Arbor Financial Group, Mike Fake, NMLS #125241

06/03/2026

Two lenders said no. Her taxes showed almost no income. Her business was thriving — the paperwork just didn't show it.
We used a bank statement loan, structured the file cleanly, and got her pre-approved fast.
She closed on her first home in 21 days.
At the closing table, the listing agent pulled me aside and asked: "How did you do that?"
This is what I do. If you have a buyer who's been turned down or is self-employed, send them my way.
📞 858-472-2053
🔗 Link in bio

04/27/2026

"Seeing this a lot lately with clients… happy to chat if you're in the same boat 😄"

04/27/2026

Real talk — I get it.
You bought before 2022, locked in a rate that makes you smile every month, and now you're supposed to give that up to upsize? 😬
Yeah… I wouldn't want to either.
But here's what I've been seeing lately — some of my clients who felt completely locked in are actually making it work. Not because rates dropped dramatically, but because when we actually sat down and ran the numbers together, the full picture looked different than they expected.
Sometimes it makes sense. Sometimes it doesn't. But you won't know until you look.
No pressure, no pitch. Just an honest 20-minute conversation if you're curious.
DM me. I run numbers for free. 😄

04/23/2026

5.0 star review received on Experience.com for Mike Fake by Courtney F - Mike and his team are exceptional! Kind people and answer all your questions. Mike is very knowledgeable and trustworthy. I wouldn't use anyone else for our real estate needs!

Click to see all 105 reviews of Mike Fake, Branch Manager | NMLS #125241

03/12/2026

5.0 star review received on Experience.com for Mike Fake by Sue Y - Mike is always a pleasure to work with. He finds the best rates, is helpful in helping understand a confusing process, and replies promptly to all my questions.

Click to see all 104 reviews of Mike Fake, Branch Manager | NMLS #125241

04/26/2025

Great spring break. Got a few last days on the Mountain and swam in the freezing lake. Kids are ripping. So fun. We will be back this summer!

04/05/2025

Opening day at Stonesteps!

12/30/2024

Homeowners possess greater equity than debt. 🏡📈 This is a significant trend in the housing market, indicating that many people are building wealth through their properties. With rising home values, equity can provide homeowners with financial security and opportunities for future investments. If you're considering buying a home or looking to tap into your existing equity, now might be the perfect time! 💰✨ Let's discuss how you can leverage your home's value to achieve your financial goals!

12/27/2024

The number of down payment assistance programs is increasing! 🚀 This is great news for aspiring homeowners struggling to save for a down payment. These programs, including grants and forgivable loans, offer more opportunities to achieve homeownership. 🏡💰

If you're considering buying a home, explore these assistance programs in your area. Don't miss out on these valuable resources!

12/17/2024

Homebuilder confidence is soaring! In November, it reached a 7-month high, with expectations for future sales jumping to the highest in over two years. The boost comes after a Republican election sweep sparked optimism for regulatory changes that could increase residential construction. 🏗️