Steven T. Higgins - Sr. Mortgage Advisor with Preferred Rate

Steven T. Higgins - Sr. Mortgage Advisor with Preferred Rate Steven T. Higgins - NMLS # 219589 - Sr.

Mortgage Advisor Preferred Rate - Partnered with American Pacific Mortgage Corporation, NMLS # 1850 Equal Housing Opportunity NMLSConsumerAccess.org

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends...
06/16/2026

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends on your goals, finances, and strategy, not just the headlines. Watch for a few things to consider before making your move.
https://myoc.io/SteveHiggins



NMLS # 219589

Thinking about refinancing? Now could be the perfect time to save on your mortgage and reach your financial goals! ...
06/11/2026

Thinking about refinancing? Now could be the perfect time to save on your mortgage and reach your financial goals!
https://myoc.io/SteveHiggins



NMLS # 219589

06/09/2026

Rates aren’t one-size-fits-all. The better question is what rate fits your budget, credit profile, and long-term goals. Sometimes structure matters more than the headline number. Want to see what works for you? DM me and I can walk you through options.
https://myoc.io/SteveHiggins



NMLS # 219589

Your mortgage should evolve with your life. You do not have to keep the same loan forever. Knowing your options and havi...
06/04/2026

Your mortgage should evolve with your life. You do not have to keep the same loan forever. Knowing your options and having a plan can help you adjust as your goals change. If you want to explore what that could look like, message me.
https://myoc.io/SteveHiggins



NMLS # 219589

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equit...
06/02/2026

Owning a home can create opportunities that go far beyond simply having a place to live. For many homeowners, home equity can become a powerful financial tool that may help support goals like:
✔ Home renovations
✔ Education expenses
✔ Debt consolidation
✔ Emergency reserves
✔ Real estate investing opportunities
But homeownership is about more than finances, too. It’s about creating stability, building memories, putting down roots, and investing in your future.
For 30 years, we have proudly helped individuals and families build brighter futures through homeownership.
Whether you’re a current homeowner looking to make your next move or just beginning your homeownership journey, let's connect today to explore your options.
https://myoc.io/SteveHiggins



NMLS # 219589

05/28/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/SteveHiggins



NMLS # 219589

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served...
05/26/2026

This May, during Military Appreciation Month, we extend our deepest gratitude to the brave men and women who have served or are currently serving in the U.S. Armed Forces.
We honor the courage, sacrifice, and unwavering commitment it takes to defend our nation and safeguard our freedoms.
Thank you for your service—today and always.
https://myoc.io/SteveHiggins

NMLS # 219589

05/25/2026

Today we remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Happy Memorial Day!
https://myoc.io/SteveHiggins



NMLS # 219589

Address

11S230 Jackson Street , Suite 101
Burr Ridge, IL
60527

Telephone

+16306248038

Website

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