comparing loan options and monthly payments
• Buying your first home and want some guidance
• Looking for specific financing, such as a jumbo loan or options for self-employed buyers

You do not have to figure it all out on your own. I can help you understand your choices, answer your questions, and find a path that makes sense for your goals.

Have questions about mortgage options? Comment below.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/21/2026

Looking to get back into a good fitness routine? 🏋️ Bucked Up Fitness in Charlotte has plenty to check out, from strength equipment and personal training to recovery amenities like cold plunges and infrared saunas.

📍 415 S Mint St., Charlotte, NC 28202

10/19/2026

Thinking about buying a home? One of the best first steps is talking with a loan originator before you start house hunting. 🏡

Here’s what you can expect:

• Review your credit, income, and existing debts.
• Explore loan programs that may fit your needs.
• Get an estimate of how much you may be able to borrow through prequalification.

Remember, prequalification gives you an estimate, not a final loan approval. Understanding your options early can help you prepare for the road ahead.

Have questions about the home loan process? Comment below or send me a DM! 💬

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/16/2026

Interest rates may be getting the headlines, but buyers have more opportunity right now than they have had in a while.

Inventory is up, seller credits are becoming more common, and buyers can use those credits toward options like temporary or permanent rate buydowns to help lower their monthly payment.

The market may look different, but that does not mean there are not smart ways to make the numbers work. 🏡

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/14/2026

In today’s market, having the right team matters more than ever.

You need a mortgage professional who can think creatively and a real estate agent who understands what the current market will actually support.

The right strategy starts with the right people helping you make sense of your options. 🏡

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

10/12/2026

Buying a home right now may take a little more strategy, but there are options that can help with affordability.

A permanent rate buydown can lower your rate for the life of the loan, while a temporary buydown can reduce your rate for the first few years and help ease you into the payment.

The key is finding the option that actually fits your goals and budget. 🏡

Talk with an expert, look at the numbers, and see what is possible in today’s market.

This information is not intended to replace the advice of a legal or financial professional. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal.

Not a commitment to lend. Envoy Mortgage, LTD, NMLS No.6666 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 10015 Park Cedar Drive No. 100, Charlotte, NC 28210

Credit score improvement is not guaranteed.

Address

10015 Park Cedar Drive #100
Charlotte, NC
28210

Website

http://www.closingwithcole.com/

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