Edison Mortgage and Associates - The McClosky Team, Inc. NMLS #: 2352446

Edison Mortgage and Associates - The McClosky Team, Inc. NMLS #: 2352446 Edison Mortgage Group - Russ McClosky provides Florida mortgages to the Cape Coral, FL area.

Being self-employed in Florida doesn’t have to make getting a mortgage feel overwhelming. Our team works with many self-...
09/18/2026

Being self-employed in Florida doesn’t have to make getting a mortgage feel overwhelming. Our team works with many self-employed buyers, and we know that traditional income documentation isn’t always the best fit.

At Edison Mortgage & Associates, we can review options like bank statement programs or other non-QM solutions when they make sense for your situation—always without guarantees and with guidance you can trust.

If you’re self-employed and planning to buy a home, call (239) 633-4663 to talk through your options and see what may work for you.

A mortgage rate lock can give you peace of mind during the homebuying process. It simply means your interest rate is sec...
09/15/2026

A mortgage rate lock can give you peace of mind during the homebuying process. It simply means your interest rate is secured for a set period while your loan moves toward closing. Since rates can change, timing your lock, choosing the right loan program, and knowing your closing timeline all play a big role in getting the most out of it.

At Edison Mortgage & Associates, our team helps Florida borrowers understand when a rate lock makes sense and what factors to consider so you can move forward with confidence.

Have questions about mortgage rate locks? Contact us at (239) 633-4663.

25 Years Later - We Will NEVER Forget!
09/11/2026

25 Years Later - We Will NEVER Forget!

FHA loans can be a great option for many first-time homebuyers here in Florida, and our team at Edison Mortgage & Associ...
09/10/2026

FHA loans can be a great option for many first-time homebuyers here in Florida, and our team at Edison Mortgage & Associates loves helping buyers explore whether they might qualify. These loans offer flexible credit requirements and the potential for a low down payment, making homeownership feel more within reach.

Every situation is different, so it’s always best to review your eligibility with a mortgage professional who can walk you through your options.

If you're curious about FHA loans or want to see how they might fit your homebuying plans, call us at (239) 633-4663 to review your FHA options.

Labor Day is a chance to slow down and appreciate the hard work that keeps our communities moving. Our team at Edison Mo...
09/07/2026

Labor Day is a chance to slow down and appreciate the hard work that keeps our communities moving. Our team at Edison Mortgage & Associates is taking a moment to recharge too, which means our office will be closed on Monday, September 7.

We'll be back on Tuesday, September 8, refreshed and ready to help Florida homebuyers and homeowners with everything from mortgage pre-approvals to refinance options.

We hope your long weekend is filled with rest, good company, and plenty of time away from the inbox. Enjoy the break!

Lets Gooooooo!!
09/06/2026

Lets Gooooooo!!

Getting ready to apply for a home loan in Cape Coral, Fort Myers, or anywhere in Florida? Our team at Edison Mortgage & ...
09/04/2026

Getting ready to apply for a home loan in Cape Coral, Fort Myers, or anywhere in Florida? Our team at Edison Mortgage & Associates is here to help you stay organized and confident.

Here are some of the key documents borrowers typically need when starting a Florida mortgage application:
• Income: Recent pay stubs, W-2s, tax returns, and self-employed statements
• Assets: Bank statements, retirement accounts, and proof of funds for your down payment
• Credit: Authorization for a credit check
• Identification: A valid photo ID
• Property details: A signed purchase contract once you’re under contract

Getting these items ready early can make your mortgage pre-approval smoother and faster. If you’re a first-time homebuyer in Southwest Florida, we’re happy to walk you through every step.

Call us at (239) 633-4663 if you’d like help getting organized before you apply.

Address

1325 SE 47th Street, Suite F-3
Cape Coral, FL
33904

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