Jesse G Robinson Farmers Insurance Agent

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Jesse G Robinson Farmers Insurance Agent Serving the Cedar City, UT area since 2005, I can help you understand your coverage options so you can protect what matters most to you.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Stop by in person, reach out online or call to get a free quote today.

11/09/2026

Winter doesn't ask permission before it costs your business money. ❄️

A few things worth thinking through before the first storm hits:
• Slip and fall — a customer slips on your icy entrance, and depending on how it's documented, you could be the one responsible.
• Frozen pipes — a single burst pipe can mean water damage that shuts a business down for weeks, not days.
• Heavy snow load on your roof — worth knowing exactly how your policy treats this before it's tested by six inches of it.

Quick prep that actually helps: salt the walkway, keep the heat on, and know who to call if something does happen.

Want me to check how your policy handles winter? Send me a message before the first storm, not after. ⛄

11/07/2026

Think you’re overpaying for business insurance? You might be right.

I’m offering free policy reviews. I’ll go through what you have now and tell you honestly where you stand, including any gaps and anywhere you could save.

I’m always happy to take a look.

Southern Utah | Licensed in UT · CO · NV · AZ

11/04/2026

Here’s a scenario that comes up more than you’d think.

A client has a bad reaction to a color treatment from one of your booth renters. Your name is on the door, so when the claim comes in, it’s often addressed to the salon too. If the renter has no coverage, you could be the one answering for it.

Here’s how to protect yourself before it happens:

đź“‹ Ask every renter for a certificate of insurance before they start working in your space.

đź“… Note the policy renewal date and check again each year. Policies lapse more often than people expect.

📝 Put the insurance requirement in your booth rental agreement so it’s clear from day one.

đź‘€ Ask to be listed as an additional insured on their policy when it makes sense for your setup.

Five minutes of paperwork now can save you from a very expensive conversation later.

If you’re not sure what your renters should be carrying or what to look for on a certificate, send me a message. I’m happy to help.

Southern Utah | Licensed in UT · CO · NV · AZ

10/28/2026

Salon owners, do you own expensive equipment?

Styling chairs, wash stations, foot massage stations. It adds up fast, and most of it is what keeps your doors open.

That equipment is covered under the business property portion of your policy. If it’s not listed or the limits are too low, a fire, theft, or water damage claim could leave you replacing it all out of pocket.

A quick way to check: add up what it would cost to replace everything in your salon today, then compare that number to what your policy says.

If you’re unsure whether you have that coverage, I can help you check.

Southern Utah | Licensed in UT · CO · NV · AZ

10/26/2026

A policy is a snapshot of your business on the day you bought it. Your business has probably changed a lot since then.

More revenue. New employees. New equipment. New services. Another vehicle. Any of those can outgrow the limits you originally chose, and if a claim exceeds your coverage, the difference comes out of your pocket.

Picture a business that has doubled its revenue and equipment since its last review. The policy never changed, so the limits are still sized for the business it used to be. Then a claim hits, and the coverage doesn’t stretch far enough.

If any of this applies to you, I’m happy to review your policy before a claim puts it to the test.

Southern Utah | Licensed in UT · CO · NV · AZ

10/21/2026

Wet floors, hair on the ground, product spills, a cord near the dryer station. Salons have more slip and fall risk than most businesses, and it only takes one fall to turn into a claim.

This is where your general liability policy comes in. It’s there to protect you if a client gets hurt and decides to sue.

Many general liability policies also include something called medical payments coverage. It can pay for a client’s minor medical bills after a fall, no matter who was at fault. That can help take care of the situation before it ever turns into a lawsuit.

The key is knowing both of those are actually in your policy, and that the limits make sense for your salon.

If you’ve never checked, it’s worth taking a closer look. I’m always happy to help.

Southern Utah | Licensed in UT · CO · NV · AZ

Address

210 N 300 W Ste 203
Cedar City, UT
84721

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+14358651160

Website

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