Brad Iannucci OnPoint Home Lending NMLS #2664036

Brad Iannucci OnPoint Home Lending NMLS #2664036 Licensed Mortgage Loan Originator in OH & KY with OnPoint Home Lending in Burlington, KY

Get Pre-Approved: https://onpoint.my1003app.com/2664036/register

NKY Market Update 9/3/26🏡 Median Home Price: $325,000 ⬆️5%📉 Interest Rates: 6.91% 📦 Inventory: Low⏳ Average Days on Mark...
09/03/2026

NKY Market Update 9/3/26

🏡 Median Home Price: $325,000 ⬆️5%
📉 Interest Rates: 6.91%
📦 Inventory: Low
⏳ Average Days on Market: 27 days

Market Insight:
Mortgage rates moved higher over the past week, with the national average 30-year fixed now around 6.91%, approaching the 7% mark. There is some encouraging movement today, though—mortgage-backed securities (MBS) are strengthening while the 10-year Treasury yield has moved lower. Both are generally supportive of lower mortgage rates, so we’ll be watching closely to see if that translates into some relief.

What this means:
Buyers — Higher rates can affect purchasing power, but mortgage markets can change quickly. Staying pre-approved and keeping your numbers updated puts you in position to take advantage if rates improve.

Agents — Affordability is becoming an even bigger part of the conversation as rates approach 7%. Having a lender involved early to structure financing, explore seller concessions, and keep buyers updated on payments can help keep deals moving.

🔗Apply here:
https://onpoint.my1003app.com/2664036/register

📲 Brad Iannucci
OnPoint Home Lending
NMLS #2664036
📧 [email protected]
📞 513-301-5616

08/31/2026

Recap video from our free school supply & pizza event at Poseidons Pizza Company a few weeks ago! Huge thank you to Cara Klare-Oyler Hines, OnPoint Home Lending and all our sponsors for all their support in setting up this event! We could not have done it without you guys!! Can't wait to do it again next year

NKY Market Update 8/26/26🏡 Median Home Price: $312,000 ⬆️4%📉 Interest Rates: 6.74% 📦 Inventory: Low⏳ Average Days on Mar...
08/26/2026

NKY Market Update 8/26/26

🏡 Median Home Price: $312,000 ⬆️4%
📉 Interest Rates: 6.74%
📦 Inventory: Low
⏳ Average Days on Market: 28 days

Market Insight:
Mortgage rates have improved slightly this week, with the national average 30-year fixed around 6.74%. Lower oil prices have provided some relief recently, but the bond market remains volatile. Mortgage-backed securities have weakened and the 10-year Treasury yield has moved higher, so we could continue to see rates move in either direction as markets react to new economic data.

What this means:
Buyers — Small improvements in rates can help affordability, but this is a good reminder that rates can change quickly. Being pre-approved and having your numbers ready gives you the ability to take advantage when favorable opportunities appear.

Agents — Rate volatility continues to impact buyer purchasing power from week to week. Keeping buyers updated on their financing and payments can help prevent surprises when it’s time to make an offer.
Agents — A little rate relief can help bring some hesitant buyers back into the conversation. With Northern Kentucky still seeing solid demand, having buyers pre-approved and ready to move remains key.

🔗Apply here:
https://onpoint.my1003app.com/2664036/register

Brad Iannucci
OnPoint Home Lending
NMLS #2664036
[email protected]
513-301-5616

🏡 FEATURED LISTING + $25,000 SELLER CREDIT!📍 2612 Amsterdam Road, Villa Hills, KY💰 Offered at $1,224,950This beautiful 4...
08/24/2026

🏡 FEATURED LISTING + $25,000 SELLER CREDIT!

📍 2612 Amsterdam Road, Villa Hills, KY
💰 Offered at $1,224,950

This beautiful 4-bedroom, 3-bathroom home features spacious rooms, an inground pool and hot tub, and an incredible lake view—but the opportunity gets even better!

