Brandon Moye NMLS# 659109 - Ameris Bank Mortgage Services

06/15/2026

We’ve spent the last few years obsessing over mortgage rates—but are we asking the right question?

Would you rather have a lower rate in a market with almost no options… or a slightly higher rate with more inventory, more leverage, and a better chance of finding the right home?

Rates matter—no doubt. But they’re just one piece of the puzzle.

The real goal of homeownership isn’t securing the lowest rate—it’s finding a home that fits your life, your family, and your future. And unlike rates, the home you choose shapes your day-to-day life for years to come.

As inventory improves, buyers are gaining something we haven’t seen in a while: choice.

That optionality has real value.

Curious how to think through the trade-offs? Take a look at this article below. 👇

← Jun 08 Monday, June 08, 2026 Latest → 08 Monday June 2026 6 min readVieauxPoint: June 8, 2026 BV Brian Vieaux LinkedIn X Email Link Recently, I have found myself wrestling with a question that appears deceptively simple on the surface but becomes increasingly complex the more thought I give it...

06/11/2026

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Affordability is shaped by more than interest rates.

Home prices, inventory and competition all play a role. The most important factor is choosing the moment that aligns with your financial readiness. Remember, refinancing may be an option down the road if rates improve and you qualify.

06/10/2026

What does $400K get you in Charlotte, NC? Let’s take a look.

Across the Charlotte area, $400K can offer very different options depending on where you’re searching. In the city, you’ll often find charming bungalows, townhomes, and established neighborhoods with quick access to Uptown, South End, and Plaza Midwood. Head into the suburbs, and that same budget can stretch into more space, newer builds, and larger lots. And if you prefer low‑maintenance living close to the action, condos in the city offer another great option with modern finishes and walkable convenience.

If you’re exploring what type of property fits your lifestyle and budget, I’m here to help you break it down.

Please note that these are examples, and real inventory and pricing can vary.

06/08/2026

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term goals.

Understanding your budget upfront gives you clarity, confidence, and a smoother homebuying experience from day one. Get started here: https://ow.ly/JbrP30sWaA6

06/04/2026

At Ameris Bank, we're fiercely committed to help you find a place to thrive. We offer personalized guidance and a range of mortgage options to make your homeownership dreams a reality. Learn more: https://ow.ly/pkfo30sWayP

06/03/2026

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and caregiving needs.

This week’s Mortgage Monitor explores the factors behind this trend and what it may mean for shared homeownership and financing considerations.

Learn more about what’s shaping this trend. https://ow.ly/Uh0G30sWfzN

06/02/2026

Not sure whether to sell your home or rent it out? Here are a few things to consider:

• Market Conditions: Is it a good time to sell, or could renting provide steady income?
• Cash Flow: Will rent cover your mortgage, taxes, insurance, and upkeep?
• Long‑Term Goals: Do you want to build equity by holding the property, or free up funds by selling?
• Time & Responsibility: Are you prepared to manage a rental, or would you prefer a clean break?

No matter which direction you choose, I'm here to help you understand your options.

05/29/2026

Finding a home is not a 9-5 job so neither is mine. Happy to be there when my clients need me.

05/26/2026

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, but there are important guidelines to follow. From who can give a gift to what documentation is required, understanding the process can help you move forward with confidence.

Contact me today to learn more!

05/25/2026

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication inspire us all. Let's take a moment to remember and give thanks.