Loans by Irene

Loans by Irene Irene Moustakas is a California-licensed Mortgage Broker who helps people strategically finance their real estate goals. DRE 01419531 / NMLS 325332

She has served California homeowners and first time homebuyers since 2001.

Unlock the equity in your home with a reverse mortgage! 💰🏠A reverse mortgage is a type of home loan available to homeown...
05/29/2026

Unlock the equity in your home with a reverse mortgage! 💰🏠

A reverse mortgage is a type of home loan available to homeowners aged 62 or older that allows them to convert part of the equity in their home into cash.

Unlike traditional mortgages, you don’t make monthly payments. Instead, repayment is deferred until you sell your home or move out permanently.

Let's explore whether a reverse mortgage is right for you and unlock the financial possibilities of homeownership.

Buying a home can feel overwhelming, but the right guidance makes all the difference. Understanding your mortgage option...
05/20/2026

Buying a home can feel overwhelming, but the right guidance makes all the difference. Understanding your mortgage options, budgeting carefully, and planning ahead can help reduce stress and keep the process on track.

Small steps like getting pre-approved, reviewing loan programs, and asking questions early can make a big impact on confidence and decision-making.

Reach out to learn how to navigate the mortgage process with ease and make your home buying journey as smooth as possible.

These two steps are often confused, but they serve very different purposes in a real estate transaction:📊 Appraisal – De...
05/18/2026

These two steps are often confused, but they serve very different purposes in a real estate transaction:

📊 Appraisal – Determines the home’s market value. An appraiser evaluates the property based on size, condition, features, and comparable sales to ensure the price aligns with the market.

🛠️ Inspection – Evaluates the home’s condition. A home inspector looks for issues like structural concerns, systems, and potential repairs.

Why it matters:
An appraisal protects the value of the purchase, while an inspection helps identify risks and future costs. Both play a key role in making informed decisions.

Understanding the difference helps buyers navigate the process with confidence. Let's connect to better understand how each step impacts your home buying journey and how to navigate them with confidence.

The first purchase is often driven by timing, budget, and compromise. It is where you learn what matters, what does not,...
05/14/2026

The first purchase is often driven by timing, budget, and compromise. It is where you learn what matters, what does not, and what you wish you had prioritized.

The second property is where clarity takes over. Equity changes your options and experience changes your decisions. And suddenly you are not just buying what you can afford, you are building toward how you actually want to live.

🌟 That shift is where real strategy begins.

Reach out for guidance on planning your next move with intention and confidence!

Thinking about buying a home? You may be more ready than you realize. If you have stable income, savings in place, a str...
04/22/2026

Thinking about buying a home? You may be more ready than you realize. If you have stable income, savings in place, a strong credit profile, and plans to stay put for the long term, homeownership could be your next smart move.

When the right pieces come together, buying becomes less about timing the market and more about timing your life. 🏡✨

Ready to see what’s possible? Let’s connect and create a strategy that gets you there!

An appraisal is an important step in buying a home because it helps determine the property’s fair market value.Here’s ho...
04/20/2026

An appraisal is an important step in buying a home because it helps determine the property’s fair market value.

Here’s how it typically works:
📊 A licensed appraiser evaluates the home’s condition, size, features, and recent comparable sales in the area
🏠 They visit the property to assess both the interior and exterior
đź“„ A report is created with an estimated value

The appraisal helps confirm the home is worth the price being offered. If it comes in low, it could affect negotiations and may require adjustments to the offer.

Understanding the process helps buyers feel confident and prepared. Reach out to learn what factors can impact an appraisal and how to navigate them.

When buying a home, most people focus on the down payment — but don’t forget about closing costs. 🏡Closing costs are sep...
03/18/2026

When buying a home, most people focus on the down payment — but don’t forget about closing costs. 🏡

Closing costs are separate from your down payment and cover the professional and administrative expenses needed to complete the purchase. This can include things like legal fees, lender-related costs, inspections, appraisals, title services, taxes, and adjustments.

These costs are typically paid at closing and can vary depending on your location and the type of property.

Planning ahead helps avoid surprises and ensures a smooth path to possession. đź’¬

🏡 Getting Ready to House Hunt?Save this checklist to make sure you have all the essentials before you start touring home...
01/26/2026

🏡 Getting Ready to House Hunt?

Save this checklist to make sure you have all the essentials before you start touring homes! From budgeting tips to must-ask questions, being prepared makes the process smoother and more enjoyable.

đź“© Have questions or need guidance? Send a DM and get expert advice through the home buying process!

Address

116 E. Campbell Avenue, # 5
Campbell, CA
95008

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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