Rick Mikel at American Security Mortgage

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United States
Cary, NC
Rick Mikel at American Security Mortgage

A passionate mortgage lender who is an expert at choosing the loan solution that is right for you.

NMLS #225681
American Security Mortgage Corp
NMLS #40561
We are an Equal Opportunity Lender

09/09/2026

Buying a new home? The Carolinas are giving buyers plenty of reasons to look at new construction. 🏡

Six of the top 10 metros for new construction are in North or South Carolina, including Charleston, Greenville, Charlotte, Winston-Salem, Durham, and Columbia.

But here’s what really matters for buyers: new doesn’t always mean more expensive. In some markets, new construction is priced competitively with existing homes, and builder incentives may create even more opportunities.

Before you rule out a new build, it’s worth comparing the numbers.

Thinking about buying? Let’s look at your options and find what makes the most sense for you.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

09/07/2026

Wishing everyone a happy Labor Day!

Hope you’re enjoying the long weekend and a well-deserved day off with family and friends.

09/04/2026

People are choosing North Carolina for a reason.

And whether you’re moving here from across the country or just across town, I can help make the financing side of your move feel a whole lot easier.

I’ll walk you through your options, answer your questions, and help you build a plan that fits your goals.

Thinking about making a move? Let’s talk.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

09/02/2026

Thinking about making a move? 🏡

Whether it’s for a new job, more space, family, or simply a change of scenery, where you live may change, but who you trust with your mortgage doesn’t have to.

I’m licensed in multiple states and ready to help make your next move feel a little easier.

Wherever you’re headed, let’s see if I can help you get there.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/28/2026

There’s been a lot of attention on where rates could go next.

This week was a good example of how quickly those expectations can change.

The better question isn’t what rates might do. It’s what makes financial sense for you.

That answer is different for everyone.

Thinking about buying or refinancing? Let’s talk through it.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/26/2026

The wrong loan choice could cost you more than you realize.

FHA and Conventional loans can look similar on the surface, but the better option depends on your individual situation. And it’s not always the one you might expect.

Before choosing a loan based on what you’ve heard, what a friend used, or what an online calculator tells you, compare your options.

That’s where I come in. I’ll run the numbers, explain the differences, and help you choose the option that makes the most sense for you.

Thinking about buying? Give me a call and let’s look at your options.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/24/2026

I’m incredibly grateful that so much of my business has been built through referrals.

Every time someone shares my name with a friend, family member, coworker, or client, it means more than you probably realize. There are a lot of people you could recommend, and I never take it for granted when you choose to recommend me.

To everyone who has worked with me, supported my business, or sent someone my way over the years, thank you. Your trust and continued support truly mean a lot to me.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/21/2026

If the housing market feels harder to navigate right now, the data shows you’re not the only one feeling it.

Pending home sales were down from a year ago, with affordability and consumer confidence weighing on the market.

But a challenging market doesn’t look the same for every buyer. The price, payment, location, and loan options that work for one person may look completely different for another.

If homeownership is on your mind, let’s talk about what would need to make sense for you to make a move.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/19/2026

How much house can you actually afford?

It's one of the first questions buyers ask, but the answer isn't based on a home price or an online calculator.

Your credit, down payment, monthly debts, taxes, insurance, and loan program all play a role.

A quick conversation can give you a much clearer picture of what's possible.

Call me today, and let's find out what your budget could look like.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

08/17/2026

The right home is hard to find when there aren't many to choose from.

As inventory continues to grow, buyers may have a better chance of finding a home that fits their needs without feeling like they have to settle.

If you've been waiting for more options, this could be the opportunity you've been hoping for.

Let's talk about what's available in our area.

📞 630-309-5455
📩 [email protected]

NMLS 225681 & 40561
Equal Opportunity Lender

Address

201 Shannon Oaks Circle #202
Cary, NC
27511

Telephone

+16303095455

Website

https://americansecuritymortgage.com/loan_officer/mikel-rick/

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