10/30/2026
Share with your buyers! Waiting for mortgage rates to “go back to normal”? Let’s look at what normal has actually been. 📊
Here’s the 30-year fixed rate going back 50+ years (Freddie Mac data):
• 1970s: 8.86% average
• 1980s: 12.70% average (it peaked at 16.63% in 1981!)
• 1990s: 8.12%
• 2000–2006: 6.50%
• 1971–2006 overall: 9.26%
Those 3% rates from 2010–2022 were the exception, not the rule. They were driven by quantitative easing and government support, and they hit a low of 2.96%.
Today’s rates are actually below the long-term average. If you’ve been waiting on the sidelines, watch the video for the full picture, then let’s talk about what makes sense for your situation. 💬
📩 Message me or comment “RATES” and I’ll reach out.
Christina Jasper | NMLS #1745727 | Jasper Mortgage Group
American Security Mortgage Corp, NMLS #40561 | Equal Housing Lender | Licensed in [state]. Not a commitment to lend. All loans subject to underwriting.