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Monday 8am - 6pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm

Joe Crespillo, Loan Officer with CMG Home Loans, NMLS ID# 1733876

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United States
Carlsbad, CA
Joe Crespillo, Loan Officer with CMG Home Loans, NMLS ID# 1733876

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Find the best mortgage rates today with our expert team and advanced mortgage calculator. Joe Crespillo - CMG Home Loans ensures a smooth path to homeownership.

10/30/2026

Are you ready for trick-or-treaters? 👻
Before the ghosts, goblins, witches, and superheroes arrive at your door, make sure your home is ready for a safe and successful night of trick-or-treating. 🎃🍬
Swipe through for a few frightfully helpful tips!

10/29/2026

Appraisals are changing, and agents who understand UAD 3.6 will have the advantage! 🏡
Join CMG Home Loans for an Agent Seminar with Tim Parent, SVP of Collateral Risk, Review & Construction Operations, to learn what’s changing, what to expect from the new appraisal format, and how to prepare.
📅 Tuesday, November 3rd | 11am to 12pm PST
💻 Online via Microsoft Teams
RSVP now and secure your spot: bit.ly/4dSNVIS

10/29/2026

Don’t let a fixer-upper scare you away! From cozy kitchen makeovers to charming upgrades, renovation financing could help you turn a house with potential into a home you’ll love.
🪄🔮Here’s how a renovation loan can add a little practical magic to your home search:
http://spr.ly/6183BHWlNW

10/28/2026

🏡 What if a little extra each month could make a BIG difference over time?

Making additional payments toward your mortgage principal could help you pay off your home sooner AND save money on interest in the long run! 💰

Even small amounts can add up over the life of your loan.

Of course, every mortgage and financial situation is different, so it's important to make sure the strategy works for you.

Curious how much of a difference an extra payment could make? Let's run the numbers together!

10/28/2026

A SCARY👻 good deal for buyers and sellers alike!
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage.
Ready to learn more? Reach out today!

Thank you, Luis R., for the kind words! It was a pleasure helping you.Joe Crespillo(916) 260-9079jcrespillo@cmghomeloans...

10/27/2026

Thank you, Luis R., for the kind words! It was a pleasure helping you.

Joe Crespillo
(916) 260-9079
[email protected]
NMLS #1733876

10/26/2026

Are these mortgage myths haunting your homeownership goals? 👻
You might have more options than you think when it comes to down payments, credit, income, and financing.
Swipe through as we unmask four mortgage myths!

10/23/2026

Don’t let these home buying mistakes come back to haunt you! 👻
Scroll through for 4 mortgage missteps to avoid as you wait for closing day

10/22/2026

What if your everyday payments could help you qualify for a home loan? 🏡👀

CMG Home Loans now offers VantageScore®, an alternative credit scoring model for qualifying Conventional Loans that could open new doors to homeownership!

Find out what this could mean for you: http://spr.ly/6189BHZeqB

10/21/2026

What could be hiding behind the walls? A quality home inspection can uncover hidden issues, identify risks, offer negotiation leverage, and ensure buyer safety.
Don’t let your dream home become a nightmare! Always opt for a home inspection.

Address

1265 Carlsbad Village Drive
Carlsbad, CA
92008

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

(915)7998438

Website

https://www.cmghomeloans.com/mysite/joe-crespillo, https://my.cmghomeloans.com/homehub/signup/[email protected]

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