Nicole Lambros I The Mommy Money Mortgage Team

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Nicole Lambros I The Mommy Money  Mortgage Team Smart mortgages Many know me as “Mommy Money,” and I believe homeownership changes lives.

🏡 𝗡𝗶𝗰𝗼𝗹𝗲 𝗟𝗮𝗺𝗯𝗿𝗼𝘀 | 𝗠𝗼𝗺𝗺𝘆 𝗠𝗼𝗻𝗲𝘆
💕 25+ years taking the scaries out of mortgages!
✔️ First-time homebuyers
✔️ Mortgage tips made simple
✔️ New construction + refinancing
✔️ Creative financing solutions
✨ Big dreams. Hi, I’m Nicole Lambros, Producing Branch Manager & Mortgage Loan Officer with Preferred Rate, a Division of American Pacific Mortgage (NMLS #1850). 🏡✨

With over 25 years of experience in the mortgage industry, I help homebuyers and homeowners find the best loan program to fit their financial goals — from first-time home buyers and move-up buyers to refinances and investment properties. As a trusted mortgage expert and branch manager based in Burr Ridge, Illinois, I’m known for clear communication, fast closings, and personalized mortgage guidance. Licensed in IL, IN, WI, MI & FL, I specialize in FHA, VA, USDA, Conventional, Jumbo, and Down Payment Assistance loans — helping borrowers navigate pre-approvals, credit strategies, and smooth closings with confidence. My mission is to make the mortgage process simple, transparent, and stress-free while empowering every client to feel informed and supported from application to keys in hand.

💖 Whether you’re purchasing, refinancing, or exploring mortgage options across Illinois, Indiana, Michigan, Wisconsin, and Florida, I’m your go-to resource for trusted home loan advice and competitive rates.

📍 Based in Burr Ridge, IL | Serving the Midwest & Florida
📞 Call/Text: 708-935-2252
📧 Email: [email protected]

🌐 Apply or learn more: www.PreferredRate.com/NicoleLambros


Licensed in FL, IL, IN, WI, MI
Preferred Rate, A division of American Pacific Mortgage Corporation NMLS #1850
NMLS #174206
Equal Housing Opportunity
For licensing information, please go to http://nmlsconsumeraccess.org

🏡 SEVEN CLOSINGS. SEVEN NEW CHAPTERS. SO MUCH TO CELEBRATE! 💗We're kicking off November with a whole lot of congratulati...
11/02/2026

🏡 SEVEN CLOSINGS. SEVEN NEW CHAPTERS. SO MUCH TO CELEBRATE! 💗

We're kicking off November with a whole lot of congratulations!

From first-time homebuyers to homeowners making their next move, and even a refinance, it's been a busy and rewarding week for our team.

Every closing represents something different. A fresh start, a new opportunity, a dream realized, or a smart financial move. And we're grateful to have played a part in each one.

A huge thank you to our incredible Realtor partners, Reginald Patterson, Pamela Dixon, Payton McGee & Dawn Olson, for your trust, collaboration & dedication to our clients. We love getting to celebrate these milestones alongside you!

And to all of our clients, CONGRATULATIONS! 🥂 Thank you for trusting the Nicole Lambros Team with such an important part of your lives.

Here's to new keys, new memories & a wonderful start to November! 🏡💕

👑🎃 DON'T LET THESE MORTGAGE NIGHTMARES HAUNT YOU 🎃👑Ghosts.Bats.Debt webs.Zombie bank accounts.Document monsters.We've su...
10/31/2026

👑🎃 DON'T LET THESE MORTGAGE NIGHTMARES HAUNT YOU 🎃👑

Ghosts.
Bats.
Debt webs.
Zombie bank accounts.
Document monsters.

We've survived them all. 👻🦇🕸️💀

Throughout October, we've uncovered some of the biggest mortgage mistakes that can turn a dream home into a horror story.

The good news?

Every one of these nightmares can be avoided with the right guidance, a little planning, and a team that's looking out for you every step of the way.

So before you open that credit card...
Before you buy that new car...
Before you make a major financial move...

Give us a call.

We'll help keep your mortgage journey more "treat" than "trick." 🍬🏡

From all of us at Team Lambros, we wish you and your family a safe, fun, and Happy Halloween filled with lots of treats, laughter, and maybe even a few spooky surprises! 🎃🧡👻

No horror stories.
No mortgage monsters.
Just happy homeowners.

🏡✨ Happy Halloween from The Mommy Money Mortgage Team! ✨🏡

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206



NMLS # 174206

10/30/2026

Weekly training is important when you want to stay relevant in today’s mortgage market…

Although around here, “training” sometimes looks a little different. 😂💃

Sam: “Okay, Nicole—five, six, seven, eight…”

Nicole and the girls: trying to remember the dance, stay on beat, and figure out how any of this is supposed to help someone get pre-approved. 😅

The truth is, the mortgage and real estate world is always changing. New loan programs, updated guidelines, shifting market conditions, technology, social media, AI search, and the way buyers look for information all continue to evolve.

