Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781

Lisa Giacomini at Guaranteed Rate Affinity NMLS 290781 I am a Carlsbad-based mortgage loan officer helping people buy a home and find the best loan option. 30years mortgage lending experience and 5 * reviews !

Vice President of Mortgage Lending NMLS #290781
Privacy and Legal Info CA licensed by the Dept I’m a Carlsbad-based mortgage loan officer serving buyers and homeowners throughout North County San Diego, with over 30 years of experience and a strong track record of five-star client reviews. I specialize in purchase and refinance transactions, including conventional, jumbo, VA, and solutions for sel

f-employed borrowers. I’m known for being accessible, solution-driven, and helping buyers navigate competitive markets with confidence. I live and work in Carlsbad and stay closely connected to the local community and real estate market, including partnering with Coldwell Banker Carlsbad to support local buyers and homeowners. Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Guaranteed Rate Affinity 2023/ NMLS 1598647/NMLS Consumer Access- Licensing information CA-Ca-DOC290781

Keeping up with the housing market could be your key to success. More Americans are on the move, with existing-home sale...
06/09/2026

Keeping up with the housing market could be your key to success. More Americans are on the move, with existing-home sales climbing in May and affordability driving momentum in the Northeast, Midwest and South. With excellent news like this, homebuyers could be in a better position to succeed.

I’ll help you run the numbers.
https://myoc.io/husL6WZPK2d/CmSsT



NMLS #290781

06/08/2026

As you move into homeownership, terms like escrow start to matter more. Escrow helps take the guesswork out of homeownership costs. Instead of paying taxes and insurance all at once, they’re built into your monthly payment. I’ll help you understand what to expect so you can plan with confidence. Let's connect.
https://myoc.io/husL6WZPK2d/vzICM



NMLS #290781

06/04/2026

Closing costs aren’t one-sided. They’re shared across the transaction and can shift based on how the deal comes together. Understanding that early helps you plan with more confidence and fewer hiccups regarding costs when you’re closing. Reach out and we can work through your options.
https://myoc.io/husL6WZPK2d/RDmzG



NMLS #290781

06/02/2026

A lot of buyers feel unsure about what it really costs to own a home, and that’s completely understandable. There’s more to it than the mortgage, but once you see the full picture, it starts to feel much more manageable. If you want help thinking it through, I’m here to guide you.
https://myoc.io/husL6WZPK2d/IyeB7



NMLS #290781

06/01/2026

June is National Homeownership Month. You’ve already made the right move to buy. And now your home is a powerful investment that’s built equity over time. But have you put it to work for you? It could help you make big moves like renovating, consolidating debt or planning that next big thing. See how to tap into your equity and set your other plans in motion.
https://myoc.io/husL6WZPK2d/suvmo



NMLS #290781

05/28/2026

Mortgage points can help shape your monthly payment, but they also require upfront investment. I’ll help you understand how that tradeoff plays out and make sense of the terms along the way so you can move forward with confidence.

Learn more: http://ms.spr.ly/6180vZJ3r

05/27/2026

The 20% down myth stops more buyers than it should. If you’ve been waiting to hit that number, it might be time for a rethink.

Let’s look at your situation and see what may be possible: http://ms.spr.ly/6187vklLN

05/25/2026

This Memorial Day is a time to remember those who made the ultimate sacrifice. Their memory carries forward.

05/22/2026

Have questions about mortgages? Good news, I’ve got answers. The process shouldn’t feel like a mystery — and with me at your side, I’ll make sure you’re in the know every step of the way. Want some more pro tips? Let's connect.

https://myoc.io/husL6WZPK2d/SWlwZ

NMLS #290781

05/21/2026

You've earned every benefit that comes with your service. A VA loan could help you buy or refinance* with flexible options and potential savings**. Let's talk today.

Learn more: http://ms.spr.ly/6187vVPwb

Address

505 Oak Avenue Suite A
Carlsbad, CA
92008

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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