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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm Saturday 12am - 12am Sunday 12am - 12am

Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781

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United States
Carlsbad, CA
Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781

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I am a Carlsbad-based mortgage loan officer helping people buy a home and find the best loan option. 30years mortgage lending experience and 5 * reviews !

Vice President of Mortgage Lending NMLS #290781
Privacy and Legal Info CA licensed by the Dept I’m a Carlsbad-based mortgage loan officer serving buyers and homeowners throughout North County San Diego, with over 30 years of experience and a strong track record of five-star client reviews. I specialize in purchase and refinance transactions, including conventional, jumbo, VA, and solutions for self-employed borrowers. I’m known for being accessible, solution-driven, and helping buyers navigate competitive markets with confidence. I live and work in Carlsbad and stay closely connected to the local community and real estate market, including partnering with Coldwell Banker Carlsbad to support local buyers and homeowners. Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Guaranteed Rate Affinity 2023/ NMLS 1598647/NMLS Consumer Access- Licensing information CA-Ca-DOC290781

11/02/2026

Who said mortgage prep has to start with a full application? It can start with one simple folder.

Create a place for financial information you may need later, then organize it one category at a time. This way, you’ll have everything you need when it comes time to kick off your loan application and your journey home.

Remember, what’s actually required may vary, so connect with me and I can provide you with a personalized list. For now, start with one category at a time and keep on going.
https://myoc.io/husL6WZPK2d/QbepP

NMLS # 290781

10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/husL6WZPK2d/ByGt3

NMLS # 290781

10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/husL6WZPK2d/euJbJ

NMLS # 290781

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/husL6WZPK2d/VXza2

NMLS # 290781

10/27/2026

10 /0 in the 5 th inning for the brew crew tonight ! Whoo hoo keep on hitting in those runs !!

10/26/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/husL6WZPK2d

NMLS # 290781

10/22/2026

OPEN HOUSE SAT 10-24 11-2 Come by and check it out!

Learn more about 6525 Camino Del Parque, Carlsbad, CA 92011. This home is priced at $925,000, with 3 beds, 1 bath, and…

10/22/2026

Ready for your mortgage vocabulary lesson of the day? A loan estimate helps break down the important details about your financing options so you have everything in one organized place.

Learn more must-know mortgage lingo in our guide or reach out to talk through the details.
https://myoc.io/husL6WZPK2d/e1wZH

NMLS # 290781

Address

505 Oak Avenue Suite A
Carlsbad, CA
92008

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm
Saturday	12am - 12am
Sunday	12am - 12am

Website

https://people.grarate.com/lisa-giacomini-290781

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