Citywide - Brad Hamblen

06/24/2026

Want to be in your new home before the kids start school? Start now. 🔑

Pre-approval → offer → closing takes 30–45 days. Late June is the sweet spot to start for a summer move in Florence, NKY, or Cincinnati.

Apply in 5 minutes: bradhomeloans.com
Or call (859) 466-7230

06/21/2026

Happy Father's Day to every dad building a home — not just a house — for his family. ❤️

To the dads in Florence, NKY, and Cincinnati working hard, showing up, and making it happen: today is for you.

From my family to yours — Brad

(859) 466-7230

06/11/2026

William opened this account too. It's a prepaid credit card). This credit card shows up as an unsecured credit card with a 1500 credit limit.

06/09/2026

Thinking of buying a home this summer in NKY or Cincinnati? Read this first. 👇

5 things every buyer needs BEFORE touring homes:
1. Pre-approval
2. Rate strategy
3. Closing cost budget
4. Clean credit
5. A local lender

Comment "TIPS" and I'll send the full guide.

05/30/2026

Want to be in your new NKY home by Labor Day? ☀️ Your timeline starts NOW.

5 steps to be READY before you tour homes this summer 👇

1️⃣ Check your credit score
2️⃣ Gather 2 years of tax returns + W-2s
3️⃣ Get PRE-APPROVED (not just pre-qualified — huge difference)
4️⃣ Set a realistic monthly budget
5️⃣ Partner with a loan officer who actually answers the phone

The Northern Kentucky + Cincinnati summer market is competitive. Sellers want buyers who are READY.

What step are you stuck on? Comment below 👇

🔗 Get started: bradhomeloans.com

Brad Hamblen | NMLS #52831 | Citywide Home Mortgage

05/26/2026

"I need 20% down to buy a house." 🚫 FALSE.

3 myths that are costing first-time buyers their dream home 👇

❌ "I need 20% down"
✅ FHA loans = as little as 3.5% down. USDA + VA loans = often $0 down.

❌ "My credit isn't good enough"
✅ FHA accepts scores as low as 580.

❌ "Renting is cheaper than buying"
✅ Rent builds your landlord's wealth. A mortgage builds YOURS.

The biggest barrier to homeownership in NKY isn't money or credit — it's misinformation.

Which myth have YOU heard the most? Comment 1, 2, or 3 👇

🔗 First-time buyer info: bradhomeloans.com/loan-options/first-time-buyers

Brad Hamblen | NMLS #52831 | Citywide Home Mortgage

05/23/2026

This Memorial Day, we honor those who served — and proudly help those still here come home. 🇺🇸

To every veteran and military family in NKY and Cincinnati: thank you.

If you've served, you've earned one of the most powerful home loan benefits available — the VA Home Loan:

🏠 $0 down payment required
💰 No private mortgage insurance (PMI)
📉 Competitive rates, often below conventional
🔁 Reusable in your lifetime

Many veterans don't realize how much buying power they actually have. We help service members navigate VA eligibility from start to keys-in-hand.

Know a veteran ready to buy or refinance? Tag them below 👇

🔗 Learn more: bradhomeloans.com/loan-options/va-loans

Brad Hamblen | NMLS #52831 | Citywide Home Mortgage

05/21/2026

Waiting for mortgage rates to drop before buying a home? 🏡

Here's what smart Northern Kentucky buyers are doing instead 👇

Rates dipped to 6.36% this week — but the buyers winning right now aren't timing the market. They're timing their pre-approval.

✅ Lock in today's rate (30–60 day rate lock)
✅ Buy now, refinance later when rates fall
✅ Beat the summer competition before NKY inventory tightens

At Brad Hamblen Home Loans in Florence, KY, we help first-time buyers, growing families, and refinancers see exactly what they qualify for — no jargon, no pressure.

What's stopping you from getting pre-approved this month? Drop a comment 👇

🔗 Get pre-approved: bradhomeloans.com

Brad Hamblen | NMLS #52831 | Citywide Home Mortgage

05/20/2026

04/21/2026

Thinking about buying a home but that 20% down payment myth has you hitting snooze? 😴

Let’s clear that up right now. Getting the keys to your new place in Northern Kentucky or Greater Cincinnati is way more accessible than you think!

Check these out:
➡️ FHA Loans: Perfect for first-time buyers. You can get in with as little as 3.5% down!
➡️ VA Loans: To our veterans and active-duty members: thank you. You could buy with 0% down.
🇺🇸 Whether you’re house hacking or finding a forever home, these options keep your savings intact.

We make the process simple, fast, and stress-free: no jargon, just guidance.

Ready to see what works for you?

Give us a shout!
📞 (859) 466-7230
bradhomeloans.com

Brad Hamblen | NMLS #145025 Citywide Home Mortgage | Equal Housing Lender