So yes, we believe in weekly training.

Sometimes that means studying mortgage guidelines and home loan options.

Sometimes it means learning how to better educate first-time homebuyers online.

And apparently, sometimes it means Sam teaching the entire team a dance routine. 😂

Behind all the fun is a mortgage team committed to staying informed, staying visible, and continuing to find better ways to help buyers understand the home financing process from pre-approval to clear to close.

Click the link in our bio for more information about mortgage pre-approval, home loan programs, first-time homebuyer options, refinancing, and personalized mortgage guidance.

Nicole Lambros
Producing Branch Manager | Preferred Rate
708-935-2252
NMLS #174206



NMLS # 174206

Kick off your Halloween with a little house hunting! 🎃🏡Payton McGee is hosting an open house this Saturday in West Bever...
10/29/2026

Kick off your Halloween with a little house hunting! 🎃🏡

Payton McGee is hosting an open house this Saturday in West Beverly! Bring the kids in costume and stop by for a tour before the rest of your Halloween plans. 🧡

📍 10330 S Artesian Ave, Chicago
🗓 Saturday, October 31 | 9–11 AM

Listed at $319,900, this charming home offers 3 bedrooms, 2 bathrooms, a finished basement, and an enclosed front porch!

Questions? Contact Payton at 708-834-3888.

👹 THE DOCUMENT MONSTERFeed me your paperwork... 👹Missing documents are one of the biggest causes of delays during the mo...
10/29/2026

👹
THE DOCUMENT MONSTER

Feed me your paperwork... 👹

Missing documents are one of the biggest causes of delays during the mortgage process.

The faster we receive what is requested, the faster we can move your file toward closing.

Think of it this way:
The Document Monster only gets bigger when paperwork goes missing. 🎃📄

Let's keep him happy and your loan moving.

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206



NMLS # 174206

Building a home? We can help finance it. From lot purchase to final walkthrough, we’ll guide you through every step.http...
10/29/2026

Building a home? We can help finance it. From lot purchase to final walkthrough, we’ll guide you through every step.
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

10/28/2026

Thinking about buying your first investment property but don’t know where to start?

In this video, we’ll break down the different ways new investors are building wealth through real estate:

✔️ Using home equity to invest
✔️ Exploring low-documentation investor loans
✔️ Buying with a partner
✔️ Understanding financing options and numbers that matter

Whether your goal is passive income, long-term wealth, or simply making your money work harder, real estate can be one of the most powerful tools available. And the path forward might be easier than you think.

Ready to explore your options? Reach out today and we’ll guide you through the process, connect you with the right resources, and help you make confident, smart investment decisions. No pressure, just real guidance.
https://myoc.io/NicoleLambrosLoans



NMLS # 174206

🏡💕 FIVE HOMES. FIVE CLOSINGS. FIVE NEW CHAPTERS.Last week was a busy one for our team, and we wouldn't have it any other...
10/27/2026

🏡💕 FIVE HOMES. FIVE CLOSINGS. FIVE NEW CHAPTERS.

Last week was a busy one for our team, and we wouldn't have it any other way.

From first-time homebuyers to those making their next big move, every closing represents so much more than a transaction. It's a fresh start, a new adventure, and a place to make memories.

A huge congratulations to all five of our homeowners. We are so grateful you trusted our team with such an important milestone.

And a special thank you to our wonderful Realtor partners, Jennifer Barnes, Daniel Ellington, Payton McGee, and the Sierra Homes team, for their partnership in helping make these closings happen. We love working alongside people who care just as much about their clients as we do.

Here's to new keys, happy homeowners, and many more exciting chapters ahead. 💗

Nicole Lambros Team | Preferred Rate
NMLS #174206

🔮 THE UNDERWRITER SEES ALLCrystal ball?No.Underwriter. 🔮The mortgage process is designed to verify the information neede...
10/27/2026

🔮
THE UNDERWRITER SEES ALL

Crystal ball?
No.
Underwriter. 🔮

The mortgage process is designed to verify the information needed to approve your loan.

Bank statements.
Pay stubs.
Employment.
Assets.

Nothing stays hidden forever.

The smoother and more transparent the process, the faster we get you home. 🏡

Nicole Lambros
Originating Branch Manager | Preferred Rate
📱 708-935-2252
📧 [email protected]
NMLS #174206



NMLS # 174206

10/24/2026

Happy birthday celebration day to our wonderful friend and partner Pamela Julliano Dixon! Cheers to you!!

Address

11s230 S Jackson Street
Burr Ridge, IL
60462

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