The sellers are offering up to a $25,000 credit that could potentially be used toward:

• A 2-1 temporary rate buydown
• A permanent interest-rate buydown
• Buyer closing costs and prepaid expenses
• Or a combination of these options

Instead of limiting the incentive to one structure, we can explore the financing strategy that provides the most value for the buyer, subject to loan-program guidelines and approval.

Interested in touring the home or seeing how the $25,000 credit could affect your financing?

Listing details and showings:
Joe Lockaby| 859-818-3846

Financing and pre-approval:

Brad Iannucci
OnPoint Home Lending
NMLS #2664036
[email protected]
513-301-5616

08/19/2026

Some transactions require a little extra persistence and problem solving-but we got it done! 🏡

Brad Iannucci
OnPoint Home Lending
NMLS #2664036
[email protected]
513-301-5616

Congratulations to my client who closed on her first home in Alexandria, Kentucky!! It was truly a pleasure working with...
08/19/2026

Congratulations to my client who closed on her first home in Alexandria, Kentucky!! It was truly a pleasure working with you. I'm so glad we were able to get this to the finish line EARLY despite the challenges along the way. Our closing was scheduled at 10 AM today and we were all signed up and out the door by 10:20!

Looking to buy, refinance, or ask questions pertaining to the mortgage process? My phone line is always open. Reach out anytime!!!

Thank you Devin Kroner & Jeff Kessen for the teamwork and trust during this process!

Brad Iannucci
NMLS #2664036
OnPoint Home Lending
[email protected]
513-301-5616

NKY Market Update 8/13/26🏡 Median Home Price: $313,500 ⬆️4.5%📉 Interest Rates: 6.69% 📦 Inventory: Low⏳ Average Days on M...
08/13/2026

NKY Market Update 8/13/26

🏡 Median Home Price: $313,500 ⬆️4.5%
📉 Interest Rates: 6.69%
📦 Inventory: Low
⏳ Average Days on Market: 28 days

Market Insight:
Mortgage rates have shown some improvement this week, with the national average 30-year fixed rate around 6.69% and back near three-week lows. The latest inflation report came in largely in line with expectations, which helped keep the bond market relatively calm and provided some support for mortgage rates. It’s not a dramatic move, but it’s encouraging to see rates trending back in the right direction.

What this means:
Buyers -Even small improvements in rates can help with monthly payments and purchasing power. If you’ve been sitting on the sidelines, this is a good time to revisit your numbers and see what today’s payment looks like.

Agents -A little rate relief can help bring some hesitant buyers back into the conversation. With Northern Kentucky still seeing solid demand, having buyers pre-approved and ready to move remains key.

🔗Apply here:
https://onpoint.my1003app.com/2664036/register

Brad Iannucci
OnPoint Home Lending
NMLS #2664036
[email protected]
513-301-5616

08/06/2026

NKY Market Update 8/6/26

🏡 Median Home Price: $315,000 ⬆️5.6%
📉 Interest Rates: 6.75%
📦 Inventory: Low
⏳ Average Days on Market: 28 days

💡 Market Insight:
Mortgage rates are holding around 6.75% this week, while the Northern Kentucky housing market continues to show resilience. The median home price has climbed to $315,000, a 5% increase year-over-year, showing that buyer demand remains strong despite higher borrowing costs. Limited inventory continues to support home values across much of the region.

What this means:
Buyers-While rates remain elevated, home values continue to trend upward. Waiting for the “perfect” rate could mean paying more for the same home down the road. Being pre-approved and ready to act can help you take advantage of opportunities as they arise.

Agents-A 5% year-over-year increase in home prices is a sign that demand is still healthy. Well-priced listings continue to attract serious buyers, and having clients fully prepared is more important than ever in today’s market.

🔗Apply here:
https://onpoint.my1003app.com/2664036/register

📲 Brad Iannucci
OnPoint Home Lending
NMLS #2664036
📧 [email protected]
📞 513-301-5616

Address

2912 E. Gallatin Street
Burlington, KY

Telephone

+15133015616

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