Dixie Leavitt Agency

06/02/2026

Contractor risk transfer often starts with understanding where your company sits in the project structure.

Upper tier contractors typically include general contractors and project owners. Lower tier contractors typically include subcontractors and trade contractors.

Knowing the difference can help clarify contract responsibilities, insurance requirements, and how risk moves from one party to another.

06/01/2026

Take a step back and focus on the small choices this month to protect what matters most.

05/27/2026

For many contractors, bonding only becomes a focus when a larger project opportunity comes up.

But your bonding capacity can directly impact:
• The jobs you can bid
• Project size opportunities
• Long-term growth potential

If you’re planning to take on larger projects this year, it may be worth reviewing your current bonding program before the opportunity is on the line.

05/26/2026

A strong health benefits plan doesn’t happen by accident. It’s shaped by thoughtful decisions that balance cost, coverage, and the needs of your workforce.

🔗 Read about five key factors that help guide an effective benefits strategy:

Designing a health benefits plan requires balancing several priorities. Employers want to provide meaningful coverage that supports employees and their

05/26/2026

Captive insurance programs aren’t designed for every business — but for companies with the right size, claims history, and long-term approach to risk management, they may be worth a closer look.

In our latest blog, “What Is a Captive Insurance Program?”, we break down how captives work, why companies consider them, and when they may make sense as an alternative to traditional insurance.

Learn more on our website: leavitt.com/dixie

05/25/2026

Today we remember those who gave their lives in service to our country. Their sacrifice reflects a level of courage and commitment that continues to shape the freedoms we experience today.

05/22/2026

05/20/2026

What is a captive insurance program and when could it make sense for your business?

For companies with strong claims history, meaningful premium spend, and a long-term approach to risk management, captive insurance may offer a more strategic alternative to traditional insurance.

In our latest blog, Joe Ellis breaks down how captive insurance programs work, why companies consider them, and what business owners should know before exploring this option.

Read the full article: https://www.leavitt.com/dixie/blog/what-is-a-captive-insurance-program

Learn how captive insurance programs work, why companies consider them as an alternative to traditional insurance, and whether one may be right for your business.

05/19/2026

Mental health matters. Connection makes a difference.

05/19/2026

When it comes to transferring risk from your company to another company, contractors need to understand where responsibility actually sits.

In this quick intro, Quade Peterson explains one of the most foundational insurance concepts for contractors: risk transfer.

This is the start of a short series covering key risk transfer points for contractors, including upper tier and lower tier responsibilities.

Follow along for more contractor risk insights.