Platinum Capital Mortgage

Platinum Capital Mortgage Michael D. Rodriguez, J.D. is the Broker and Owner of Platinum Capital Mortgage LLC in Carmel, CA. We also offer nationwide commercial loans. NMLS 386508, 384916.

I offer my clients my 28 years of extensive mortgage loan experience and postgraduate education, a myriad of mortgage resources, creative financing solutions, very competitive WHOLESALE rates, and my unparalleled and dedicated personalized service combined with my firsthand and unique up-to-date mortgage market insights. Whether my clients are buying a house, refinancing, remodeling, seeking debt

consolidation, or a construction loan, I have the right loan program to meet their needs and goals and all with the best terms available. My commitment to each client is simple: begin by carefully listening to each client in order to understand their objectives, then thoroughly educate them and keep them fully informed with each step in their loan process and deliver 100% on promises. I take any confusion or worries out of the process, giving my clients the confidence to comfortably make fully informed loan decisions. My passion and expertise in assessing my client’s specific situations, listening to their dreams and financial goals, structuring the best plan, and delivering the ideal financing solution are what fuel my commitment to each and every client. My greatest fulfillment comes from developing strong and long-lasting relationships with my clients and referral partners. I am recognized as America's Top Mortgage Broker and America's 2nd Top Producing Loan Originator by National Mortgage News magazine, Origination News, and Mortgage Executive magazines, and have been recognized as one of the Top 20 Mortgage Originators in America for the past 20 years. I have closed $6 Billion in residential loans in my career and counting and $5 Billion in commercial loans.https://www.platinumcapitalmortgage.com/uploads/Top-Mortgag-Producers-2021.pdf

We are celebrating 20 years of providing our clients with the finest in mortgage products and services. We offer Conventional Loans, High Balance Loans, Jumbo Loans, FHA Loans, VA Loans, USDA Loans, Non-QM Loans for Self-employed borrowers such as Bank Statement Loans, Asset Depletion Loans, DSCR Loans, HELOC's (Home Equity Line Of Credit), and Construction Loans throughout California, Colorado, and Florida. We are located in beautiful Carmel, California. I will assist you in receiving the finest in loan products and services. Call me directly at 831-229-1116 or apply online at www.platinumcapitalmortgage.com

Equal Housing Lender. CA DRE Broker License 01243805. CA DFPI License 60DBO-83768. Registered Colorado Mortgage Company License 100523221, Florida Mortgage Broker License MBR4271.

A 3% down payment might be all you need to take the first step toward becoming a homeowner. Don't wait — call me today a...
06/08/2026

A 3% down payment might be all you need to take the first step toward becoming a homeowner. Don't wait — call me today at 831-229-1116!

A 40-year mortgage* could mean a new path to homeownership with potentially lower monthly payments and more flexibility....
06/08/2026

A 40-year mortgage* could mean a new path to homeownership with potentially lower monthly payments and more flexibility. Give me a call at 831-229-1116 and see if it's right for you!

If you're a first-time homebuyer, you may be eligible to receive a $2,500 pricing incentive on your mortgage. Call me at...
06/06/2026

If you're a first-time homebuyer, you may be eligible to receive a $2,500 pricing incentive on your mortgage. Call me at 831-229-1116 to learn more!

Real estate agents: Partner with me and offer a mortgage with Built-In Rewards,* rewarding your buyers with neighborhood...
06/05/2026

Real estate agents: Partner with me and offer a mortgage with Built-In Rewards,* rewarding your buyers with neighborhood perks like groceries, dining, fitness and more.

I offer a special program that significantly reduces your mortgage payments for the entire first year. Call me at 831-22...
06/05/2026

I offer a special program that significantly reduces your mortgage payments for the entire first year. Call me at 831-229-1116 to learn more!

Here is my Weekly Mortgage Market Report for this week! Call me at 831-229-1116 to discuss your loan options!
06/04/2026

Here is my Weekly Mortgage Market Report for this week! Call me at 831-229-1116 to discuss your loan options!

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phon...
06/04/2026

VantageScore® can generate a score with as little as 1 month of credit history. Your on-time rent, utility and even phone bill payments could help build your score. Call me at 831-229-1116 to learn more!

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!
06/04/2026

I'm always up to date on the latest loan options AND lingo. Message me if you're ready to learn more!

I'm always up to date on the latest loan options AND lingo. Call me at 831-229-1116 if you're ready to learn more!
06/03/2026

I'm always up to date on the latest loan options AND lingo. Call me at 831-229-1116 if you're ready to learn more!

Comment if this is you. I can help you reach your goals! Call me at 831-229-1116.
06/03/2026

Comment if this is you. I can help you reach your goals! Call me at 831-229-1116.

Address

225 Crossroads Boulevard , Suite 109
Carmel, CA
93923

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+18312291116

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