Citywide - Brad Hamblen

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Citywide - Brad Hamblen Branch Manager
NMLS # 52831
Guaranteed Rate Inc, dba:
Citywide Home Mortgage
NMLS # 2611
EQUAL HOUSING OPPORTUNITY

I have 20 years of experience in mortgage lending, specializing in VA loans. In that time, I have had the opportunity to build a very diverse group of clients ranging from pilots and company owners using jumbo financing to first time home buyers utilizing FHA or USDA financing. My branch and I offer each client options and advice that are tailored to their short and long term goals. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV

Licensed in FL, IN, KY, OH, TN, TX, VA

HELOC vs cash-out refinance — which is right for your next home project? 🏠HELOC = flexible line of credit, draw as neede...
10/14/2026

HELOC vs cash-out refinance — which is right for your next home project? 🏠

HELOC = flexible line of credit, draw as needed
CASH-OUT REFI = replaces your mortgage, lump sum at closing

Your home equity, your choice. Let's find your fit.

(859) 466-7230

Tax benefits of homeownership = 5 real advantages renters don't get. 💰✔️ Mortgage interest deduction✔️ Property tax dedu...
10/07/2026

Tax benefits of homeownership = 5 real advantages renters don't get. 💰

✔️ Mortgage interest deduction
✔️ Property tax deduction
✔️ PMI/MIP deductions
✔️ Home office deduction
✔️ Energy-efficient credits

Own your home. Own your advantages.

(859) 466-7230

Your mortgage payment isn't your only home cost. 💰6 costs every homeowner should budget for:✔️ Property taxes✔️ Homeowne...
09/30/2026

Your mortgage payment isn't your only home cost. 💰

6 costs every homeowner should budget for:
✔️ Property taxes
✔️ Homeowners insurance
✔️ Maintenance & repairs
✔️ HOA fees (if applicable)
✔️ Utilities
✔️ Lawn & landscaping

Plan ahead. Own smart.

(859) 466-7230

Still renting? You might be building someone else's wealth. 💭RENTING: Rent goes up, no equity, no tax perksBUYING: Fixed...
09/23/2026

Still renting? You might be building someone else's wealth. 💭

RENTING: Rent goes up, no equity, no tax perks
BUYING: Fixed payment options, real equity, your rules

What's stopping YOU from buying? Comment below and I'll help.

(859) 466-7230

Selling AND buying at the same time? Here's your 4-step plan. 🔑1️⃣ Get pre-approved for your next home FIRST2️⃣ List you...
09/16/2026

Selling AND buying at the same time? Here's your 4-step plan. 🔑

1️⃣ Get pre-approved for your next home FIRST
2️⃣ List your current home strategically
3️⃣ Explore bridge financing options
4️⃣ Coordinate both closing dates

The #1 secret? Start with your lender.

(859) 466-7230

Happy Labor Day to every hard-working family in NKY & Cincinnati. 🇺🇸You put in the hours. You show up every day. You des...
09/07/2026

Happy Labor Day to every hard-working family in NKY & Cincinnati. 🇺🇸

You put in the hours. You show up every day. You deserve a home that's truly yours.

From my family to yours — enjoy the day off.

Brad Hamblen | (859) 466-7230

Waiting until spring to buy a home? You might be missing out. 🍂4 reasons fall is actually PERFECT for buyers:🏠 Less comp...
08/26/2026

Waiting until spring to buy a home? You might be missing out. 🍂

4 reasons fall is actually PERFECT for buyers:
🏠 Less competition
💰 Motivated sellers
📅 Close before holidays
🍁 Time to plan properly

Ready to explore your options?
(859) 466-7230

The #1 myth stopping people from buying a home? 💥"I need 20% down."TRUTH: Many loan programs let you buy with much less...
08/19/2026

The #1 myth stopping people from buying a home? 💥

"I need 20% down."

TRUTH: Many loan programs let you buy with much less. Some even allow zero down.

Which down payment myth have YOU believed? Comment below and I'll clear it up.

(859) 466-7230

Buying a home in the next 6 months? Boost your credit NOW. 📈5 moves that actually work:✔️ Pay down credit card balances✔...
08/12/2026

Buying a home in the next 6 months? Boost your credit NOW. 📈

5 moves that actually work:
✔️ Pay down credit card balances
✔️ Pay every bill on time
✔️ DON'T close old accounts
✔️ Dispute any report errors
✔️ Avoid new credit applications

Questions? (859) 466-7230

Home sweet homework. 🎒 A new school year starts THIS week for so many NKY & Cincinnati families.If your kids started in ...
08/05/2026

Home sweet homework. 🎒 A new school year starts THIS week for so many NKY & Cincinnati families.

If your kids started in a new home this year — I'd love to see it. Drop a first-day photo in the comments!

From my family to yours,
Brad (859) 466-7230

Address

6900 Houston Road Ste 25
Florence, KY
41042

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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