Bonnie Marshall, The Loan Marshall- Guild Mortgage Charlotte

Bonnie Marshall, The Loan Marshall- Guild Mortgage Charlotte My passion has always been real estate | Licensed in NC + SC | NMLS #116326 MBA/Sales Manager with Guild Mortgage; License #116326. NC I-114776

I am authorized to conduct business in the state of North Carolina and South Carolina.

🏡 Waiting for the "perfect" interest rate could mean missing the perfect home.The truth is, mortgage rates can change da...
06/02/2026

🏡 Waiting for the "perfect" interest rate could mean missing the perfect home.

The truth is, mortgage rates can change daily—but home prices and buyer competition can change too. The best time to buy is when you are financially ready, not when the market seems perfect. And remember, rates can often be refinanced later. 💡

📈 Real Estate Investor Tip:A lot of investors assume they'll need stacks of tax returns and employment documents to qual...
05/30/2026

📈 Real Estate Investor Tip:

A lot of investors assume they'll need stacks of tax returns and employment documents to qualify for another property.

Not necessarily.

A DSCR loan is a type of Non-QM financing that allows investors to qualify based on the property's cash flow rather than their personal income.

In other words, the focus shifts from "How much do you make?" to "Can the property generate enough income to support itself?"

It's one of several expanded mortgage programs designed to help borrowers whose financial picture doesn't fit traditional lending guidelines.

Buying a home comes with enough stress already — don’t let mortgage myths hold you back. 👀One of the biggest misconcepti...
05/28/2026

Buying a home comes with enough stress already — don’t let mortgage myths hold you back. 👀

One of the biggest misconceptions? That checking your credit for a mortgage will instantly tank your score. The truth is, mortgage inquiries are designed to be grouped together during the home shopping process so buyers can compare options wisely. 🏡✨

Smart buyers ask questions. Smarter buyers know the facts. 💡

Congratulations to Leslie & Kimberly on the purchase of your beautiful new home in South Carolina! 🏡✨ It was such a plea...
05/27/2026

Congratulations to Leslie & Kimberly on the purchase of your beautiful new home in South Carolina! 🏡✨ It was such a pleasure helping your family through this exciting journey, and I’m so thankful to have been part of it.

A huge thank you to Realtors Lawrence Amasa and for all your hard work and teamwork getting this one smoothly to the closing table, along with the amazing team at Law Firm! Wishing this sweet family so many happy memories in their new home! ❤️🔑

🏠💬 Buying a home doesn’t always happen Monday–Friday! Whether you’re touring homes this Memorial Day weekend or thinking...
05/23/2026

🏠💬 Buying a home doesn’t always happen Monday–Friday! Whether you’re touring homes this Memorial Day weekend or thinking about getting pre-approved, I’m here and available to help every step of the way. 🇺🇸✨

🏡

Real estate investors — did you know you may be able to qualify for financing based on a property’s income instead of yo...
05/16/2026

Real estate investors — did you know you may be able to qualify for financing based on a property’s income instead of your personal income? 🏡💰

A DSCR (Debt Service Coverage Ratio) loan is designed for investment properties and focuses on the cash flow the property generates. That means no traditional income verification like W-2s or tax returns may be required in some cases.

This can be a great option for:
✔️ Rental property investors
✔️ Self-employed borrowers
✔️ Those growing their real estate portfolio
✔️ Short-term or long-term rental investments

Whether you’re purchasing your first investment property or expanding your portfolio, there may be flexible financing options available to help you reach your goals!

Message me to learn more about DSCR loan options through Guild Mortgage! 📩

Nothing means more than earning the trust of both clients and referral partners 🤍Helping families through the homebuying...
05/13/2026

Nothing means more than earning the trust of both clients and referral partners 🤍
Helping families through the homebuying process with communication, care, and reliability is always the goal. Thank you for the kind words and continued trust! ⭐⭐⭐⭐⭐

Happy Mother’s Day to all the amazing moms, stepmoms, foster moms, bonus moms, grandmothers, and mother figures who give...
05/10/2026

Happy Mother’s Day to all the amazing moms, stepmoms, foster moms, bonus moms, grandmothers, and mother figures who give so much of themselves every single day. 💐

Today we celebrate the love, strength, patience, and sacrifices that make a house feel like home. Wishing you a day filled with love, appreciation, and special moments with the people who matter most 🩷

Address

13024 Ballantyne Corporate Place Suite 625
Charlotte, NC
28226

Opening Hours

Monday 6am - 5pm
Tuesday 6am - 5pm
Wednesday 6am - 5pm
Thursday 6am - 5pm
Friday 6am - 5pm

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