Platinum Capital Mortgage

Platinum Capital Mortgage Michael D. Rodriguez, J.D. is the Broker and Owner of Platinum Capital Mortgage LLC in Carmel, CA. We also offer nationwide commercial loans. NMLS 386508, 384916.

I offer my clients my 28 years of extensive mortgage loan experience and postgraduate education, a myriad of mortgage resources, creative financing solutions, very competitive WHOLESALE rates, and my unparalleled and dedicated personalized service combined with my firsthand and unique up-to-date mortgage market insights. Whether my clients are buying a house, refinancing, remodeling, seeking debt

consolidation, or a construction loan, I have the right loan program to meet their needs and goals and all with the best terms available. My commitment to each client is simple: begin by carefully listening to each client in order to understand their objectives, then thoroughly educate them and keep them fully informed with each step in their loan process and deliver 100% on promises. I take any confusion or worries out of the process, giving my clients the confidence to comfortably make fully informed loan decisions. My passion and expertise in assessing my client’s specific situations, listening to their dreams and financial goals, structuring the best plan, and delivering the ideal financing solution are what fuel my commitment to each and every client. My greatest fulfillment comes from developing strong and long-lasting relationships with my clients and referral partners. I am recognized as America's Top Mortgage Broker and America's 2nd Top Producing Loan Originator by National Mortgage News magazine, Origination News, and Mortgage Executive magazines, and have been recognized as one of the Top 20 Mortgage Originators in America for the past 20 years. I have closed $6 Billion in residential loans in my career and counting and $5 Billion in commercial loans.https://www.platinumcapitalmortgage.com/uploads/Top-Mortgag-Producers-2021.pdf

We are celebrating 20 years of providing our clients with the finest in mortgage products and services. We offer Conventional Loans, High Balance Loans, Jumbo Loans, FHA Loans, VA Loans, USDA Loans, Non-QM Loans for Self-employed borrowers such as Bank Statement Loans, Asset Depletion Loans, DSCR Loans, HELOC's (Home Equity Line Of Credit), and Construction Loans throughout California, Colorado, and Florida. We are located in beautiful Carmel, California. I will assist you in receiving the finest in loan products and services. Call me directly at 831-229-1116 or apply online at www.platinumcapitalmortgage.com

Equal Housing Lender. CA DRE Broker License 01243805. CA DFPI License 60DBO-83768. Registered Colorado Mortgage Company License 100523221, Florida Mortgage Broker License MBR4271.

Labor Day started back in 1894 as a tribute to the American workers who built this country brick by brick, hour by hour....
09/07/2026

Labor Day started back in 1894 as a tribute to the American workers who built this country brick by brick, hour by hour. So today we clock out, fire up the grill, and actually enjoy the long weekend we earned.

Happy September! Here is my Monthly Mortgage Bulletin for September. Call me at 831-229-1116 for all of you mortgage, re...
09/04/2026

Happy September! Here is my Monthly Mortgage Bulletin for September. Call me at 831-229-1116 for all of you mortgage, real estate and real estate property management needs.

08/27/2026
https://www.mortgagenewsdaily.com/markets/mortgage-rates-08252026
08/25/2026

https://www.mortgagenewsdaily.com/markets/mortgage-rates-08252026

Fuel prices continue dictating most of the day-to-day momentum for interest rates and today was a notable example. Early this morning, news reports suggested progress in the peace process via Pakistani mediators. Oil prices dropped sharply in response and bond yields followed the move. Bond yields c...

Getting a home loan doesn't have to be complicated. I love helping people see just how straightforward the process can b...
08/17/2026

Getting a home loan doesn't have to be complicated. I love helping people see just how straightforward the process can be when you have someone in your corner who knows the ins and outs. From your first questions about mortgage pre-approval to the moment you get your keys, I keep things simple, clear, and moving forward. No confusing jargon, no guesswork, just honest answers and a plan that works for you. Thinking about buying a home or refinancing? Let's make it easy together. Call me at 831-229-1116 to begin.

08/06/2026

Address

225 Crossroads Boulevard , Suite 109
Carmel, CA
93923

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+18312291116

Website

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