Heather Butler - Commercial Insurance Agent

07/24/2026

07/07/2026

💰 7 Ways to Help Lower Your Insurance Costs

Insurance rates have been changing, but there are still ways you may be able to reduce your premium. Here are a few tips worth discussing with your insurance agent:

✅ 1. Review Your Deductibles
A higher deductible often results in a lower monthly or annual premium. Just make sure it’s an amount you could comfortably afford if you needed to file a claim.

✅ 2. Bundle Your Policies
Combining your home, auto, RV, business, or other policies with the same insurance company may qualify you for significant discounts—sometimes between 15% and 35%, depending on the carrier.

✅ 3. Ask About Every Available Discount
Many people don’t realize they may qualify for discounts based on their profession, driving record, home safety features, claims history, payment method, or more. It never hurts to ask!

✅ 4. Consider a Safe Driving Program
Many insurance companies offer optional mobile apps that reward safe driving habits with additional savings over time.

✅ 5. Choose Vehicles Wisely
The type of vehicle you drive matters. Cars with strong safety ratings and lower repair costs are often less expensive to insure.

✅ 6. Maintain Good Credit
In many areas, insurance companies use insurance-based credit information when determining rates. Improving your credit and asking your agent to re-run your insurance score (when eligible) could help lower your premium.

✅ 7. Pay Your Premium in Full
If your budget allows, paying your policy in full instead of monthly installments can often eliminate installment fees and may qualify for an additional discount.

Every situation is different, and not every discount applies to every policy—but it’s always worth reviewing your coverage to make sure you’re getting the best value for your needs.

06/28/2026

🙏 Our hearts are with everyone affected by the devastating Utah wildfires.

Praying for the safety of families, first responders, ranchers, wildlife, livestock, and every community in the fire’s path. Wishing strength to those facing loss and gratitude to those working tirelessly to protect lives and property.

Please stay safe, Utah. ❤️

05/25/2026

Honoring the brave men and women who made the ultimate sacrifice for our freedom. Today we remember, reflect, and give thanks. 🇺🇸

Happy Memorial Day

12/21/2025

Merry Christmas to my friends, clients, and followers. I hope your holiday season is filled with meaningful moments, family time, laughter, and joy.

🎄

Looking forward to sharing exciting new details in the year to come!

11/27/2025

Have a blessed holiday 🦃

11/26/2025

🎄🎅
Local Holiday Displays

09/01/2025

Happy Labor Day! 🇺🇸 Today we celebrate the hard work, dedication, and resilience of the American workforce. Wishing you a safe and relaxing holiday as we honor all those who help build and protect our communities. 💪✨