Ryan Schaefer- Mortgage Loan Originator, NMLS# 847481

02/01/2024

https://assets.newamericanfunding.com/collateral/files2023/46d6ce96nafPathwayPLUSb2bflyer284221.png

Riverside and San Bernardino residents qualify

01/13/2024

https://www.ocregister.com/2024/01/12/freddie-mac-adds-california-programs-to-its-down-payment-assistance-website/

In what might be a first for the mortgage giant, DPA One offers consumers a free tool to find local down payment programs.

09/11/2023

09/08/2023

https://www.cnbc.com/2023/09/08/what-size-down-payment-you-need-to-buy-a-home.html?__source=realestate%7cnews%7c&par=realestate

First-time homebuyers often need to come up with just 6% or 7% as a down payment. Meanwhile, states and cities offer funds to help you come with the cash.

04/20/2023

https://protect-us.mimecast.com/s/Zw7LC820RyFgMwwpU2liK9?domain=nationalmortgageprofessional.com

Research published by OJO Labs revealed that San Diego is now the least affordable metro in the U.S., moving ahead of both San Francisco and Los Angeles.

02/05/2023

The best people to ask which home improvement trends have potential are the handymen who make them happen. Here are five trends professionals suggest keeping in mind this year.

The remodeling boom continues. Here are some popular house projects that handyman professionals are increasingly being called upon to help.

02/03/2023

I would love to help more people. Do you know anyone who could use my expertise?

Referrals are always appreciated.

02/03/2023

If you like my service or have feedback to share, don't forget to leave a review on my site.

If we’ve worked together in the past and you had a great experience, would you pay it forward with a review? Thanks so much in advance.

02/02/2023

According to the National Reverse Mortgage Lenders Association, homeowners aged 62 years or older saw their housing wealth grow by 2% ($266 billion) in Q3 of 2022 alone.

According to the latest quarterly release of the National Reverse Mortgage Lenders Association (NRML...

01/30/2023

It seems logical to assume that rent costs follow the housing market, but rents are expected to increase while home prices aren't. Why is that? What does this mean for first-time home buyers?

If you’re a renter, you’re probably well aware that rents went up more than 20% over the past few years, but your income most likely didn’t increase by nearly as much. So this realtor.com article probably sounds like promising news when the headline claims that rent prices are finally falling ...

01/27/2023

Refinancing is a popular way for homeowners to lower costs, access funds and more. But there are some instances where refinancing may not be the right move -- here are a few ways you can tell.

Consider these points if you're thinking about refinancing.

01/24/2023

Data shows that the dramatic price increase of building materials slowed in 2022 and experienced four months of consecutive decline. Will 2023 see more price decreases?

The producer price index (PPI) for inputs to residential construction less energy (i.e. building materials) rose 8.3% in 2022 (not seasonally adjusted) according to the latest PPI report—less than one-half the increase seen in 2021. On a monthly basis, building materials prices declined 0.3% in De...