Spencer Valerio Guild Mortgage Company

Spencer Valerio Guild Mortgage Company Senior Loan Officer
1224 S. River Rd
St George, UT 84790
Branch: 435-674-1090
Cell: 702-596-1993

The families I help describe working with me as smooth, organized, and stress-free. They say
our team is responsive, knowledgeable, and available. We have helped families like yours
tackle challenging situations while feeling supported from start to finish. Because everyone’s
situation is different, you can expect clear communication at every step. I care about delivering results and I’m here to help you own a home.

4.5 star review received on Experience.com for Spencer Valerio by Susan D - it was ok didn't have any issues .
09/09/2026

4.5 star review received on Experience.com for Spencer Valerio by Susan D - it was ok didn't have any issues .

Click to see all 320 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Richard D - Spencer was fantastic to work with. He is ...
09/03/2026

5.0 star review received on Experience.com for Spencer Valerio by Richard D - Spencer was fantastic to work with. He is a true professional and diligently helped guide us through the process from start to finish.
He was always available whenever we had questions and delivered results when other brokers fell short. We highly recommend using Spencer and Guild for your mortgage needs.

Click to see all 319 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by George D - Spencer Valerio is a trusted mortgage profe...
09/03/2026

5.0 star review received on Experience.com for Spencer Valerio by George D - Spencer Valerio is a trusted mortgage professional I have worked with for over 25 years. He is always at the top of his game, responds promptly to clients, and is willing to do what is necessary to get the job done professionally. Highly recommend his services!

Click to see all 319 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Hilary F - The communication was top notch, he wa...
08/21/2026

5.0 star review received on Experience.com for Spencer Valerio by Hilary F - The communication was top notch, he was very responsive and available for many questions.

Click to see all 316 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Kristine A - Spencer was very knowledgeable and att...
08/14/2026

5.0 star review received on Experience.com for Spencer Valerio by Kristine A - Spencer was very knowledgeable and attentive to all queries we had. Very responsive and updates us always. Loni too was amazing! Loni would update us weekly on how the loan is and what the next steps will be. I definitley will recommend this team to all my clients.

Click to see all 313 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Rick B - mmmExpectations were set and met 100% on time
07/31/2026

5.0 star review received on Experience.com for Spencer Valerio by Rick B - mmm

Expectations were set and met 100% on time

Click to see all 310 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Brenda P - Excellent service
07/26/2026

5.0 star review received on Experience.com for Guild Mortgage - Spencer Valerio by Brenda P - Excellent service

Click to see all 309 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Matthew H - Spencer walked us through every step....
07/19/2026

5.0 star review received on Experience.com for Spencer Valerio by Matthew H - Spencer walked us through every step. We were first time home buyers and he answered everything we needed!

Click to see all 307 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Lynn W - Spencer was amazing!
07/18/2026

5.0 star review received on Experience.com for Spencer Valerio by Lynn W - Spencer was amazing!

Click to see all 307 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

5.0 star review received on Experience.com for Spencer Valerio by Eldon M - Spencer was so helpful and easy to work...
07/17/2026

5.0 star review received on Experience.com for Spencer Valerio by Eldon M - Spencer was so helpful and easy to work with it. He always went above and beyond to make sure we understood everything and were comfortable. This has been such a great experience!

Click to see all 306 reviews of Guild Mortgage - Spencer Valerio, Loan Officer

Address

415 N. Main Street #202
Cedar City, UT
84721

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

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