Spencer Valerio Guild Mortgage Company

Spencer Valerio Guild Mortgage Company Senior Loan Officer
1224 S. River Rd
St George, UT 84790
Branch: 435-674-1090
Cell: 702-596-1993

The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step. I care about delivering results and I’m here to help you own a home.

5.0 star review received on Experience.com for Spencer Valerio by Kannon S - Smooth and easy process. Good communication...
06/01/2026

5.0 star review received on Experience.com for Spencer Valerio by Kannon S - Smooth and easy process. Good communication. Great experience.

Click to see all 287 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Bradley S - The  entire  team  was  helpful,  pleasant...
05/29/2026

5.0 star review received on Experience.com for Spencer Valerio by Bradley S - The entire team was helpful, pleasant to work with and everything from beginning to end was smooth.

Click to see all 286 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Michele A - Spencer  was  great  to  work  with,  and ...
05/20/2026

5.0 star review received on Experience.com for Spencer Valerio by Michele A - Spencer was great to work with, and we used guild mortgage for our previous home purchase

Click to see all 284 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Todd A - Spencer is professional and willing to go the...
05/16/2026

5.0 star review received on Experience.com for Spencer Valerio by Todd A - Spencer is professional and willing to go the extra mile for his clients.
He explains things very well so there are no questions unanswered.
We are totally happy with the service we received.

Click to see all 283 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Spencer D - Spencer  and  his  team  were  great  to  ...
05/02/2026

5.0 star review received on Experience.com for Spencer Valerio by Spencer D - Spencer and his team were great to work with!

Click to see all 282 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Victoria F - It was a pleasure workin...
04/30/2026

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Victoria F - It was a pleasure working with Spencer and his team! After a few hiccups, they were able to expedite closing and close almost a week before we expected.

Click to see all 281 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Brittany C - Every  question  was  answered  and  the ...
04/16/2026

5.0 star review received on Experience.com for Spencer Valerio by Brittany C - Every question was answered and the whole process was easy and smooth.

Click to see all 279 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Brett C - Does a phenomenal job and i...
04/07/2026

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Brett C - Does a phenomenal job and is very aware of the market and different options.

Click to see all 278 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Geoffrey F - Spencer was very helpful throughout every...
04/03/2026

5.0 star review received on Experience.com for Spencer Valerio by Geoffrey F - Spencer was very helpful throughout every step of the process. He went the extra mile to make sure all of our questions were answered. He did a great job explaining the different parts of the process to us. Highly recommended.

Click to see all 277 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

04/02/2026

Address

415 N. Main Street #202
Cedar City, UT
84721

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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