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Platinum West Funding Corporation

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Cerritos, CA
Platinum West Funding Corporation

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Full service Mortgage Broker with a very experienced staff offering expertise in every area of mortgage lending. Purchase-Refinance-Construction Lending.

11/04/2026

🏡 Worried about today’s interest rates? A Rate Buydown may help.

A rate buydown can reduce your mortgage interest rate, which may help lower your monthly payment — either temporarily or for the life of the loan, depending on the program.

There are different buydown options, including temporary buydowns like 3-2-1 and permanent rate reductions.

Want to see which option may work for you? Let’s talk.

📞 (562) 972-5083
📧 [email protected]

11/02/2026

🏡 Over 1,000+ transactions and counting.

At Platinum West Funding, we’re proud to have helped clients with home loans, refinance solutions, and personalized mortgage guidance over the years.
Experience matters when it comes to financing, and we’re here to help make the process smoother from start to finish.

📞 (562) 972-5083
📧 [email protected]

10/31/2026

🏡 Mortgage Term of the Week: Private Mortgage Insurance (PMI)

PMI is a type of insurance that may be required on a conventional loan when your down payment is less than 20%.

It protects the lender, but it can also make it possible for some buyers to purchase a home without waiting to save a full 20% down payment.

Want to understand how PMI may affect your monthly payment? We can help.

📞 (562) 972-5083
📧 [email protected]

10/29/2026

🏡 Your Home Financing Partner

At Platinum West Funding, we help make the mortgage process easier to understand and easier to navigate.

Whether you’re buying a home, refinancing, or exploring different loan options, our team is here to guide you every step of the way.

📞 (562) 972-5083
📧 [email protected]

10/27/2026

💡 Mortgage Term of the Week: Debt-to-Income Ratio (DTI)

Your DTI compares your monthly debt payments to your monthly income. Lenders use it as one factor when reviewing how much mortgage you may be able to afford.

A lower DTI can potentially give you more financing options.

Have questions about your DTI or home loan qualification? Let’s talk.

📞 (562) 972-5083
📧 [email protected]

10/24/2026

🏡 Worried about higher interest rates but still want to buy a home?

Don’t let rates stop you from exploring your options. Depending on your situation, there may be loan strategies that can help make homeownership more manageable.

Let Platinum West Funding help you understand what may work for you.

📞 (562) 972-5083
📧 [email protected]

10/21/2026

🏡 Mortgage Term: Escrow

Buying a home comes with more than just a mortgage payment. That's where an *Escrow Account* comes in.

An escrow account is used to hold funds for certain homeownership expenses, such as:

✔️ Property Taxes
✔️ Homeowners Insurance
✔️ Other Eligible Costs

Instead of paying these expenses separately, a portion is collected with your monthly mortgage payment and set aside until the bills are due.

Why is escrow important?

✅ Helps ensure bills are paid on time
✅ Makes budgeting easier
✅ Protects both homeowners and lenders
✅ Reduces the risk of unexpected large payments

Understanding terms like escrow can help you feel more confident throughout your homeownership journey.

Have questions about the mortgage process? We're here to help!

📞 (562) 972-5083
📧 [[email protected]]

Platinum West Funding
Direct Lender • Local Expertise • Trusted Guidance 🏡

10/16/2026

🏡 Nurses: You May Be Able to Qualify Sooner Than You Think!

Just started a new nursing job? You may not necessarily need two full years at your current employer to qualify for a home loan.

Depending on your overall employment and income history, there may be options available to help you move toward homeownership sooner.

📞 (562) 972-5083
📧 [email protected]

10/14/2026

✔️ Get your dream home sooner with quick approvals – Apply now and enjoy zero processing fees!!

10/11/2026

🏡 Looking for a way to ease into your mortgage payments?

A 3-2-1 Buydown can temporarily reduce your interest rate during the first three years of the loan:
Year 1: 3% lower
Year 2: 2% lower
Year 3: 1% lower

It can be a helpful option for qualified buyers who want lower initial payments while settling into homeownership.

📞 (562) 972-5083
📧 [email protected]

Address

17100 Norwalk Boulevard , Suite 112
Cerritos, CA
90703

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://www.platinumwestfunding.com/

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