Steven T. Higgins - Sr. Mortgage Advisor with Preferred Rate

Steven T. Higgins - Sr. Mortgage Advisor with Preferred Rate Steven T. Higgins - NMLS # 219589 - Sr.

Mortgage Advisor Preferred Rate - Partnered with American Pacific Mortgage Corporation, NMLS # 1850 Equal Housing Opportunity NMLSConsumerAccess.org

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equit...
06/02/2026

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equity can become a powerful financial tool that may help support goals like:
✔ Home renovations
✔ Education expenses
✔ Debt consolidation
✔ Emergency reserves
✔ Real estate investing opportunities
But homeownership is about more than finances, too. It’s about creating stability, building memories, putting down roots, and investing in your future.
For 30 years, we have proudly helped individuals and families build brighter futures through homeownership.
Whether you’re a current homeowner looking to make your next move or just beginning your homeownership journey, let's connect today to explore your options.
https://myoc.io/SteveHiggins



NMLS # 219589

05/28/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/SteveHiggins



NMLS # 219589

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served...
05/26/2026

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served or are currently serving in the U.S. Armed Forces.
We honor the courage, sacrifice, and unwavering commitment it takes to defend our nation and safeguard our freedoms.
Thank you for your service—today and always.
https://myoc.io/SteveHiggins

NMLS # 219589

05/25/2026

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Happy Memorial Day!
https://myoc.io/SteveHiggins



NMLS # 219589

Just like flowers, we all grow at our own pace. Be kind to your mind—and to others.https://myoc.io/SteveHiggins NMLS #...
05/21/2026

Just like flowers, we all grow at our own pace.
Be kind to your mind—and to others.
https://myoc.io/SteveHiggins



NMLS # 219589

05/19/2026

Are you spending your days watching rates, waiting for them to drop so you can refinance? Here’s a smarter way to approach it.
Instead of trying to time the market yourself, work with a Loan Advisor to set your “strike rate,” the point where refinancing makes sense for your goals.
From there, your Loan Advisor monitors the market and lets you know when it’s time to act.
No guessing. No constant checking. Just a clear strategy.
https://myoc.io/SteveHiggins



NMLS # 219589

Today we honor the brave men and women of the United States Armed Forces. Your service, sacrifice, and strength protect ...
05/16/2026

Today we honor the brave men and women of the United States Armed Forces. Your service, sacrifice, and strength protect the freedoms we hold dear. Thank you for all you do.
https://myoc.io/SteveHiggins



NMLS # 219589

Address

11S230 Jackson Street , Suite 101
Burr Ridge, IL
60527

Telephone

+16306248038

Website

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