Cherry Creek Mortgage, LLC, Brenda Dizon, NMLS# 327709

Cherry Creek Mortgage, LLC, Brenda Dizon, NMLS# 327709 Brenda Dizon, Loan Originator, NMLS #327709
Cherry Creek Mortgage, LLC NMLS #3001. Equal Housing Opportunity. IL: www.nmlsconsumeraccess.org.

Click for Licensing: https://www.cherrycreekmortgage.com/licensing Brenda Dizon, Loan Originator, NMLS #327709
Cherry Creek Mortgage, LLC NMLS #3001 AZ: Mortgage Banker License -0904024. CA: Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License 4130289. MN: This is not an offer to enter into an agreement. Any

such offer may only be made in accordance with Minn. Stat. 47.206(3) & (4). NJ: Licensed by the NJ Dept. of Banking and Insurance. OH: Ohio Mortgage Broker Mortgage Banker Exemption MBMB.850096.000. OR: Oregon License Number ML-4807. For licensing Information go to https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3001.

Check out this 5 star First Party review by Greg D:Fantastic job of getting this loan closed in rapid order
07/05/2022

Check out this 5 star First Party review by Greg D:
Fantastic job of getting this loan closed in rapid order

04/01/2022

We are so excited to welcome Brenda to the family!

Pre-approved by another lender, our clients were searching for the perfect investment property to add to their portfolio...
09/27/2018

Pre-approved by another lender, our clients were searching for the perfect investment property to add to their portfolio. They felt confident that they’d get fully approved so, once they found a home that checked all the right boxes, they submitted a strong non-contingent offer and put down a $30,000 deposit. But the couple was denied two weeks into the deal because their debts were too high to qualify for the jumbo loan they needed. They went back and forth with the lender to try to find a solution but, with their deposit on the line, ultimately decided to give us a call. We immediately recognized that we had a niche product loan that would allow us to work outside the box to get them their home. Less than three weeks after coming to us for help, our clients were ecstatic to close on their investment property and continue their pursuit of financial freedom.

As the sole caretaker of two special needs children, our client was looking for a larger, more comfortable home in a bet...
09/20/2018

As the sole caretaker of two special needs children, our client was looking for a larger, more comfortable home in a better part of town. She was thrilled when she found her ideal property, made an offer and it was accepted. But a week into contract, another lender told her that she had too much debt and couldn’t qualify for the loan that she was previously quoted. In tears, she called us for help. We sprang into action, reviewed her documents and developed a plan. Our priority was to match her with a down payment assistance program that allowed her to use the cash she had saved to pay off her debt instead. Combined with an FHA loan, it was exactly what we needed to make it work. Our client is now the proud owner of a home that is perfect for her and her two boys.

After Hurricane Harvey destroyed her home and business, our client was forced to move in with friends in another state w...
09/18/2018

After Hurricane Harvey destroyed her home and business, our client was forced to move in with friends in another state while she figured out her next move. She eventually fell in love with the area, found a job and decided that buying a home would be the perfect way to plant roots in her new community. But when it came time to apply for a home loan, she couldn’t get approved due to an eight month gap in employment. Understanding there is sometimes more to a story than paperwork shows, we sat down together and learned of her amazing perseverance. We knew we could make it work and asked her for a copy of the offer letter from her new employer and a letter explaining the break in work history. Within 40 days of getting pre-approved, our client became a homeowner. She is now well on her way to rebuilding her new life.

Our recent borrowers had been looking for their perfect home for a while and were excited to finally find a new construc...
09/13/2018

Our recent borrowers had been looking for their perfect home for a while and were excited to finally find a new construction condo that they loved. But when there was a breakdown in communication between the condo developer and the appraiser, we weren’t sure we’d be able to close on time. So with hours to go, we got everyone on board to help. We worked throughout the day and into the evening, determined not to have to ask for an extension. Final word came through around 6:30 p.m. and our clients were in the office at 8:00 a.m. the next morning to sign the papers for their dream home.

A couple was making a move across the country and planned to use an FHA loan to purchase a new home. They wanted to leav...
09/10/2018

A couple was making a move across the country and planned to use an FHA loan to purchase a new home. They wanted to leave the husband off the mortgage due to his low credit score and commission-based income, which would be difficult to verify. Still, because it was a community property state, we were required to measure his debts against his wife’s income, which ended up putting her over the ratio limit and threatened to disqualify her for the loan. Thankfully, due to the quick thinking of our team, we found a solution. We lowered the couple’s down payment from 12% to the FHA minimum of 3.5%, freeing up a considerable amount of cash that they then used to pay off their car loan. This not only bettered their debt-to-income ratio, but lowered their monthly expenses. We got the deal closed and the couple is now enjoying life in their new home and community.

Referred to us by their close friends, our recent borrowers were upset about being denied by their previous lender two w...
09/06/2018

Referred to us by their close friends, our recent borrowers were upset about being denied by their previous lender two weeks before closing – costing them the house and their deposit. When we met, we learned that the other lender denied the couple for a VA loan due to eligibility requirements and a short employment history. What the lender didn’t seem to know was that there had been recent changes in eligibility limits, which allowed them to qualify. In addition, though the husband had retired from his job of 20 years, he had recently taken a new position with nearly all the same responsibilities. So his time with his new employer was short, but he showed a long history of employment in the same type of work. Overcoming that last hurdle, the couple moved forward with making an offer on a home they liked even more than the first one, and we closed their loan without a hitch.

After we met at an event a year earlier, a couple came to us ready to accept an offer on their current home and get into...
09/04/2018

After we met at an event a year earlier, a couple came to us ready to accept an offer on their current home and get into contract on a larger one. But, two weeks before the closings, we learned that the buyers of their current home had their financing denied by another lender due to insufficient income. Our clients needed the sale to be able to afford their new home and were heartbroken that they would likely lose out. In an effort to get both families the homes they loved, we stepped in and offered our services to the buyers. Once we took a look at their file, we found income that had gone unreported in their 2017 tax returns. With an extra $5k to report, we were able to approve their loan and move forward with both purchases. Thankful that we could save the deals in time, both families are now happily living in their new homes.

Address

5050 Avenida Encinas, Ste 120
Carlsbad, CA
92008

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17608036562

Website

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