Nicole Lambros I The Mommy Money Mortgage Team

Nicole Lambros I The Mommy Money Mortgage Team Taking the Scaries Out of Buying a Home! Many know me as “Mommy Money,” and I believe homeownership changes lives.

Loan Officer | MommyMoney
Turning loan stress into loan success
✔️ Home-buying Advice
✔️ Mortgage tips that make sense
✔️ First-time buyer guidance
✔️ New construction + real-life scenarios
FL, IL, IN, WI, MI Hi, I’m Nicole Lambros, Producing Branch Manager & Mortgage Loan Officer with Preferred Rate, a Division of American Pacific Mortgage (NMLS #1850). 🏡✨

With over 24 years of experience in the

mortgage industry, I help homebuyers and homeowners find the best loan program to fit their financial goals — from first-time home buyers and move-up buyers to refinances and investment properties. As a trusted mortgage expert and branch manager based in Burr Ridge, Illinois, I’m known for clear communication, fast closings, and personalized mortgage guidance. Licensed in IL, IN, WI, MI & FL, I specialize in FHA, VA, USDA, Conventional, Jumbo, and Down Payment Assistance loans — helping borrowers navigate pre-approvals, credit strategies, and smooth closings with confidence. My mission is to make the mortgage process simple, transparent, and stress-free while empowering every client to feel informed and supported from application to keys in hand.

💖 Whether you’re purchasing, refinancing, or exploring mortgage options across Illinois, Indiana, Michigan, Wisconsin, and Florida, I’m your go-to resource for trusted home loan advice and competitive rates.

📍 Based in Burr Ridge, IL | Serving the Midwest & Florida
📞 Call/Text: 708-935-2252
📧 Email: [email protected]

🌐 Apply or learn more: www.PreferredRate.com/NicoleLambros


Licensed in FL, IL, IN, WI, MI
Preferred Rate, A division of American Pacific Mortgage Corporation NMLS #1850
NMLS #174206
Equal Housing Opportunity
For licensing information, please go to http://nmlsconsumeraccess.org

🍎 APPLE ORCHARD OPEN HOUSE 🍎Finding the perfect home is a lot like picking the perfect apple...You can look at a hundred...
09/09/2026

🍎 APPLE ORCHARD OPEN HOUSE 🍎

Finding the perfect home is a lot like picking the perfect apple...

You can look at a hundred of them, but when you find the right one, you just know. ❤️

The neighborhood feels right.
The kitchen feels right.
The future feels right.

And suddenly you can picture birthdays, holidays, family dinners, and memories being made there.

If you're starting your home search this fall, let's make sure you're ready when the perfect one comes along.

Because dream homes don't stay on the market forever. 🍂🏡

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206

NMLS # 174206

🎃 PUMPKIN SPICE & MORTGAGE ADVICE 🎃Some things are better when they're made just right...A pumpkin spice latte.A cozy fa...
09/08/2026

🎃 PUMPKIN SPICE & MORTGAGE ADVICE 🎃

Some things are better when they're made just right...

A pumpkin spice latte.
A cozy fall morning.
And a mortgage plan designed specifically for YOU. ☕🏡

Buying a home isn't one-size-fits-all. Every family has different goals, budgets, and timelines.

That's why we take the time to understand what matters most and create a personalized plan that helps you move forward with confidence.

No pressure.
No confusion.
Just honest guidance and a clear path home.

Because the right advice can be just as comforting as your favorite fall drink. 🍂

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206

NMLS # 174206

Today’s National Rate Index—Let’s Talk Strategy| Sept, 8th 2026Here's your weekly rate snapshot. Rates are the easy part...
09/08/2026

Today’s National Rate Index—Let’s Talk Strategy| Sept, 8th 2026
Here's your weekly rate snapshot. Rates are the easy part—figuring out your best move is where I come in.

