Mike Fake - C2 Financial Corporation

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Mike Fake - C2 Financial Corporation Mortgage broker · C2 Financial Corporation · NMLS #125241 · Encinitas & North County SD www.nmlsconsumeraccess.org/.

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License ; MA Mortgage Broker License ; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274.

Sitting on a pile of home equity and a first mortgage rate you’d never give up? Good news: you can keep both. A HELOC le...
10/26/2026

Sitting on a pile of home equity and a first mortgage rate you’d never give up? Good news: you can keep both.

A HELOC lets you tap the equity you’ve built without touching your first mortgage. People use it for things like:
🛠️ Home improvements
🎓 College expenses
💳 Consolidating high-interest debt
☔ A rainy-day cushion

Every situation’s different, so let’s run the math together first. No pressure, no sales pitch. DM me “EQUITY” or call/text 858-472-2053.

Mike Fake · Mortgage Broker · NMLS
#125241 · CA DRE #01388543 · C2 Financial Corporation NMLS
#135622 · Equal Housing Opportunity

Remember “date the rate, marry the house”? Yeah… about that. 😅Two years later, a lot of folks are still married to their...
10/15/2026

Remember “date the rate, marry the house”? Yeah… about that. 😅

Two years later, a lot of folks are still married to their rate, and the family keeps growing: Credit Card Debt, a HELOC, maybe a car payment.

If that sounds familiar, shoot me a DM. I’ll run the numbers with you, no pressure. There are options!

I wish the outcome of the game was different…but spending time with my Dad and Son was the best!!!
10/09/2026

I wish the outcome of the game was different…but spending time with my Dad and Son was the best!!!

5.0 star review received on Experience.com for Mike Fake by Jason B - Mike was great to work with.  He was very professi...
10/07/2026

5.0 star review received on Experience.com for Mike Fake by Jason B - Mike was great to work with. He was very professional and explained the entire process from start to finish. Mike was also available at all times when I had questions. Highly recommend working with Mike if you are going through the home buying process.

Click to see all 107 reviews of Mike Fake, Mortgage Broker | NMLS #125241

5.0 star review received on Experience.com for Mike Fake by J P - It was a pleasure working with MIke, he kept me inform...
08/31/2026

5.0 star review received on Experience.com for Mike Fake by J P - It was a pleasure working with MIke, he kept me informed and on task throughout the process. Good experience.

Click to see all 106 reviews of Mike Fake, Branch Manager | NMLS #125241

Introducing Chamonix Olivia to the world!!!  We had an amazing home birth.  A very special addition to the family. She i...
08/31/2026

Introducing Chamonix Olivia to the world!!! We had an amazing home birth. A very special addition to the family. She is so sweet and mom is the toughest person I’ve ever met…..I’m blessed to be a dad again!!! Can’t wait to surf/ski and do all the things with her.

Two lenders said no. Her taxes showed almost no income. Her business was thriving — the paperwork just didn't show it.We...
06/03/2026

Two lenders said no. Her taxes showed almost no income. Her business was thriving — the paperwork just didn't show it.
We used a bank statement loan, structured the file cleanly, and got her pre-approved fast.
She closed on her first home in 21 days.
At the closing table, the listing agent pulled me aside and asked: "How did you do that?"
This is what I do. If you have a buyer who's been turned down or is self-employed, send them my way.
📞 858-472-2053
🔗 Link in bio

04/27/2026

"Seeing this a lot lately with clients… happy to chat if you're in the same boat 😄"

04/27/2026

Real talk — I get it.
You bought before 2022, locked in a rate that makes you smile every month, and now you're supposed to give that up to upsize? 😬
Yeah… I wouldn't want to either.
But here's what I've been seeing lately — some of my clients who felt completely locked in are actually making it work. Not because rates dropped dramatically, but because when we actually sat down and ran the numbers together, the full picture looked different than they expected.
Sometimes it makes sense. Sometimes it doesn't. But you won't know until you look.
No pressure, no pitch. Just an honest 20-minute conversation if you're curious.
DM me. I run numbers for free. 😄

5.0 star review received on Experience.com for Mike Fake by Courtney F - Mike and his team are exceptional! Kind people ...
04/23/2026

5.0 star review received on Experience.com for Mike Fake by Courtney F - Mike and his team are exceptional! Kind people and answer all your questions. Mike is very knowledgeable and trustworthy. I wouldn't use anyone else for our real estate needs!

Click to see all 105 reviews of Mike Fake, Branch Manager | NMLS #125241

Address

Carlsbad, CA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18584722053

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