Arbor Financial Group, Mike Fake, NMLS #125241

Arbor Financial Group, Mike Fake, NMLS #125241 Mike Fake, Loan Originator, NMLS #125241
Guild Mortgage Company NMLS #3274. Equal Housing Opportunit www.nmlsconsumeraccess.org/.

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License ; MA Mortgage Broker License ; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgag

e Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274.

5.0 star review received on Experience.com for Mike Fake by J P - It was a pleasure working with MIke, he kept me inform...
08/31/2026

5.0 star review received on Experience.com for Mike Fake by J P - It was a pleasure working with MIke, he kept me informed and on task throughout the process. Good experience.

Click to see all 106 reviews of Mike Fake, Branch Manager | NMLS #125241

Introducing Chamonix Olivia to the world!!!  We had an amazing home birth.  A very special addition to the family. She i...
08/31/2026

Introducing Chamonix Olivia to the world!!! We had an amazing home birth. A very special addition to the family. She is so sweet and mom is the toughest person I’ve ever met…..I’m blessed to be a dad again!!! Can’t wait to surf/ski and do all the things with her.

Two lenders said no. Her taxes showed almost no income. Her business was thriving — the paperwork just didn't show it.We...
06/03/2026

Two lenders said no. Her taxes showed almost no income. Her business was thriving — the paperwork just didn't show it.
We used a bank statement loan, structured the file cleanly, and got her pre-approved fast.
She closed on her first home in 21 days.
At the closing table, the listing agent pulled me aside and asked: "How did you do that?"
This is what I do. If you have a buyer who's been turned down or is self-employed, send them my way.
📞 858-472-2053
🔗 Link in bio

04/27/2026

"Seeing this a lot lately with clients… happy to chat if you're in the same boat 😄"

04/27/2026

Real talk — I get it.
You bought before 2022, locked in a rate that makes you smile every month, and now you're supposed to give that up to upsize? 😬
Yeah… I wouldn't want to either.
But here's what I've been seeing lately — some of my clients who felt completely locked in are actually making it work. Not because rates dropped dramatically, but because when we actually sat down and ran the numbers together, the full picture looked different than they expected.
Sometimes it makes sense. Sometimes it doesn't. But you won't know until you look.
No pressure, no pitch. Just an honest 20-minute conversation if you're curious.
DM me. I run numbers for free. 😄

5.0 star review received on Experience.com for Mike Fake by Courtney F - Mike and his team are exceptional! Kind people ...
04/23/2026

5.0 star review received on Experience.com for Mike Fake by Courtney F - Mike and his team are exceptional! Kind people and answer all your questions. Mike is very knowledgeable and trustworthy. I wouldn't use anyone else for our real estate needs!

Click to see all 105 reviews of Mike Fake, Branch Manager | NMLS #125241

5.0 star review received on Experience.com for Mike Fake by Sue Y - Mike is always a pleasure to work with. He finds the...
03/12/2026

5.0 star review received on Experience.com for Mike Fake by Sue Y - Mike is always a pleasure to work with. He finds the best rates, is helpful in helping understand a confusing process, and replies promptly to all my questions.

Click to see all 104 reviews of Mike Fake, Branch Manager | NMLS #125241

Great spring break.  Got a few last days on the Mountain and swam in the freezing lake.  Kids are ripping.  So fun. We w...
04/26/2025

Great spring break. Got a few last days on the Mountain and swam in the freezing lake. Kids are ripping. So fun. We will be back this summer!

Opening day at Stonesteps!
04/05/2025

Opening day at Stonesteps!

Homeowners possess greater equity than debt. 🏡📈 This is a significant trend in the housing market, indicating that many ...
12/30/2024

Homeowners possess greater equity than debt. 🏡📈 This is a significant trend in the housing market, indicating that many people are building wealth through their properties. With rising home values, equity can provide homeowners with financial security and opportunities for future investments. If you're considering buying a home or looking to tap into your existing equity, now might be the perfect time! 💰✨ Let's discuss how you can leverage your home's value to achieve your financial goals!

Address

5050 Avenida Encinas, Ste 120
Carlsbad, CA
92008

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18584722053

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