NMLS # 174206

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities m...
09/07/2026

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities moving forward. Wishing you a safe and happy Labor Day! 💙❤️
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

🍂 FALL INTO HOMEOWNERSHIP 🍂There’s just something about fall…The cooler air. The changing leaves. The smell of pumpkin s...
09/05/2026

🍂 FALL INTO HOMEOWNERSHIP 🍂

There’s just something about fall…

The cooler air. The changing leaves. The smell of pumpkin spice. The feeling of slowing down and imagining what life could look like in a place that’s truly your own. 🏡❤️

Maybe this is the season you stop dreaming about homeownership and start planning for it.

Whether you're thinking about buying this year, next year, or simply wondering where to start, we're here to help you build a plan that fits your goals.

Because the best fall memories aren't just made in a house...
They're made in a home.

🍁 Let's make this your season for fresh starts and new front doors.

👇 Tell me your favorite thing about fall:
🎃 Pumpkin patches
☕ Pumpkin spice
🏈 Football season
🍎 Apple orchards

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206

NMLS # 174206

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.http...
09/05/2026

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

09/04/2026

🎬 POV: Sam and Nicole get together to "work."

The plan:
✅ Follow up with clients.
✅ Answer emails.
✅ Work on mortgage files.

Reality:
🎥 "Nicole, stand over there."
🎥 "No, make that face again."
🎥 "Wait... do it one more time."
🎥 Thirty-seven takes later...

Somehow, what starts as "Let's make one quick video" turns into us laughing so hard we forget why we walked into the room in the first place. 😂

The good news? We have just as much fun helping our clients as we do making these videos. Behind the bloopers and the trends is a mortgage team that's passionate about helping people become homeowners, guiding buyers through the mortgage process, and getting families to the closing table.

Because if we're going to spend our days helping people achieve their dream of homeownership... we might as well have a little fun while we're at it. ❤️🏡

Now... back to writing mortgages. (Probably. 😅)

📲 Click the link in our bio to get pre-approved, explore your mortgage options, or start your home buying journey today!

Nicole Lambros
Producing Branch Manager | Preferred Rate Mortgage
📞 708-935-2252
NMLS #174206
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

09/04/2026

✨ 𝗪𝗲𝗹𝗹… 𝘁𝗵𝗶𝘀 𝘄𝗮𝘀 𝗮 𝗽𝗿𝗲𝘁𝘁𝘆 𝘀𝗽𝗲𝗰𝗶𝗮𝗹 𝗼𝗻𝗲. ✨

More than 25 years in this business, and I still genuinely love getting to do what I do — helping families, partnering with some of the best Realtors around, and hopefully making the mortgage world feel a little less overwhelming along the way. 💙

So seeing my story in 𝗖𝗵𝗶𝗰𝗮𝗴𝗼 𝗔𝗴𝗲𝗻𝘁 𝗠𝗮𝗴𝗮𝘇𝗶𝗻𝗲’𝘀 𝗪𝗵𝗼’𝘀 𝗪𝗵𝗼 feels a little surreal.

I’m incredibly grateful for every client who has trusted me, every Realtor who has called when they needed someone to step in and get it done, and of course my Team Lambros crew who keeps this crazy train moving every single day. 😂

And yes… they even got 𝗠𝗼𝗺𝗺𝘆 𝗠𝗼𝗻𝗲𝘆 in there, so I’d say they understood the assignment. 😉💰

Feeling very thankful, very proud, and very lucky to still be doing this after all these years. 🏡✨

09/03/2026

Dreaming of owning your first home but worried about the down payment? You may have more options than you think!

There are many programs available to help make homeownership more accessible, including community lending programs that offer up to 100% financing in select urban and rural areas.

Additionally, there are programs with down payment requirements as low as 3% to 3.5% that can be combined with down payment assistance, effectively creating a no-money-down scenario and making homeownership more accessible.
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

Address

11s230 S Jackson Street
Burr Ridge, IL
60462

Telephone

+17086875800

Website

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