Melanie Dickman Home Loans

10/26/2025

10/20/2025

Your home has been your biggest investment — now it can give back to you.

With a reverse mortgage, homeowners 62 or older can use their home equity without selling or moving. Instead of making monthly mortgage payments, you can:
Get extra cash each month or as a line of credit
Use the money for retirement expenses, healthcare, or home updates
Stay right where you’re most comfortable, in your own home

It’s a simple way to make your home work for your retirement goals.

Wondering if this could be the right fit for you? Let your local mortgage expert walk you through it https://www.primelending.com/find-a-branch

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

10/15/2025

Don’t let mortgage myths spook you this fall.

Getting qualified gives you a rough idea of what you might afford. It’s a quick snapshot based on the information you provide.

Getting approved goes much deeper. Lenders review your income, credit, and documents to give you a verified number, which means:
Sellers see you as a serious buyer
You can shop with confidence knowing your budget is solid
You’re ready to move quickly when the right home comes along

Skip the scares and shop smarter. Reach out today to get fully approved and take the guesswork out of your home search. https://www.primelending.com/about-us/contact

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply. **Approval indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit; final approval is subject to underwriter and property conditions and is voided by changes in borrower's credit, loan program, or unforeseen circumstances beyond lender's control.

10/13/2025

Moving doesn’t have to mean waiting.

A bridge loan* makes it possible to buy your next home before selling your current one making it easier to juggle tight timelines and reduces the risk of missing out on the house you really want. Here’s how it can help:
Use your current home’s equity to fund the down payment on your new home
Avoid making two full mortgage payments during the transition
Reduce the stress of coordinating buying and selling at the same time

Our bridge loan is designed to give you breathing room, flexibility, and peace of mind while you make one of life’s biggest moves.

Contact us today to learn how the Home Transition Loan℠* could help you move forward with confidence https://www.primelending.com/about-us/contact

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

10/11/2025

The right loan can turn a fixer upper from frightful to full of potential. 🛠️

A renovation loan lets you purchase the home and finance the upgrades together in one mortgage. No separate loans, no patchwork financing — just one simple solution.
Here’s what’s in it for you:
Unlock more possibilities by considering homes with great bones at a lower price
Roll the cost of repairs or upgrades into your monthly mortgage payment
Create instant value by designing a home that truly fits your lifestyle

With a renovation loan, a fixer upper isn’t something to fear, it’s your chance to create the home you’ve always wanted.

Ready to turn potential into reality? Contact us today and let’s get started. https://www.primelending.com/about-us/contact

09/23/2025

PrimeLending offers an Alternative Income Documentation program* that allows self-employed borrowers to qualify using flexible income verification methods.

Program Highlights:

- Personal Bank Statements – 12 months
- Business Bank Statements – 12 months
- 1099 Income – 1 year
- Profit & Loss – 1 year

If you've been self-employed for 2+ years, we can help you on your path to homeownership! Contact me to learn more!

Product info as of 8/25/25, subject to change. *All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

09/21/2025

Big news for homebuyers: The Federal Reserve has officially cut interest rates.

When the Fed lowers rates, it can lead to lower mortgage rates too—making homes more affordable and monthly payments more manageable. If you’ve been waiting for a more favorable market, this could be the opportunity you've been looking for. Let’s chat about what this means for your buying power.

Rate info as of 9/17/25, subject to change.

08/06/2025

Renting Reality Check: If you’re paying $2,000 a month in rent, that’s $24,000 a year going straight to your landlord’s pocket.

Now imagine putting that money toward your own home. Every payment could be building equity, growing your net worth, and giving you a place that’s truly yours.

Renting keeps you on the sidelines. Buying puts you in the game.

Let’s run the numbers and see what your rent could be doing if you owned instead. DM to get started.

07/15/2025

Relocating? Let's ease one major stressor off your plate! When you work with me, you have exclusive access to MyUtilities concierge utility transfer service. Focus on what truly matters while MyUtilities seamlessly transitions your essential services to your new home, including:

- Electricity
- Security
- Internet
- Cable/TV

Don't miss out on this opportunity to opt in and streamline your move. Get in touch today for more details!

*PrimeLending is not affiliated with MyUtilities.